Home insurance
Great American vs Sompo home insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, Great American was cheaper on 0, Sompo on 12. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Great American | Sompo |
|---|---|---|
| HDB flat, owner, S$60,000 contents | S$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026 | S$67.85HomeVital for HDB owners (your contents sum, plus renovations S$40,000 and building S$100,000)as at 9 Oct 2026 |
| Condo, tenant, S$30,000 contents | S$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026 | S$54.50HomeVital for condo tenants (your contents sum)as at 9 Oct 2026 |
| Landed house, owner, S$100,000 contents | S$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026 | S$120.99HomeVital for landed owners (your contents sum, plus renovations S$80,000)as at 9 Oct 2026 |
| HDB flat, owner, S$30,000 contents | S$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026 | S$54.50HomeVital for HDB owners (your contents sum, plus renovations S$40,000 and building S$100,000)as at 9 Oct 2026 |
| HDB flat, owner, S$100,000 contents | S$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026 | S$100.55HomeVital for HDB owners (your contents sum, plus renovations S$40,000 and building S$100,000)as at 9 Oct 2026 |
| HDB flat, tenant, S$30,000 contents | S$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026 | S$54.50HomeVital for HDB tenants (your contents sum)as at 9 Oct 2026 |
| HDB flat, tenant, S$60,000 contents | S$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026 | S$54.50HomeVital for HDB tenants (your contents sum)as at 9 Oct 2026 |
| HDB flat, tenant, S$100,000 contents | S$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026 | S$81.75HomeVital for HDB tenants (your contents sum)as at 9 Oct 2026 |
| Condo, owner, S$30,000 contents | S$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026 | S$54.50HomeVital for condo owners (your contents sum, plus renovations S$60,000)as at 9 Oct 2026 |
| Condo, owner, S$60,000 contents | S$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026 | S$73.58HomeVital for condo owners (your contents sum, plus renovations S$60,000)as at 9 Oct 2026 |
| Condo, owner, S$100,000 contents | S$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026 | S$112.82HomeVital for condo owners (your contents sum, plus renovations S$60,000)as at 9 Oct 2026 |
| Condo, tenant, S$60,000 contents | S$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026 | S$58.86HomeVital for condo tenants (your contents sum)as at 9 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Great American | Sompo |
|---|---|---|
| Renovations | Fixtures, fittings and renovations S$200,000 (tick a box to include the building itself in this sum) | S$40,000 (the minimum for this property; priced in); building S$100,000 (compulsory for HDB owners; priced in); HDB prices are for a 4-room flat: at S$60,000 contents a studio to 3-room costs S$1.63 less, a 5-room S$1.64 more, an executive, HUDC or multi-generation flat S$5.73 more and a jumbo flat S$15.54 more |
| Personal liability | Up to S$500,000 worldwide; can be raised to S$1,000,000 for S$82 a year including GST | S$500,000 worldwide family personal liability |
| Alternative accommodation | Loss of rent and the cost of temporary accommodation are covered (the brochure gives no figure) | Up to S$50,000 (loss of rental income or additional cost of alternative accommodation) |
| Excess | Not published | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- Great American: none to show
- Sompo: 25% off
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Great American or Sompo cheaper for home insurance?
Of the 12 examples both price, Great American was cheaper on 0, Sompo on 12. Your own answers can change the order, so get your own quote.
How does Great American's cover compare with Sompo's?
On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Great American Great Home Insurance Elite (S$60,000 contents), Sompo HomeVital for HDB owners (your contents sum, plus renovations S$40,000 and building S$100,000)): Renovations: Great American Fixtures, fittings and renovations S$200,000 (tick a box to include the building itself in this sum), Sompo S$40,000 (the minimum for this property; priced in); building S$100,000 (compulsory for HDB owners; priced in); HDB prices are for a 4-room flat: at S$60,000 contents a studio to 3-room costs S$1.63 less, a 5-room S$1.64 more, an executive, HUDC or multi-generation flat S$5.73 more and a jumbo flat S$15.54 more; Personal liability: Great American Up to S$500,000 worldwide; can be raised to S$1,000,000 for S$82 a year including GST, Sompo S$500,000 worldwide family personal liability; Alternative accommodation: Great American Loss of rent and the cost of temporary accommodation are covered (the brochure gives no figure), Sompo Up to S$50,000 (loss of rental income or additional cost of alternative accommodation); Excess: Great American Not published, Sompo S$0.00.
What discounts are Great American and Sompo running?
Great American: none to show. Sompo: 25% off.