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Home insurance

Great American vs MSIG home insurance

As of 28 Oct 2026 (Singapore time)

Of the 12 examples both price, Great American was cheaper on 0, MSIG on 12. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleGreat AmericanMSIG
HDB flat, owner, S$60,000 contentsS$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026S$99.84HomeEasy Gold (owner or landlord)as at 11 Oct 2026
Condo, tenant, S$30,000 contentsS$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026S$43.60HomeEasy Silver (tenant)as at 11 Oct 2026
Landed house, owner, S$100,000 contentsS$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026S$190.10Enhanced HomePlus Ultimateas at 11 Oct 2026
HDB flat, owner, S$30,000 contentsS$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026S$58.42HomeEasy Silver (owner or landlord)as at 11 Oct 2026
HDB flat, owner, S$100,000 contentsS$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026S$190.10Enhanced HomePlus Ultimateas at 11 Oct 2026
HDB flat, tenant, S$30,000 contentsS$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026S$43.60HomeEasy Silver (tenant)as at 11 Oct 2026
HDB flat, tenant, S$60,000 contentsS$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026S$70.20HomeEasy Gold (tenant)as at 11 Oct 2026
HDB flat, tenant, S$100,000 contentsS$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026S$190.10Enhanced HomePlus Ultimateas at 11 Oct 2026
Condo, owner, S$30,000 contentsS$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026S$58.42HomeEasy Silver (owner or landlord)as at 11 Oct 2026
Condo, owner, S$60,000 contentsS$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026S$99.84HomeEasy Gold (owner or landlord)as at 11 Oct 2026
Condo, owner, S$100,000 contentsS$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026S$190.10Enhanced HomePlus Ultimateas at 11 Oct 2026
Condo, tenant, S$60,000 contentsS$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026S$70.20HomeEasy Gold (tenant)as at 11 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for HDB flat, owner, S$60,000 contents: Great American Great Home Insurance Elite (S$60,000 contents), MSIG HomeEasy Gold (owner or landlord).
CoverGreat AmericanMSIG
RenovationsFixtures, fittings and renovations S$200,000 (tick a box to include the building itself in this sum)S$120,000
Personal liabilityUp to S$500,000 worldwide; can be raised to S$1,000,000 for S$82 a year including GSTS$1,000,000 worldwide; property owner's or tenant's liability S$500,000 (S$1,000,000 in the aggregate)
Alternative accommodationLoss of rent and the cost of temporary accommodation are covered (the brochure gives no figure)Alternative accommodation or loss of rent up to 10% of the Section 1 sum insured (S$20,000)
ExcessNot publishedS$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is Great American or MSIG cheaper for home insurance?

Of the 12 examples both price, Great American was cheaper on 0, MSIG on 12. Your own answers can change the order, so get your own quote.

How does Great American's cover compare with MSIG's?

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Great American Great Home Insurance Elite (S$60,000 contents), MSIG HomeEasy Gold (owner or landlord)): Renovations: Great American Fixtures, fittings and renovations S$200,000 (tick a box to include the building itself in this sum), MSIG S$120,000; Personal liability: Great American Up to S$500,000 worldwide; can be raised to S$1,000,000 for S$82 a year including GST, MSIG S$1,000,000 worldwide; property owner's or tenant's liability S$500,000 (S$1,000,000 in the aggregate); Alternative accommodation: Great American Loss of rent and the cost of temporary accommodation are covered (the brochure gives no figure), MSIG Alternative accommodation or loss of rent up to 10% of the Section 1 sum insured (S$20,000); Excess: Great American Not published, MSIG S$0.00.

What discounts are Great American and MSIG running?

Great American: none to show. MSIG: 20% off.