Travel insurance
Income vs UOI travel insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, Income was cheaper on 1, UOI on 11. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Income | UOI |
|---|---|---|
| One week in Thailand, one adult | S$73.72Classicas at 19 Oct 2026 | S$49.00UniTravel Valueas at 19 Oct 2026 |
| Two weeks in Japan, one adult | S$137.24Classicas at 19 Oct 2026 | S$134.00UniTravel Valueas at 19 Oct 2026 |
| Three weeks in Europe, one adult | S$375.34Classicas at 19 Oct 2026 | S$263.00UniTravel Valueas at 19 Oct 2026 |
| Long weekend in Malaysia, one adult | S$45.49Classicas at 19 Oct 2026 | S$36.00UniTravel Valueas at 19 Oct 2026 |
| A year of trips in Asia, one adult | S$353.00Classic Yearly (trips of up to 90 days each)as at 19 Oct 2026 | S$278.00UniTravel Value Annual Multi-Tripas at 19 Oct 2026 |
| One week in Japan, one adult | S$84.31Classicas at 19 Oct 2026 | S$68.00UniTravel Valueas at 19 Oct 2026 |
| One week in South Korea, one adult | S$84.31Classicas at 19 Oct 2026 | S$68.00UniTravel Valueas at 19 Oct 2026 |
| One week in Taiwan, one adult | S$84.31Classicas at 19 Oct 2026 | S$68.00UniTravel Valueas at 19 Oct 2026 |
| One week in China, one adult | S$84.31Classicas at 19 Oct 2026 | S$68.00UniTravel Valueas at 19 Oct 2026 |
| Five days in Hong Kong, one adult | S$67.84Classicas at 19 Oct 2026 | S$68.00UniTravel Valueas at 19 Oct 2026 |
| Five days in Thailand, one adult | S$59.60Classicas at 19 Oct 2026 | S$49.00UniTravel Valueas at 19 Oct 2026 |
| Three days in Malaysia, one adult | S$45.49Classicas at 19 Oct 2026 | S$36.00UniTravel Valueas at 19 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Income | UOI |
|---|---|---|
| Overseas medical expenses | S$350,000 (S$300,000 age 70 or over) | S$100,000 (S$50,000 if age 70 or above) |
| Trip cancellation | S$5,000 | S$3,000 |
| Baggage and personal belongings | S$3,000 (laptop S$1,000) | S$1,000 |
| COVID-19 | Not covered: the policy wording of July 2026 names no COVID-19 benefit and excludes claims arising from an epidemic, pandemic or public health emergency declared by the WHO or a government authority | Covered: trip cancellation due to COVID-19 S$1,500, overseas medical expenses S$100,000 an adult (S$50,000 a child or from age 70), evacuation S$100,000 |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Income or UOI cheaper for travel insurance?
Of the 12 examples both price, Income was cheaper on 1, UOI on 11. Your own answers can change the order, so get your own quote.
How does Income's cover compare with UOI's?
On each one's cheapest plan for one week in Thailand, one adult (Income Classic, UOI UniTravel Value): Overseas medical expenses: Income S$350,000 (S$300,000 age 70 or over), UOI S$100,000 (S$50,000 if age 70 or above); Trip cancellation: Income S$5,000, UOI S$3,000; Baggage and personal belongings: Income S$3,000 (laptop S$1,000), UOI S$1,000; COVID-19: Income Not covered: the policy wording of July 2026 names no COVID-19 benefit and excludes claims arising from an epidemic, pandemic or public health emergency declared by the WHO or a government authority, UOI Covered: trip cancellation due to COVID-19 S$1,500, overseas medical expenses S$100,000 an adult (S$50,000 a child or from age 70), evacuation S$100,000; Excess: Income S$0.00, UOI S$0.00.
What discounts are Income and UOI running?
Income: none to show. UOI: none to show.