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Travel insurance

MSIG vs Tokio Marine travel insurance

As of 28 Oct 2026 (Singapore time)

Of the 12 examples both price, MSIG was cheaper on 11, Tokio Marine on 1. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleMSIGTokio Marine
One week in Thailand, one adultS$17.80TravelEasy Liteas at 11 Oct 2026S$54.00TM Travel Trust Standardas at 10 Oct 2026
Two weeks in Japan, one adultS$36.40TravelEasy Liteas at 11 Oct 2026S$73.00TM Travel Trust Standardas at 10 Oct 2026
Three weeks in Europe, one adultS$67.60TravelEasy Liteas at 11 Oct 2026S$127.00TM Travel Trust Standardas at 10 Oct 2026
Long weekend in Malaysia, one adultS$11.40TravelEasy Liteas at 11 Oct 2026S$33.00TM Travel Trust Standardas at 10 Oct 2026
A year of trips in Asia, one adultS$334.50TravelEasy Flex Standard Flex Annual Planas at 11 Oct 2026S$221.00TM Travel Trust Standard Annualas at 10 Oct 2026
One week in Japan, one adultS$21.00TravelEasy Liteas at 11 Oct 2026S$54.00TM Travel Trust Standardas at 10 Oct 2026
One week in South Korea, one adultS$21.00TravelEasy Liteas at 11 Oct 2026S$54.00TM Travel Trust Standardas at 10 Oct 2026
One week in Taiwan, one adultS$21.00TravelEasy Liteas at 11 Oct 2026S$54.00TM Travel Trust Standardas at 10 Oct 2026
One week in China, one adultS$21.00TravelEasy Liteas at 11 Oct 2026S$54.00TM Travel Trust Standardas at 10 Oct 2026
Five days in Hong Kong, one adultS$16.60TravelEasy Liteas at 11 Oct 2026S$44.00TM Travel Trust Standardas at 10 Oct 2026
Five days in Thailand, one adultS$14.60TravelEasy Liteas at 11 Oct 2026S$44.00TM Travel Trust Standardas at 10 Oct 2026
Three days in Malaysia, one adultS$11.40TravelEasy Liteas at 11 Oct 2026S$33.00TM Travel Trust Standardas at 10 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for one week in Thailand, one adult: MSIG TravelEasy Lite, Tokio Marine TM Travel Trust Standard.
CoverMSIGTokio Marine
Overseas medical expensesS$50,000 (S$20,000 age 70 and above), S$100 excessS$175,000 (S$75,000 age 70-89)
Trip cancellationNot coveredS$2,500
Baggage loss or damageS$1,000S$2,500
COVID-19Included: overseas medical up to S$25,000 (S$10,000 age 70 and above or a child, S$100 excess), medical evacuation up to S$100,000; no COVID-19 trip cancellation, trip shortening or quarantine cover; claims need a positive test within the first 90 days of the tripIncluded: overseas medical up to S$50,000 (S$30,000 age 70-89), evacuation and repatriation up to S$20,000 (S$10,000 age 70-89); no COVID-19 cover for trip cancellation, postponement or curtailment; not if you travel against a government travel advisory, or while WHO has COVID-19 declared a global health emergency (PHEIC); COVID-19 tests, vaccinations and quarantine costs are not covered
ExcessS$100.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

Get your own quote

Questions people ask

Is MSIG or Tokio Marine cheaper for travel insurance?

Of the 12 examples both price, MSIG was cheaper on 11, Tokio Marine on 1. Your own answers can change the order, so get your own quote.

How does MSIG's cover compare with Tokio Marine's?

On each one's cheapest plan for one week in Thailand, one adult (MSIG TravelEasy Lite, Tokio Marine TM Travel Trust Standard): Overseas medical expenses: MSIG S$50,000 (S$20,000 age 70 and above), S$100 excess, Tokio Marine S$175,000 (S$75,000 age 70-89); Trip cancellation: MSIG Not covered, Tokio Marine S$2,500; Baggage loss or damage: MSIG S$1,000, Tokio Marine S$2,500; COVID-19: MSIG Included: overseas medical up to S$25,000 (S$10,000 age 70 and above or a child, S$100 excess), medical evacuation up to S$100,000; no COVID-19 trip cancellation, trip shortening or quarantine cover; claims need a positive test within the first 90 days of the trip, Tokio Marine Included: overseas medical up to S$50,000 (S$30,000 age 70-89), evacuation and repatriation up to S$20,000 (S$10,000 age 70-89); no COVID-19 cover for trip cancellation, postponement or curtailment; not if you travel against a government travel advisory, or while WHO has COVID-19 declared a global health emergency (PHEIC); COVID-19 tests, vaccinations and quarantine costs are not covered; Excess: MSIG S$100.00, Tokio Marine S$0.00.

What discounts are MSIG and Tokio Marine running?

MSIG: 60% off; 25% off. Tokio Marine: none to show.