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Travel insurance

FWD vs Tokio Marine travel insurance

As of 28 Oct 2026 (Singapore time)

Of the 12 examples both price, FWD was cheaper on 10, Tokio Marine on 2. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleFWDTokio Marine
One week in Thailand, one adultS$37.08Premiumas at 15 Oct 2026S$54.00TM Travel Trust Standardas at 10 Oct 2026
Two weeks in Japan, one adultS$60.21Premiumas at 15 Oct 2026S$73.00TM Travel Trust Standardas at 10 Oct 2026
Three weeks in Europe, one adultS$149.08Premiumas at 15 Oct 2026S$127.00TM Travel Trust Standardas at 10 Oct 2026
Long weekend in Malaysia, one adultS$22.64Premiumas at 15 Oct 2026S$33.00TM Travel Trust Standardas at 10 Oct 2026
A year of trips in Asia, one adultS$324.82Premium Annual Multi-Tripas at 15 Oct 2026S$221.00TM Travel Trust Standard Annualas at 10 Oct 2026
One week in Japan, one adultS$39.80Premiumas at 15 Oct 2026S$54.00TM Travel Trust Standardas at 10 Oct 2026
One week in South Korea, one adultS$39.80Premiumas at 15 Oct 2026S$54.00TM Travel Trust Standardas at 10 Oct 2026
One week in Taiwan, one adultS$39.80Premiumas at 15 Oct 2026S$54.00TM Travel Trust Standardas at 10 Oct 2026
One week in China, one adultS$39.80Premiumas at 15 Oct 2026S$54.00TM Travel Trust Standardas at 10 Oct 2026
Five days in Hong Kong, one adultS$35.72Premiumas at 15 Oct 2026S$44.00TM Travel Trust Standardas at 10 Oct 2026
Five days in Thailand, one adultS$31.72Premiumas at 15 Oct 2026S$44.00TM Travel Trust Standardas at 10 Oct 2026
Three days in Malaysia, one adultS$22.64Premiumas at 15 Oct 2026S$33.00TM Travel Trust Standardas at 10 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for one week in Thailand, one adult: FWD Premium, Tokio Marine TM Travel Trust Standard.
CoverFWDTokio Marine
Overseas medical expensesS$200,000 (S$40,000 age 70 or older)S$175,000 (S$75,000 age 70-89)
Trip cancellationS$7,500S$2,500
Baggage and personal belongingsS$3,000S$2,500
COVID-19Not covered: epidemics and pandemics declared by the WHO or the Singapore government are excluded; FWD sells COVID-19 cover as a paid extension (the "with COVID-19 extension" cards here)Included: overseas medical up to S$50,000 (S$30,000 age 70-89), evacuation and repatriation up to S$20,000 (S$10,000 age 70-89); no COVID-19 cover for trip cancellation, postponement or curtailment; not if you travel against a government travel advisory, or while WHO has COVID-19 declared a global health emergency (PHEIC); COVID-19 tests, vaccinations and quarantine costs are not covered
ExcessS$0.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

Get your own quote

Questions people ask

Is FWD or Tokio Marine cheaper for travel insurance?

Of the 12 examples both price, FWD was cheaper on 10, Tokio Marine on 2. Your own answers can change the order, so get your own quote.

How does FWD's cover compare with Tokio Marine's?

On each one's cheapest plan for one week in Thailand, one adult (FWD Premium, Tokio Marine TM Travel Trust Standard): Overseas medical expenses: FWD S$200,000 (S$40,000 age 70 or older), Tokio Marine S$175,000 (S$75,000 age 70-89); Trip cancellation: FWD S$7,500, Tokio Marine S$2,500; Baggage and personal belongings: FWD S$3,000, Tokio Marine S$2,500; COVID-19: FWD Not covered: epidemics and pandemics declared by the WHO or the Singapore government are excluded; FWD sells COVID-19 cover as a paid extension (the "with COVID-19 extension" cards here), Tokio Marine Included: overseas medical up to S$50,000 (S$30,000 age 70-89), evacuation and repatriation up to S$20,000 (S$10,000 age 70-89); no COVID-19 cover for trip cancellation, postponement or curtailment; not if you travel against a government travel advisory, or while WHO has COVID-19 declared a global health emergency (PHEIC); COVID-19 tests, vaccinations and quarantine costs are not covered; Excess: FWD S$0.00, Tokio Marine S$0.00.

What discounts are FWD and Tokio Marine running?

FWD: none to show. Tokio Marine: none to show.