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Maid insurance
Lonpac maid insurance
Listed
Why there is no online price
Lonpac's maid insurance is not priced online here: the Maid CarePlus application form (PD/GP/201906/V7, June 2019) prints premiums inclusive of GST per plan (26-month S$236.00 / S$300.00 / S$374.50; 14-month S$166.00 / S$230.00 / S$250.00) but it is not linked from the current site, predates the 9% GST rate and names the old Lonpac Insurance Bhd entity, and the live product page advertises four plans against the form's three, so the table is unverified and not loaded. You can still compare its plans below and buy on Lonpac's own site.
Plans
Maid CarePlus Basic Plan
- Hospital and surgical (per year)
- S$15,000 per year, worldwide (S$5,000 top-up available on 26-month cover)
- Outpatient treatment
- Accidents only: medical expenses S$1,000 (no outpatient illness benefit)
- Repatriation
- S$10,000
- Personal accident
- S$60,000 accidental death or permanent disablement, worldwide
- S$5,000 security bond
- S$5,000 insurance guarantee bond to MOM; optional waiver of counter-indemnity S$53.50 (excess S$250)
- Wages and levy reimbursement
- S$20 per day, up to 30 days; termination expenses S$150; special grant S$1,000
Maid CarePlus Premier Plan
- Hospital and surgical (per year)
- S$20,000 per year, worldwide (S$5,000 top-up available on 26-month cover)
- Outpatient treatment
- Accidents only: medical expenses S$1,500 (no outpatient illness benefit)
- Repatriation
- S$10,000
- Personal accident
- S$60,000 accidental death or permanent disablement, worldwide
- S$5,000 security bond
- S$5,000 insurance guarantee bond to MOM; optional waiver of counter-indemnity S$53.50 (excess S$250)
- Wages and levy reimbursement
- S$30 per day, up to 30 days; alternative domestic help S$20 per day up to 30 days; termination expenses S$250; special grant S$2,000; third-party liability S$5,000
Maid CarePlus PremierPlus Plan
- Hospital and surgical (per year)
- S$30,000 per year, worldwide (the maximum; no top-up)
- Outpatient treatment
- Accidents only: medical expenses S$3,500; outpatient kidney dialysis or cancer treatment S$5,000
- Repatriation
- S$10,000
- Personal accident
- S$60,000 accidental death or permanent disablement, worldwide
- S$5,000 security bond
- S$5,000 insurance guarantee bond to MOM; optional waiver of counter-indemnity S$53.50 (excess S$250)
- Wages and levy reimbursement
- S$40 per day, up to 30 days; alternative domestic help S$25 per day up to 30 days; termination expenses S$400; special grant S$3,000; third-party liability S$10,000
Your own premium depends on your answers. You finish buying on the insurer's own site, where you pay and they issue the policy.