Travel insurance
Liberty vs Tokio Marine travel insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, Liberty was cheaper on 4, Tokio Marine on 8. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Liberty | Tokio Marine |
|---|---|---|
| One week in Thailand, one adult | S$45.00TourCare Plus Standardas at 19 Oct 2026 | S$54.00TM Travel Trust Standardas at 10 Oct 2026 |
| Two weeks in Japan, one adult | S$76.00TourCare Plus Standardas at 19 Oct 2026 | S$73.00TM Travel Trust Standardas at 10 Oct 2026 |
| Three weeks in Europe, one adult | S$186.50TourCare Plus Standardas at 19 Oct 2026 | S$127.00TM Travel Trust Standardas at 10 Oct 2026 |
| Long weekend in Malaysia, one adult | S$30.00TourCare Plus Standardas at 19 Oct 2026 | S$33.00TM Travel Trust Standardas at 10 Oct 2026 |
| A year of trips in Asia, one adult | S$468.00TourCare Plus Standard Annual Multi-Tripas at 19 Oct 2026 | S$221.00TM Travel Trust Standard Annualas at 10 Oct 2026 |
| One week in Japan, one adult | S$61.50TourCare Plus Standardas at 19 Oct 2026 | S$54.00TM Travel Trust Standardas at 10 Oct 2026 |
| One week in South Korea, one adult | S$61.50TourCare Plus Standardas at 19 Oct 2026 | S$54.00TM Travel Trust Standardas at 10 Oct 2026 |
| One week in Taiwan, one adult | S$61.50TourCare Plus Standardas at 19 Oct 2026 | S$54.00TM Travel Trust Standardas at 10 Oct 2026 |
| One week in China, one adult | S$61.50TourCare Plus Standardas at 19 Oct 2026 | S$54.00TM Travel Trust Standardas at 10 Oct 2026 |
| Five days in Hong Kong, one adult | S$46.50TourCare Plus Standardas at 19 Oct 2026 | S$44.00TM Travel Trust Standardas at 10 Oct 2026 |
| Five days in Thailand, one adult | S$35.50TourCare Plus Standardas at 19 Oct 2026 | S$44.00TM Travel Trust Standardas at 10 Oct 2026 |
| Three days in Malaysia, one adult | S$30.00TourCare Plus Standardas at 19 Oct 2026 | S$33.00TM Travel Trust Standardas at 10 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Liberty | Tokio Marine |
|---|---|---|
| Overseas medical expenses | S$250,000 (S$50,000 age 76-85) | S$175,000 (S$75,000 age 70-89) |
| Trip cancellation | S$5,000 | S$2,500 |
| Baggage and personal belongings | S$3,000 | S$2,500 |
| COVID-19 | Included: overseas medical, evacuation and repatriation up to S$100,000 (S$50,000 age 76-85), trip cancellation up to S$2,000 (postponement S$500), trip curtailment up to S$2,000, trip disruption up to S$1,000, overseas quarantine allowance S$50 a day up to S$350. Not if you travel against a Singapore travel advisory or with Covid-19 symptoms | Included: overseas medical up to S$50,000 (S$30,000 age 70-89), evacuation and repatriation up to S$20,000 (S$10,000 age 70-89); no COVID-19 cover for trip cancellation, postponement or curtailment; not if you travel against a government travel advisory, or while WHO has COVID-19 declared a global health emergency (PHEIC); COVID-19 tests, vaccinations and quarantine costs are not covered |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- Liberty: 50% off
- Tokio Marine: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Liberty or Tokio Marine cheaper for travel insurance?
Of the 12 examples both price, Liberty was cheaper on 4, Tokio Marine on 8. Your own answers can change the order, so get your own quote.
How does Liberty's cover compare with Tokio Marine's?
On each one's cheapest plan for one week in Thailand, one adult (Liberty TourCare Plus Standard, Tokio Marine TM Travel Trust Standard): Overseas medical expenses: Liberty S$250,000 (S$50,000 age 76-85), Tokio Marine S$175,000 (S$75,000 age 70-89); Trip cancellation: Liberty S$5,000, Tokio Marine S$2,500; Baggage and personal belongings: Liberty S$3,000, Tokio Marine S$2,500; COVID-19: Liberty Included: overseas medical, evacuation and repatriation up to S$100,000 (S$50,000 age 76-85), trip cancellation up to S$2,000 (postponement S$500), trip curtailment up to S$2,000, trip disruption up to S$1,000, overseas quarantine allowance S$50 a day up to S$350. Not if you travel against a Singapore travel advisory or with Covid-19 symptoms, Tokio Marine Included: overseas medical up to S$50,000 (S$30,000 age 70-89), evacuation and repatriation up to S$20,000 (S$10,000 age 70-89); no COVID-19 cover for trip cancellation, postponement or curtailment; not if you travel against a government travel advisory, or while WHO has COVID-19 declared a global health emergency (PHEIC); COVID-19 tests, vaccinations and quarantine costs are not covered; Excess: Liberty S$0.00, Tokio Marine S$0.00.
What discounts are Liberty and Tokio Marine running?
Liberty: 50% off. Tokio Marine: none to show.