Home insurance
Great American vs Income home insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, Great American was cheaper on 3, Income on 9. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Great American | Income |
|---|---|---|
| HDB flat, owner, S$60,000 contents | S$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026 | S$71.22Enhanced Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat; contents and S$60,000 renovations)as at 16 Oct 2026 |
| Condo, tenant, S$30,000 contents | S$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026 | S$98.59Enhanced Home Insurance, condo, tenant (your contents and S$150,000 renovations)as at 16 Oct 2026 |
| Landed house, owner, S$100,000 contents | S$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026 | S$430.55Enhanced Home Insurance, landed house (S$600,000 building and S$150,000 renovations included)as at 16 Oct 2026 |
| HDB flat, owner, S$30,000 contents | S$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026 | S$43.10Enhanced Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat; contents and S$60,000 renovations)as at 16 Oct 2026 |
| HDB flat, owner, S$100,000 contents | S$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026 | S$108.72Enhanced Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat; contents and S$60,000 renovations)as at 16 Oct 2026 |
| HDB flat, tenant, S$30,000 contents | S$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026 | S$43.10Enhanced Home Insurance, HDB flat, tenant (your contents and S$60,000 renovations)as at 16 Oct 2026 |
| HDB flat, tenant, S$60,000 contents | S$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026 | S$71.22Enhanced Home Insurance, HDB flat, tenant (your contents and S$60,000 renovations)as at 16 Oct 2026 |
| HDB flat, tenant, S$100,000 contents | S$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026 | S$108.72Enhanced Home Insurance, HDB flat, tenant (your contents and S$60,000 renovations)as at 16 Oct 2026 |
| Condo, owner, S$30,000 contents | S$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026 | S$257.58Enhanced Home Insurance, condo (S$390,000 building and S$150,000 renovations included)as at 16 Oct 2026 |
| Condo, owner, S$60,000 contents | S$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026 | S$295.02Enhanced Home Insurance, condo (S$390,000 building and S$150,000 renovations included)as at 16 Oct 2026 |
| Condo, owner, S$100,000 contents | S$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026 | S$344.94Enhanced Home Insurance, condo (S$390,000 building and S$150,000 renovations included)as at 16 Oct 2026 |
| Condo, tenant, S$60,000 contents | S$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026 | S$136.03Enhanced Home Insurance, condo, tenant (your contents and S$150,000 renovations)as at 16 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Great American | Income |
|---|---|---|
| Renovations | Fixtures, fittings and renovations S$200,000 (tick a box to include the building itself in this sum) | S$60,000 |
| Personal liability | Up to S$500,000 worldwide; can be raised to S$1,000,000 for S$82 a year including GST | S$5,000,000 |
| Alternative accommodation | Loss of rent and the cost of temporary accommodation are covered (the brochure gives no figure) | 10% of your renovation and contents sums: S$7,500, S$9,000, S$12,000 or S$16,000 with S$15,000, S$30,000, S$60,000 or S$100,000 contents, for lost rental income and extra hotel expenses (up to S$350 a day) |
| Excess | Not published | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- Great American: none to show
- Income: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Great American or Income cheaper for home insurance?
Of the 12 examples both price, Great American was cheaper on 3, Income on 9. Your own answers can change the order, so get your own quote.
How does Great American's cover compare with Income's?
On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Great American Great Home Insurance Elite (S$60,000 contents), Income Enhanced Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat; contents and S$60,000 renovations)): Renovations: Great American Fixtures, fittings and renovations S$200,000 (tick a box to include the building itself in this sum), Income S$60,000; Personal liability: Great American Up to S$500,000 worldwide; can be raised to S$1,000,000 for S$82 a year including GST, Income S$5,000,000; Alternative accommodation: Great American Loss of rent and the cost of temporary accommodation are covered (the brochure gives no figure), Income 10% of your renovation and contents sums: S$7,500, S$9,000, S$12,000 or S$16,000 with S$15,000, S$30,000, S$60,000 or S$100,000 contents, for lost rental income and extra hotel expenses (up to S$350 a day); Excess: Great American Not published, Income S$0.00.
What discounts are Great American and Income running?
Great American: none to show. Income: none to show.