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Home insurance

ECICS vs Great American home insurance

As of 28 Oct 2026 (Singapore time)

Of the 12 examples both price, ECICS was cheaper on 12, Great American on 0. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleECICSGreat American
HDB flat, owner, S$60,000 contentsS$118.81Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026S$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026
Condo, tenant, S$30,000 contentsS$106.82Home Contents Insurance for tenants (1-year; contents and liability, no renovations)as at 9 Oct 2026S$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026
Landed house, owner, S$100,000 contentsS$168.95Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026S$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026
HDB flat, owner, S$30,000 contentsS$99.19Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026S$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026
HDB flat, owner, S$100,000 contentsS$156.96Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026S$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026
HDB flat, tenant, S$30,000 contentsS$99.19Home Contents Insurance for tenants (1-year; contents and liability, no renovations)as at 9 Oct 2026S$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026
HDB flat, tenant, S$60,000 contentsS$119.90Home Contents Insurance for tenants (1-year; contents and liability, no renovations)as at 9 Oct 2026S$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026
HDB flat, tenant, S$100,000 contentsS$162.41Home Contents Insurance for tenants (1-year; contents and liability, no renovations)as at 9 Oct 2026S$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026
Condo, owner, S$30,000 contentsS$105.73Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026S$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026
Condo, owner, S$60,000 contentsS$125.35Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026S$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026
Condo, owner, S$100,000 contentsS$163.50Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026S$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026
Condo, tenant, S$60,000 contentsS$126.44Home Contents Insurance for tenants (1-year; contents and liability, no renovations)as at 9 Oct 2026S$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for HDB flat, owner, S$60,000 contents: ECICS Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit), Great American Great Home Insurance Elite (S$60,000 contents).
CoverECICSGreat American
RenovationsS$30,000 renovations sum insured (the online quote's minimum; raise it at checkout, up to S$200,000); plus debris removal and professional fees, each 10% of the renovation sumFixtures, fittings and renovations S$200,000 (tick a box to include the building itself in this sum)
Personal liabilityS$500,000 a year for family personal liability (worldwide except the USA and Canada) and tenant's liability togetherUp to S$500,000 worldwide; can be raised to S$1,000,000 for S$82 a year including GST
Alternative accommodationUp to S$300 a day, S$36,000 a year, including storage (not for a landlord who did not live in the home)Loss of rent and the cost of temporary accommodation are covered (the brochure gives no figure)
ExcessS$0.00Not published

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is ECICS or Great American cheaper for home insurance?

Of the 12 examples both price, ECICS was cheaper on 12, Great American on 0. Your own answers can change the order, so get your own quote.

How does ECICS's cover compare with Great American's?

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (ECICS Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit), Great American Great Home Insurance Elite (S$60,000 contents)): Renovations: ECICS S$30,000 renovations sum insured (the online quote's minimum; raise it at checkout, up to S$200,000); plus debris removal and professional fees, each 10% of the renovation sum, Great American Fixtures, fittings and renovations S$200,000 (tick a box to include the building itself in this sum); Personal liability: ECICS S$500,000 a year for family personal liability (worldwide except the USA and Canada) and tenant's liability together, Great American Up to S$500,000 worldwide; can be raised to S$1,000,000 for S$82 a year including GST; Alternative accommodation: ECICS Up to S$300 a day, S$36,000 a year, including storage (not for a landlord who did not live in the home), Great American Loss of rent and the cost of temporary accommodation are covered (the brochure gives no figure); Excess: ECICS S$0.00, Great American Not published.

What discounts are ECICS and Great American running?

ECICS: none to show. Great American: none to show.