HL Assurance vs China Taiping travel insurance

Of the 12 examples both price, HL Assurance was cheaper on 12, China Taiping on 0. Your own answers can change the order, so get your own quote.

On each one's cheapest plan for one week in Thailand, one adult (HL Assurance Travel Assured Plus Basic (no COVID-19 cover), China Taiping Lite): Overseas medical expenses: HL Assurance S$150,000 overseas (age 70 and below; S$50,000 above 70; child S$100,000); medical expenses in Singapore S$10,000; no COVID-19 cover, China Taiping S$200,000 (S$40,000 above age 70; S$40,000 a child); Trip cancellation: HL Assurance S$5,000, China Taiping S$4,000 (curtailment S$4,000); Baggage and personal belongings: HL Assurance S$3,000 (delayed baggage S$100 every 6 hours up to S$800), China Taiping S$2,000, including valuables and mobile devices; COVID-19: HL Assurance Not covered, China Taiping Not covered: the Lite plan has no COVID-19 endorsement (the portal's benefit table shows no COVID-19 benefit on Lite); choose Economy or above for COVID-19 cover; Excess: HL Assurance S$0.00, China Taiping S$0.00.

HL Assurance: 60% off; 50% off. China Taiping: none to show.