Travel insurance
ERGO vs Income travel insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, ERGO was cheaper on 12, Income on 0. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | ERGO | Income |
|---|---|---|
| One week in Thailand, one adult | S$27.43ERGO TravelProtect Essentialas at 24 Oct 2026 | S$73.72Classicas at 19 Oct 2026 |
| Two weeks in Japan, one adult | S$51.58ERGO TravelProtect Essentialas at 24 Oct 2026 | S$137.24Classicas at 19 Oct 2026 |
| Three weeks in Europe, one adult | S$141.11ERGO TravelProtect Essentialas at 24 Oct 2026 | S$375.34Classicas at 19 Oct 2026 |
| Long weekend in Malaysia, one adult | S$17.40ERGO TravelProtect Essentialas at 24 Oct 2026 | S$45.49Classicas at 19 Oct 2026 |
| A year of trips in Asia, one adult | S$231.93ERGO TravelProtect Essential (Annual Multi-Trip)as at 24 Oct 2026 | S$353.00Classic Yearly (trips of up to 90 days each)as at 19 Oct 2026 |
| One week in Japan, one adult | S$31.05ERGO TravelProtect Essentialas at 24 Oct 2026 | S$84.31Classicas at 19 Oct 2026 |
| One week in South Korea, one adult | S$31.05ERGO TravelProtect Essentialas at 24 Oct 2026 | S$84.31Classicas at 19 Oct 2026 |
| One week in Taiwan, one adult | S$31.05ERGO TravelProtect Essentialas at 24 Oct 2026 | S$84.31Classicas at 19 Oct 2026 |
| One week in China, one adult | S$31.05ERGO TravelProtect Essentialas at 24 Oct 2026 | S$84.31Classicas at 19 Oct 2026 |
| Five days in Hong Kong, one adult | S$25.68ERGO TravelProtect Essentialas at 24 Oct 2026 | S$67.84Classicas at 19 Oct 2026 |
| Five days in Thailand, one adult | S$22.41ERGO TravelProtect Essentialas at 24 Oct 2026 | S$59.60Classicas at 19 Oct 2026 |
| Three days in Malaysia, one adult | S$17.40ERGO TravelProtect Essentialas at 24 Oct 2026 | S$45.49Classicas at 19 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | ERGO | Income |
|---|---|---|
| Overseas medical expenses | S$200,000 (S$100,000 above age 70) per person | S$350,000 (S$300,000 age 70 or over) |
| Trip cancellation | S$10,000 per person | S$5,000 |
| Baggage and personal belongings | S$3,000 per person | S$3,000 (laptop S$1,000) |
| COVID-19 | Included: Part 39 of the wording extends every section of the policy to losses arising from COVID-19 (medical, evacuation, and trip cancellation, postponement and curtailment where it causes death or serious sickness); no cover for mandatory COVID-19 tests for the trip, for border closures, travel advisories or disinclination to travel, for a diagnosis or exposure known when the policy was bought, or for post-trip medical expenses in Singapore | Not covered: the policy wording of July 2026 names no COVID-19 benefit and excludes claims arising from an epidemic, pandemic or public health emergency declared by the WHO or a government authority |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is ERGO or Income cheaper for travel insurance?
Of the 12 examples both price, ERGO was cheaper on 12, Income on 0. Your own answers can change the order, so get your own quote.
How does ERGO's cover compare with Income's?
On each one's cheapest plan for one week in Thailand, one adult (ERGO ERGO TravelProtect Essential, Income Classic): Overseas medical expenses: ERGO S$200,000 (S$100,000 above age 70) per person, Income S$350,000 (S$300,000 age 70 or over); Trip cancellation: ERGO S$10,000 per person, Income S$5,000; Baggage and personal belongings: ERGO S$3,000 per person, Income S$3,000 (laptop S$1,000); COVID-19: ERGO Included: Part 39 of the wording extends every section of the policy to losses arising from COVID-19 (medical, evacuation, and trip cancellation, postponement and curtailment where it causes death or serious sickness); no cover for mandatory COVID-19 tests for the trip, for border closures, travel advisories or disinclination to travel, for a diagnosis or exposure known when the policy was bought, or for post-trip medical expenses in Singapore, Income Not covered: the policy wording of July 2026 names no COVID-19 benefit and excludes claims arising from an epidemic, pandemic or public health emergency declared by the WHO or a government authority; Excess: ERGO S$0.00, Income S$0.00.
What discounts are ERGO and Income running?
ERGO: none to show. Income: none to show.