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Home insurance

FWD vs Great American home insurance

As of 28 Oct 2026 (Singapore time)

Of the 12 examples both price, FWD was cheaper on 12, Great American on 0. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleFWDGreat American
HDB flat, owner, S$60,000 contentsS$98.78FWD Home Insurance, HDB flat (renovations S$20,000 and the S$82,000 building included; 3/4-room pricing)as at 15 Oct 2026S$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026
Condo, tenant, S$30,000 contentsS$77.92FWD Home Insurance, condo, tenant (your contents only)as at 15 Oct 2026S$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026
Landed house, owner, S$100,000 contentsS$229.45FWD Home Insurance, landed house (renovations S$80,000 included; building cover not included)as at 15 Oct 2026S$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026
HDB flat, owner, S$30,000 contentsS$84.99FWD Home Insurance, HDB flat (renovations S$20,000 and the S$82,000 building included; 3/4-room pricing)as at 15 Oct 2026S$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026
HDB flat, owner, S$100,000 contentsS$130.75FWD Home Insurance, HDB flat (renovations S$20,000 and the S$82,000 building included; 3/4-room pricing)as at 15 Oct 2026S$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026
HDB flat, tenant, S$30,000 contentsS$70.31FWD Home Insurance, HDB flat, tenant (your contents only)as at 15 Oct 2026S$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026
HDB flat, tenant, S$60,000 contentsS$84.09FWD Home Insurance, HDB flat, tenant (your contents only)as at 15 Oct 2026S$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026
HDB flat, tenant, S$100,000 contentsS$116.06FWD Home Insurance, HDB flat, tenant (your contents only)as at 15 Oct 2026S$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026
Condo, owner, S$30,000 contentsS$109.97FWD Home Insurance, condo (renovations S$80,000 included; 2/3-bedroom pricing)as at 15 Oct 2026S$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026
Condo, owner, S$60,000 contentsS$130.19FWD Home Insurance, condo (renovations S$80,000 included; 2/3-bedroom pricing)as at 15 Oct 2026S$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026
Condo, owner, S$100,000 contentsS$169.18FWD Home Insurance, condo (renovations S$80,000 included; 2/3-bedroom pricing)as at 15 Oct 2026S$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026
Condo, tenant, S$60,000 contentsS$98.14FWD Home Insurance, condo, tenant (your contents only)as at 15 Oct 2026S$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for HDB flat, owner, S$60,000 contents: FWD FWD Home Insurance, HDB flat (renovations S$20,000 and the S$82,000 building included; 3/4-room pricing), Great American Great Home Insurance Elite (S$60,000 contents).
CoverFWDGreat American
RenovationsS$20,000 (the funnel’s default; more can be chosen on FWD’s site, up to S$100,000)Fixtures, fittings and renovations S$200,000 (tick a box to include the building itself in this sum)
Personal liabilityUp to S$500,000 worldwideUp to S$500,000 worldwide; can be raised to S$1,000,000 for S$82 a year including GST
Alternative accommodationTemporary accommodation and storage up to S$300 a day: S$15,000 (contents sum up to S$40,000) or S$35,000 (above S$40,000)Loss of rent and the cost of temporary accommodation are covered (the brochure gives no figure)
ExcessS$0.00Not published

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is FWD or Great American cheaper for home insurance?

Of the 12 examples both price, FWD was cheaper on 12, Great American on 0. Your own answers can change the order, so get your own quote.

How does FWD's cover compare with Great American's?

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (FWD FWD Home Insurance, HDB flat (renovations S$20,000 and the S$82,000 building included; 3/4-room pricing), Great American Great Home Insurance Elite (S$60,000 contents)): Renovations: FWD S$20,000 (the funnel’s default; more can be chosen on FWD’s site, up to S$100,000), Great American Fixtures, fittings and renovations S$200,000 (tick a box to include the building itself in this sum); Personal liability: FWD Up to S$500,000 worldwide, Great American Up to S$500,000 worldwide; can be raised to S$1,000,000 for S$82 a year including GST; Alternative accommodation: FWD Temporary accommodation and storage up to S$300 a day: S$15,000 (contents sum up to S$40,000) or S$35,000 (above S$40,000), Great American Loss of rent and the cost of temporary accommodation are covered (the brochure gives no figure); Excess: FWD S$0.00, Great American Not published.

What discounts are FWD and Great American running?

FWD: none to show. Great American: none to show.