ERGO vs Tokio Marine travel insurance

Of the 12 examples both price, ERGO was cheaper on 10, Tokio Marine on 2. Your own answers can change the order, so get your own quote.

On each one's cheapest plan for one week in Thailand, one adult (ERGO ERGO TravelProtect Essential, Tokio Marine TM Travel Trust Standard): Overseas medical expenses: ERGO S$200,000 (S$100,000 above age 70) per person, Tokio Marine S$175,000 (S$75,000 age 70-89); Trip cancellation: ERGO S$10,000 per person, Tokio Marine S$2,500; Baggage and personal belongings: ERGO S$3,000 per person, Tokio Marine S$2,500; COVID-19: ERGO Included: Part 39 of the wording extends every section of the policy to losses arising from COVID-19 (medical, evacuation, and trip cancellation, postponement and curtailment where it causes death or serious sickness); no cover for mandatory COVID-19 tests for the trip, for border closures, travel advisories or disinclination to travel, for a diagnosis or exposure known when the policy was bought, or for post-trip medical expenses in Singapore, Tokio Marine Included: overseas medical up to S$50,000 (S$30,000 age 70-89), evacuation and repatriation up to S$20,000 (S$10,000 age 70-89); no COVID-19 cover for trip cancellation, postponement or curtailment; not if you travel against a government travel advisory, or while WHO has COVID-19 declared a global health emergency (PHEIC); COVID-19 tests, vaccinations and quarantine costs are not covered; Excess: ERGO S$0.00, Tokio Marine S$0.00.

ERGO: none to show. Tokio Marine: none to show.