Travel insurance
FWD vs Liberty travel insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, FWD was cheaper on 12, Liberty on 0. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | FWD | Liberty |
|---|---|---|
| One week in Thailand, one adult | S$37.08Premiumas at 15 Oct 2026 | S$45.00TourCare Plus Standardas at 19 Oct 2026 |
| Two weeks in Japan, one adult | S$60.21Premiumas at 15 Oct 2026 | S$76.00TourCare Plus Standardas at 19 Oct 2026 |
| Three weeks in Europe, one adult | S$149.08Premiumas at 15 Oct 2026 | S$186.50TourCare Plus Standardas at 19 Oct 2026 |
| Long weekend in Malaysia, one adult | S$22.64Premiumas at 15 Oct 2026 | S$30.00TourCare Plus Standardas at 19 Oct 2026 |
| A year of trips in Asia, one adult | S$324.82Premium Annual Multi-Tripas at 15 Oct 2026 | S$468.00TourCare Plus Standard Annual Multi-Tripas at 19 Oct 2026 |
| One week in Japan, one adult | S$39.80Premiumas at 15 Oct 2026 | S$61.50TourCare Plus Standardas at 19 Oct 2026 |
| One week in South Korea, one adult | S$39.80Premiumas at 15 Oct 2026 | S$61.50TourCare Plus Standardas at 19 Oct 2026 |
| One week in Taiwan, one adult | S$39.80Premiumas at 15 Oct 2026 | S$61.50TourCare Plus Standardas at 19 Oct 2026 |
| One week in China, one adult | S$39.80Premiumas at 15 Oct 2026 | S$61.50TourCare Plus Standardas at 19 Oct 2026 |
| Five days in Hong Kong, one adult | S$35.72Premiumas at 15 Oct 2026 | S$46.50TourCare Plus Standardas at 19 Oct 2026 |
| Five days in Thailand, one adult | S$31.72Premiumas at 15 Oct 2026 | S$35.50TourCare Plus Standardas at 19 Oct 2026 |
| Three days in Malaysia, one adult | S$22.64Premiumas at 15 Oct 2026 | S$30.00TourCare Plus Standardas at 19 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | FWD | Liberty |
|---|---|---|
| Overseas medical expenses | S$200,000 (S$40,000 age 70 or older) | S$250,000 (S$50,000 age 76-85) |
| Trip cancellation | S$7,500 | S$5,000 |
| Baggage and personal belongings | S$3,000 | S$3,000 |
| COVID-19 | Not covered: epidemics and pandemics declared by the WHO or the Singapore government are excluded; FWD sells COVID-19 cover as a paid extension (the "with COVID-19 extension" cards here) | Included: overseas medical, evacuation and repatriation up to S$100,000 (S$50,000 age 76-85), trip cancellation up to S$2,000 (postponement S$500), trip curtailment up to S$2,000, trip disruption up to S$1,000, overseas quarantine allowance S$50 a day up to S$350. Not if you travel against a Singapore travel advisory or with Covid-19 symptoms |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is FWD or Liberty cheaper for travel insurance?
Of the 12 examples both price, FWD was cheaper on 12, Liberty on 0. Your own answers can change the order, so get your own quote.
How does FWD's cover compare with Liberty's?
On each one's cheapest plan for one week in Thailand, one adult (FWD Premium, Liberty TourCare Plus Standard): Overseas medical expenses: FWD S$200,000 (S$40,000 age 70 or older), Liberty S$250,000 (S$50,000 age 76-85); Trip cancellation: FWD S$7,500, Liberty S$5,000; Baggage and personal belongings: FWD S$3,000, Liberty S$3,000; COVID-19: FWD Not covered: epidemics and pandemics declared by the WHO or the Singapore government are excluded; FWD sells COVID-19 cover as a paid extension (the "with COVID-19 extension" cards here), Liberty Included: overseas medical, evacuation and repatriation up to S$100,000 (S$50,000 age 76-85), trip cancellation up to S$2,000 (postponement S$500), trip curtailment up to S$2,000, trip disruption up to S$1,000, overseas quarantine allowance S$50 a day up to S$350. Not if you travel against a Singapore travel advisory or with Covid-19 symptoms; Excess: FWD S$0.00, Liberty S$0.00.
What discounts are FWD and Liberty running?
FWD: none to show. Liberty: 50% off.