Personal accident insurance

Allied World personal accident insurance

Listed

Why there is no online price

Allied World's personal accident insurance is not priced online here: sold only through intermediaries by proposal form, which needs an Allied World intermediary code we do not hold; the brochure prints one GST-inclusive price per occupation class with no age range, and no policy wording is published, so its loadings cannot be checked. You can still compare its plans below and buy on Allied World's own site.

Plans

Personal Accident Protector Plan 1 (S$50,000; occupation classes 1 to 3)

Accidental death and permanent disability: S$50,000 for accidental death and S$50,000 for permanent total disablement; no claim bonus up to 25% of the sum insured; weekly benefit S$50 for temporary total disablement, up to 104 weeks
Accident medical expenses: S$1,500 for in-hospital or out-patient treatment; TCM S$750; prosthetics and mobility aid S$1,000; ambulance S$500; scarring of the face S$2,500
Hospital cash: Not in the basic plan; the Enhanced Benefits add-on A or B pays S$100 or S$200 a day for up to 60 days per accident, with emergency evacuation and repatriation, and adds S$41 or S$89 a year for classes 1 and 2 (A only for class 3, S$82)
Infectious diseases (e.g. dengue): Not stated
Children: Each child covered free at 10% of the plan's death, disablement and medical benefits
Where and when: Worldwide, 24 hours a day; ages 18 to 65

Personal Accident Protector Plan 2 (S$100,000; occupation classes 1 to 3)

Accidental death and permanent disability: S$100,000 for accidental death and S$100,000 for permanent total disablement; no claim bonus up to 25% of the sum insured; weekly benefit S$100 for temporary total disablement, up to 104 weeks
Accident medical expenses: S$3,000 for in-hospital or out-patient treatment; TCM S$750; prosthetics and mobility aid S$2,000; ambulance S$500; scarring of the face S$5,000
Hospital cash: Not in the basic plan; the Enhanced Benefits add-on A or B pays S$100 or S$200 a day for up to 60 days per accident, with emergency evacuation and repatriation, and adds S$41 or S$89 a year for classes 1 and 2 (A only for class 3, S$82)
Infectious diseases (e.g. dengue): Not stated
Children: Each child covered free at 10% of the plan's death, disablement and medical benefits
Where and when: Worldwide, 24 hours a day; ages 18 to 65

Personal Accident Protector Plan 3 (S$200,000; occupation classes 1 to 3)

Accidental death and permanent disability: S$200,000 for accidental death and S$200,000 for permanent total disablement; no claim bonus up to 25% of the sum insured; weekly benefit S$200 for temporary total disablement, up to 104 weeks
Accident medical expenses: S$5,000 for in-hospital or out-patient treatment; TCM S$750; prosthetics and mobility aid S$2,000; ambulance S$500; scarring of the face S$10,000
Hospital cash: Not in the basic plan; the Enhanced Benefits add-on A or B pays S$100 or S$200 a day for up to 60 days per accident, with emergency evacuation and repatriation, and adds S$41 or S$89 a year for classes 1 and 2 (A only for class 3, S$82)
Infectious diseases (e.g. dengue): Not stated
Children: Each child covered free at 10% of the plan's death, disablement and medical benefits
Where and when: Worldwide, 24 hours a day; ages 18 to 65

Personal Accident Protector Plan 4 (S$500,000; occupation classes 1 and 2 only)

Accidental death and permanent disability: S$500,000 for accidental death and S$500,000 for permanent total disablement; no claim bonus up to 25% of the sum insured; weekly benefit S$500 for temporary total disablement, up to 104 weeks
Accident medical expenses: S$10,000 for in-hospital or out-patient treatment; TCM S$750; prosthetics and mobility aid S$2,000; ambulance S$500; scarring of the face S$25,000
Hospital cash: Not in the basic plan; the Enhanced Benefits add-on A or B pays S$100 or S$200 a day for up to 60 days per accident, with emergency evacuation and repatriation, and adds S$41 or S$89 a year for classes 1 and 2 (A only for class 3, S$82)
Infectious diseases (e.g. dengue): Not stated
Children: Each child covered free at 10% of the plan's death, disablement and medical benefits
Where and when: Worldwide, 24 hours a day; ages 18 to 65

Compare personal accident quotes Buy on Allied World's site

Your own premium depends on your answers. You finish buying on the insurer's own site, where you pay and they issue the policy.