Travel insurance
MSIG vs Zurich travel insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, MSIG was cheaper on 12, Zurich on 0. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | MSIG | Zurich |
|---|---|---|
| One week in Thailand, one adult | S$17.80TravelEasy Liteas at 11 Oct 2026 | S$42.00Travel Guard Direct Basicas at 19 Oct 2026 |
| Two weeks in Japan, one adult | S$36.40TravelEasy Liteas at 11 Oct 2026 | S$77.00Travel Guard Direct Basicas at 19 Oct 2026 |
| Three weeks in Europe, one adult | S$67.60TravelEasy Liteas at 11 Oct 2026 | S$140.00Travel Guard Direct Basicas at 19 Oct 2026 |
| Long weekend in Malaysia, one adult | S$11.40TravelEasy Liteas at 11 Oct 2026 | S$20.00Travel Guard Direct Basicas at 19 Oct 2026 |
| A year of trips in Asia, one adult | S$334.50TravelEasy Flex Standard Flex Annual Planas at 11 Oct 2026 | S$590.00Travel Guard Direct Enhanced Annual Multi-Tripas at 19 Oct 2026 |
| One week in Japan, one adult | S$21.00TravelEasy Liteas at 11 Oct 2026 | S$58.00Travel Guard Direct Basicas at 19 Oct 2026 |
| One week in South Korea, one adult | S$21.00TravelEasy Liteas at 11 Oct 2026 | S$58.00Travel Guard Direct Basicas at 19 Oct 2026 |
| One week in Taiwan, one adult | S$21.00TravelEasy Liteas at 11 Oct 2026 | S$42.00Travel Guard Direct Basicas at 19 Oct 2026 |
| One week in China, one adult | S$21.00TravelEasy Liteas at 11 Oct 2026 | S$42.00Travel Guard Direct Basicas at 19 Oct 2026 |
| Five days in Hong Kong, one adult | S$16.60TravelEasy Liteas at 11 Oct 2026 | S$33.00Travel Guard Direct Basicas at 19 Oct 2026 |
| Five days in Thailand, one adult | S$14.60TravelEasy Liteas at 11 Oct 2026 | S$33.00Travel Guard Direct Basicas at 19 Oct 2026 |
| Three days in Malaysia, one adult | S$11.40TravelEasy Liteas at 11 Oct 2026 | S$20.00Travel Guard Direct Basicas at 19 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | MSIG | Zurich |
|---|---|---|
| Overseas medical expenses | S$50,000 (S$20,000 age 70 and above), S$100 excess | S$100,000 (S$10,000 if age 70 or over) |
| Trip cancellation | Not covered | S$5,000 |
| Baggage loss or damage | S$1,000 | S$1,500 (S$1,000 laptop, S$500 per other item) |
| COVID-19 | Included: overseas medical up to S$25,000 (S$10,000 age 70 and above or a child, S$100 excess), medical evacuation up to S$100,000; no COVID-19 trip cancellation, trip shortening or quarantine cover; claims need a positive test within the first 90 days of the trip | Travel Guard's website says it covers overseas medical and evacuation, trip cancellation and a quarantine allowance. No limits are published for it, so ask Travel Guard before you rely on it |
| Excess | S$100.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is MSIG or Zurich cheaper for travel insurance?
Of the 12 examples both price, MSIG was cheaper on 12, Zurich on 0. Your own answers can change the order, so get your own quote.
How does MSIG's cover compare with Zurich's?
On each one's cheapest plan for one week in Thailand, one adult (MSIG TravelEasy Lite, Zurich Travel Guard Direct Basic): Overseas medical expenses: MSIG S$50,000 (S$20,000 age 70 and above), S$100 excess, Zurich S$100,000 (S$10,000 if age 70 or over); Trip cancellation: MSIG Not covered, Zurich S$5,000; Baggage loss or damage: MSIG S$1,000, Zurich S$1,500 (S$1,000 laptop, S$500 per other item); COVID-19: MSIG Included: overseas medical up to S$25,000 (S$10,000 age 70 and above or a child, S$100 excess), medical evacuation up to S$100,000; no COVID-19 trip cancellation, trip shortening or quarantine cover; claims need a positive test within the first 90 days of the trip, Zurich Travel Guard's website says it covers overseas medical and evacuation, trip cancellation and a quarantine allowance. No limits are published for it, so ask Travel Guard before you rely on it; Excess: MSIG S$100.00, Zurich S$0.00.
What discounts are MSIG and Zurich running?
MSIG: 60% off; 25% off. Zurich: none to show.