Personal accident insurance
Allianz vs Income personal accident insurance
As of 28 Oct 2026 (Singapore time)
Of the 11 examples both price, Allianz was cheaper on 9, Income on 2. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Allianz | Income |
|---|---|---|
| Accountant, S$200,000 cover | S$378.94Accident Protect Plus Gold (S$250,000)as at 19 Oct 2026 | S$361.88PA Assurance Classic (S$200,000)as at 16 Oct 2026 |
| Sales executive who travels for work, S$100,000 cover | S$171.14Accident Protect Plus Silver (S$100,000)as at 19 Oct 2026 | S$233.26PA Assurance Basic (S$100,000)as at 16 Oct 2026 |
| Technician, S$500,000 cover | S$709.02Accident Protect Plus Platinum (S$500,000)as at 19 Oct 2026 | S$817.50PA Assurance Premium (S$500,000)as at 16 Oct 2026 |
| Class 1 job, S$50,000 cover | S$171.14Accident Protect Plus Silver (S$100,000)as at 19 Oct 2026 | S$233.26PA Assurance Basic (S$100,000)as at 16 Oct 2026 |
| Class 2 job, S$50,000 cover | S$281.15Accident Protect Plus Silver (S$100,000)as at 19 Oct 2026 | S$233.26PA Assurance Basic (S$100,000)as at 16 Oct 2026 |
| Class 3 job, S$50,000 cover | S$171.14Accident Protect Plus Silver (S$100,000)as at 19 Oct 2026 | S$233.26PA Assurance Basic (S$100,000)as at 16 Oct 2026 |
| You and your spouse, S$50,000 cover | S$290.94Accident Protect Plus Silver, me and my spouse (S$100,000 each adult; 15% off the whole premium)as at 19 Oct 2026 | S$466.52PA Assurance Basic, me and my spouse (S$100,000 each)as at 16 Oct 2026 |
| You and 1 child, S$50,000 cover | S$187.03Accident Protect Plus Silver, me and my children (S$100,000; each child on the Child plan, S$48.90; 15% off the whole premium)as at 19 Oct 2026 | S$373.22PA Assurance Basic, me and my children (S$100,000; each child 40% off)as at 16 Oct 2026 |
| You and 2 children, S$50,000 cover | S$228.60Accident Protect Plus Silver, me and my children (S$100,000; each child on the Child plan, S$48.90; 15% off the whole premium)as at 19 Oct 2026 | S$513.17PA Assurance Basic, me and my children (S$100,000; each child 40% off)as at 16 Oct 2026 |
| Family: you, your spouse and 1 child, S$50,000 cover | S$332.50Accident Protect Plus Silver, family (S$100,000 each adult; each child on the Child plan, S$48.90; 15% off the whole premium)as at 19 Oct 2026 | S$606.48PA Assurance Basic, family (S$100,000 each adult; each child 40% off)as at 16 Oct 2026 |
| Family: you, your spouse and 2 children, S$50,000 cover | S$374.07Accident Protect Plus Silver, family (S$100,000 each adult; each child on the Child plan, S$48.90; 15% off the whole premium)as at 19 Oct 2026 | S$746.43PA Assurance Basic, family (S$100,000 each adult; each child 40% off)as at 16 Oct 2026 |
| 1 child on their own | No online price | S$233.26PA Assurance Basic, children only (S$100,000 each child, full price)as at 16 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Allianz | Income |
|---|---|---|
| Accident medical expenses | S$5,000 per accident, inpatient and outpatient for up to 12 months, including chiropractor, TCM practitioner and physiotherapist and ambulance or taxi to hospital | S$6,000 per accident (outpatient S$3,000; physiotherapy S$1,500 a year; TCM or chiropractor S$750) |
| Hospital cash | S$100 a day, up to 750 days per accident; ICU S$200 a day up to 90 days; recuperation S$50 a day up to 30 days; weekly cash S$100 for total temporary disablement | S$150 a day, up to 365 days (S$450 a day in ICU, up to 30 days) |
| Infectious diseases (e.g. dengue) | S$200 lump sum per diagnosis event for 27 listed infectious diseases including dengue, hand foot and mouth disease, Zika, malaria and measles (30-day waiting period) | Not covered: Income sells it as the "with infectious disease cover" version of this plan |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Allianz or Income cheaper for personal accident insurance?
Of the 11 examples both price, Allianz was cheaper on 9, Income on 2. Your own answers can change the order, so get your own quote.
How does Allianz's cover compare with Income's?
On each one's cheapest plan for accountant, S$200,000 cover (Allianz Accident Protect Plus Gold (S$250,000), Income PA Assurance Classic (S$200,000)): Accident medical expenses: Allianz S$5,000 per accident, inpatient and outpatient for up to 12 months, including chiropractor, TCM practitioner and physiotherapist and ambulance or taxi to hospital, Income S$6,000 per accident (outpatient S$3,000; physiotherapy S$1,500 a year; TCM or chiropractor S$750); Hospital cash: Allianz S$100 a day, up to 750 days per accident; ICU S$200 a day up to 90 days; recuperation S$50 a day up to 30 days; weekly cash S$100 for total temporary disablement, Income S$150 a day, up to 365 days (S$450 a day in ICU, up to 30 days); Infectious diseases (e.g. dengue): Allianz S$200 lump sum per diagnosis event for 27 listed infectious diseases including dengue, hand foot and mouth disease, Zika, malaria and measles (30-day waiting period), Income Not covered: Income sells it as the "with infectious disease cover" version of this plan; Excess: Allianz S$0.00, Income S$0.00.
What discounts are Allianz and Income running?
Allianz: none to show. Income: none to show.