Home insurance
Great American vs Lonpac home insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, Great American was cheaper on 0, Lonpac on 8, and they tied on 4. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Great American | Lonpac |
|---|---|---|
| HDB flat, owner, S$60,000 contents | S$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026 | S$228.90Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026 |
| Condo, tenant, S$30,000 contents | S$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026 | S$114.45Home Protection, contents cover (tenant occupied)as at 11 Oct 2026 |
| Landed house, owner, S$100,000 contents | S$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026 | S$381.50Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026 |
| HDB flat, owner, S$30,000 contents | S$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026 | S$114.45Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026 |
| HDB flat, owner, S$100,000 contents | S$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026 | S$381.50Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026 |
| HDB flat, tenant, S$30,000 contents | S$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026 | S$114.45Home Protection, contents cover (tenant occupied)as at 11 Oct 2026 |
| HDB flat, tenant, S$60,000 contents | S$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026 | S$228.90Home Protection, contents cover (tenant occupied)as at 11 Oct 2026 |
| HDB flat, tenant, S$100,000 contents | S$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026 | S$381.50Home Protection, contents cover (tenant occupied)as at 11 Oct 2026 |
| Condo, owner, S$30,000 contents | S$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026 | S$114.45Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026 |
| Condo, owner, S$60,000 contents | S$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026 | S$228.90Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026 |
| Condo, owner, S$100,000 contents | S$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026 | S$381.50Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026 |
| Condo, tenant, S$60,000 contents | S$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026 | S$228.90Home Protection, contents cover (tenant occupied)as at 11 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Great American | Lonpac |
|---|---|---|
| Renovations | Fixtures, fittings and renovations S$200,000 (tick a box to include the building itself in this sum) | Not stated as a separate section; the building itself (including fixtures) can be added at 0.05% of the sum you choose, S$50 a year per S$100,000, not priced in here; S$100 excess |
| Personal liability | Up to S$500,000 worldwide; can be raised to S$1,000,000 for S$82 a year including GST | S$1,000,000 personal and family liability, worldwide, free with the contents cover |
| Alternative accommodation | Loss of rent and the cost of temporary accommodation are covered (the brochure gives no figure) | Alternative accommodation and/or loss of rent covered (product page); limit not stated |
| Excess | Not published | S$100.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- Great American: none to show
- Lonpac: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Great American or Lonpac cheaper for home insurance?
Of the 12 examples both price, Great American was cheaper on 0, Lonpac on 8, and they tied on 4. Your own answers can change the order, so get your own quote.
How does Great American's cover compare with Lonpac's?
On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Great American Great Home Insurance Elite (S$60,000 contents), Lonpac Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)): Renovations: Great American Fixtures, fittings and renovations S$200,000 (tick a box to include the building itself in this sum), Lonpac Not stated as a separate section; the building itself (including fixtures) can be added at 0.05% of the sum you choose, S$50 a year per S$100,000, not priced in here; S$100 excess; Personal liability: Great American Up to S$500,000 worldwide; can be raised to S$1,000,000 for S$82 a year including GST, Lonpac S$1,000,000 personal and family liability, worldwide, free with the contents cover; Alternative accommodation: Great American Loss of rent and the cost of temporary accommodation are covered (the brochure gives no figure), Lonpac Alternative accommodation and/or loss of rent covered (product page); limit not stated; Excess: Great American Not published, Lonpac S$100.00.
What discounts are Great American and Lonpac running?
Great American: none to show. Lonpac: none to show.