Travel insurance
ERGO vs Liberty travel insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, ERGO was cheaper on 12, Liberty on 0. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | ERGO | Liberty |
|---|---|---|
| One week in Thailand, one adult | S$27.43ERGO TravelProtect Essentialas at 24 Oct 2026 | S$45.00TourCare Plus Standardas at 19 Oct 2026 |
| Two weeks in Japan, one adult | S$51.58ERGO TravelProtect Essentialas at 24 Oct 2026 | S$76.00TourCare Plus Standardas at 19 Oct 2026 |
| Three weeks in Europe, one adult | S$141.11ERGO TravelProtect Essentialas at 24 Oct 2026 | S$186.50TourCare Plus Standardas at 19 Oct 2026 |
| Long weekend in Malaysia, one adult | S$17.40ERGO TravelProtect Essentialas at 24 Oct 2026 | S$30.00TourCare Plus Standardas at 19 Oct 2026 |
| A year of trips in Asia, one adult | S$231.93ERGO TravelProtect Essential (Annual Multi-Trip)as at 24 Oct 2026 | S$468.00TourCare Plus Standard Annual Multi-Tripas at 19 Oct 2026 |
| One week in Japan, one adult | S$31.05ERGO TravelProtect Essentialas at 24 Oct 2026 | S$61.50TourCare Plus Standardas at 19 Oct 2026 |
| One week in South Korea, one adult | S$31.05ERGO TravelProtect Essentialas at 24 Oct 2026 | S$61.50TourCare Plus Standardas at 19 Oct 2026 |
| One week in Taiwan, one adult | S$31.05ERGO TravelProtect Essentialas at 24 Oct 2026 | S$61.50TourCare Plus Standardas at 19 Oct 2026 |
| One week in China, one adult | S$31.05ERGO TravelProtect Essentialas at 24 Oct 2026 | S$61.50TourCare Plus Standardas at 19 Oct 2026 |
| Five days in Hong Kong, one adult | S$25.68ERGO TravelProtect Essentialas at 24 Oct 2026 | S$46.50TourCare Plus Standardas at 19 Oct 2026 |
| Five days in Thailand, one adult | S$22.41ERGO TravelProtect Essentialas at 24 Oct 2026 | S$35.50TourCare Plus Standardas at 19 Oct 2026 |
| Three days in Malaysia, one adult | S$17.40ERGO TravelProtect Essentialas at 24 Oct 2026 | S$30.00TourCare Plus Standardas at 19 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | ERGO | Liberty |
|---|---|---|
| Overseas medical expenses | S$200,000 (S$100,000 above age 70) per person | S$250,000 (S$50,000 age 76-85) |
| Trip cancellation | S$10,000 per person | S$5,000 |
| Baggage and personal belongings | S$3,000 per person | S$3,000 |
| COVID-19 | Included: Part 39 of the wording extends every section of the policy to losses arising from COVID-19 (medical, evacuation, and trip cancellation, postponement and curtailment where it causes death or serious sickness); no cover for mandatory COVID-19 tests for the trip, for border closures, travel advisories or disinclination to travel, for a diagnosis or exposure known when the policy was bought, or for post-trip medical expenses in Singapore | Included: overseas medical, evacuation and repatriation up to S$100,000 (S$50,000 age 76-85), trip cancellation up to S$2,000 (postponement S$500), trip curtailment up to S$2,000, trip disruption up to S$1,000, overseas quarantine allowance S$50 a day up to S$350. Not if you travel against a Singapore travel advisory or with Covid-19 symptoms |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is ERGO or Liberty cheaper for travel insurance?
Of the 12 examples both price, ERGO was cheaper on 12, Liberty on 0. Your own answers can change the order, so get your own quote.
How does ERGO's cover compare with Liberty's?
On each one's cheapest plan for one week in Thailand, one adult (ERGO ERGO TravelProtect Essential, Liberty TourCare Plus Standard): Overseas medical expenses: ERGO S$200,000 (S$100,000 above age 70) per person, Liberty S$250,000 (S$50,000 age 76-85); Trip cancellation: ERGO S$10,000 per person, Liberty S$5,000; Baggage and personal belongings: ERGO S$3,000 per person, Liberty S$3,000; COVID-19: ERGO Included: Part 39 of the wording extends every section of the policy to losses arising from COVID-19 (medical, evacuation, and trip cancellation, postponement and curtailment where it causes death or serious sickness); no cover for mandatory COVID-19 tests for the trip, for border closures, travel advisories or disinclination to travel, for a diagnosis or exposure known when the policy was bought, or for post-trip medical expenses in Singapore, Liberty Included: overseas medical, evacuation and repatriation up to S$100,000 (S$50,000 age 76-85), trip cancellation up to S$2,000 (postponement S$500), trip curtailment up to S$2,000, trip disruption up to S$1,000, overseas quarantine allowance S$50 a day up to S$350. Not if you travel against a Singapore travel advisory or with Covid-19 symptoms; Excess: ERGO S$0.00, Liberty S$0.00.
What discounts are ERGO and Liberty running?
ERGO: none to show. Liberty: 50% off.