Travel insurance
FWD vs Income travel insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, FWD was cheaper on 12, Income on 0. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | FWD | Income |
|---|---|---|
| One week in Thailand, one adult | S$37.08Premiumas at 15 Oct 2026 | S$73.72Classicas at 19 Oct 2026 |
| Two weeks in Japan, one adult | S$60.21Premiumas at 15 Oct 2026 | S$137.24Classicas at 19 Oct 2026 |
| Three weeks in Europe, one adult | S$149.08Premiumas at 15 Oct 2026 | S$375.34Classicas at 19 Oct 2026 |
| Long weekend in Malaysia, one adult | S$22.64Premiumas at 15 Oct 2026 | S$45.49Classicas at 19 Oct 2026 |
| A year of trips in Asia, one adult | S$324.82Premium Annual Multi-Tripas at 15 Oct 2026 | S$353.00Classic Yearly (trips of up to 90 days each)as at 19 Oct 2026 |
| One week in Japan, one adult | S$39.80Premiumas at 15 Oct 2026 | S$84.31Classicas at 19 Oct 2026 |
| One week in South Korea, one adult | S$39.80Premiumas at 15 Oct 2026 | S$84.31Classicas at 19 Oct 2026 |
| One week in Taiwan, one adult | S$39.80Premiumas at 15 Oct 2026 | S$84.31Classicas at 19 Oct 2026 |
| One week in China, one adult | S$39.80Premiumas at 15 Oct 2026 | S$84.31Classicas at 19 Oct 2026 |
| Five days in Hong Kong, one adult | S$35.72Premiumas at 15 Oct 2026 | S$67.84Classicas at 19 Oct 2026 |
| Five days in Thailand, one adult | S$31.72Premiumas at 15 Oct 2026 | S$59.60Classicas at 19 Oct 2026 |
| Three days in Malaysia, one adult | S$22.64Premiumas at 15 Oct 2026 | S$45.49Classicas at 19 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | FWD | Income |
|---|---|---|
| Overseas medical expenses | S$200,000 (S$40,000 age 70 or older) | S$350,000 (S$300,000 age 70 or over) |
| Trip cancellation | S$7,500 | S$5,000 |
| Baggage and personal belongings | S$3,000 | S$3,000 (laptop S$1,000) |
| COVID-19 | Not covered: epidemics and pandemics declared by the WHO or the Singapore government are excluded; FWD sells COVID-19 cover as a paid extension (the "with COVID-19 extension" cards here) | Not covered: the policy wording of July 2026 names no COVID-19 benefit and excludes claims arising from an epidemic, pandemic or public health emergency declared by the WHO or a government authority |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is FWD or Income cheaper for travel insurance?
Of the 12 examples both price, FWD was cheaper on 12, Income on 0. Your own answers can change the order, so get your own quote.
How does FWD's cover compare with Income's?
On each one's cheapest plan for one week in Thailand, one adult (FWD Premium, Income Classic): Overseas medical expenses: FWD S$200,000 (S$40,000 age 70 or older), Income S$350,000 (S$300,000 age 70 or over); Trip cancellation: FWD S$7,500, Income S$5,000; Baggage and personal belongings: FWD S$3,000, Income S$3,000 (laptop S$1,000); COVID-19: FWD Not covered: epidemics and pandemics declared by the WHO or the Singapore government are excluded; FWD sells COVID-19 cover as a paid extension (the "with COVID-19 extension" cards here), Income Not covered: the policy wording of July 2026 names no COVID-19 benefit and excludes claims arising from an epidemic, pandemic or public health emergency declared by the WHO or a government authority; Excess: FWD S$0.00, Income S$0.00.
What discounts are FWD and Income running?
FWD: none to show. Income: none to show.