Great American vs HL Assurance travel insurance

Of the 12 examples both price, Great American was cheaper on 0, HL Assurance on 12. Your own answers can change the order, so get your own quote.

On each one's cheapest plan for one week in Thailand, one adult (Great American Great Travel Insurance Classic, HL Assurance Travel Assured Plus Basic (no COVID-19 cover)): Overseas medical expenses: Great American S$200,000 (S$50,000 above age 70; S$200,000 a child on a family plan); follow-up treatment back in Singapore S$10,000, HL Assurance S$150,000 overseas (age 70 and below; S$50,000 above 70; child S$100,000); medical expenses in Singapore S$10,000; no COVID-19 cover; Trip cancellation: Great American S$5,000 for specified events within 60 days before departure; cutting the trip short S$5,000; postponement S$500, HL Assurance S$5,000; Baggage and personal belongings: Great American S$3,000, including a laptop; jewellery S$100; baggage delay pays S$200 for every 6 hours, up to S$1,000, HL Assurance S$3,000 (delayed baggage S$100 every 6 hours up to S$800); COVID-19: Great American Not covered: the June 2020 plan has no COVID-19 benefit, and pandemic-related claims fall under its exclusions, HL Assurance Not covered; Excess: Great American S$0.00, HL Assurance S$0.00.

Great American: none to show. HL Assurance: 60% off; 50% off.