Shenton Brokers
← Compare other insurers

Home insurance

Great American vs Lonpac home insurance

As of 28 Oct 2026 (Singapore time)

Of the 12 examples both price, Great American was cheaper on 0, Lonpac on 8, and they tied on 4. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleGreat AmericanLonpac
HDB flat, owner, S$60,000 contentsS$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026S$228.90Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026
Condo, tenant, S$30,000 contentsS$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026S$114.45Home Protection, contents cover (tenant occupied)as at 11 Oct 2026
Landed house, owner, S$100,000 contentsS$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026S$381.50Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026
HDB flat, owner, S$30,000 contentsS$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026S$114.45Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026
HDB flat, owner, S$100,000 contentsS$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026S$381.50Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026
HDB flat, tenant, S$30,000 contentsS$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026S$114.45Home Protection, contents cover (tenant occupied)as at 11 Oct 2026
HDB flat, tenant, S$60,000 contentsS$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026S$228.90Home Protection, contents cover (tenant occupied)as at 11 Oct 2026
HDB flat, tenant, S$100,000 contentsS$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026S$381.50Home Protection, contents cover (tenant occupied)as at 11 Oct 2026
Condo, owner, S$30,000 contentsS$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026S$114.45Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026
Condo, owner, S$60,000 contentsS$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026S$228.90Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026
Condo, owner, S$100,000 contentsS$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026S$381.50Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026
Condo, tenant, S$60,000 contentsS$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026S$228.90Home Protection, contents cover (tenant occupied)as at 11 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for HDB flat, owner, S$60,000 contents: Great American Great Home Insurance Elite (S$60,000 contents), Lonpac Home Protection, contents cover (owner occupied; free S$1m family liability and family PA).
CoverGreat AmericanLonpac
RenovationsFixtures, fittings and renovations S$200,000 (tick a box to include the building itself in this sum)Not stated as a separate section; the building itself (including fixtures) can be added at 0.05% of the sum you choose, S$50 a year per S$100,000, not priced in here; S$100 excess
Personal liabilityUp to S$500,000 worldwide; can be raised to S$1,000,000 for S$82 a year including GSTS$1,000,000 personal and family liability, worldwide, free with the contents cover
Alternative accommodationLoss of rent and the cost of temporary accommodation are covered (the brochure gives no figure)Alternative accommodation and/or loss of rent covered (product page); limit not stated
ExcessNot publishedS$100.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

Get your own quote

Questions people ask

Is Great American or Lonpac cheaper for home insurance?

Of the 12 examples both price, Great American was cheaper on 0, Lonpac on 8, and they tied on 4. Your own answers can change the order, so get your own quote.

How does Great American's cover compare with Lonpac's?

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Great American Great Home Insurance Elite (S$60,000 contents), Lonpac Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)): Renovations: Great American Fixtures, fittings and renovations S$200,000 (tick a box to include the building itself in this sum), Lonpac Not stated as a separate section; the building itself (including fixtures) can be added at 0.05% of the sum you choose, S$50 a year per S$100,000, not priced in here; S$100 excess; Personal liability: Great American Up to S$500,000 worldwide; can be raised to S$1,000,000 for S$82 a year including GST, Lonpac S$1,000,000 personal and family liability, worldwide, free with the contents cover; Alternative accommodation: Great American Loss of rent and the cost of temporary accommodation are covered (the brochure gives no figure), Lonpac Alternative accommodation and/or loss of rent covered (product page); limit not stated; Excess: Great American Not published, Lonpac S$100.00.

What discounts are Great American and Lonpac running?

Great American: none to show. Lonpac: none to show.