Travel insurance
ERGO vs Great American travel insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, ERGO was cheaper on 11, Great American on 1. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | ERGO | Great American |
|---|---|---|
| One week in Thailand, one adult | S$27.43ERGO TravelProtect Essentialas at 24 Oct 2026 | S$28.34Great Travel Insurance Classicas at 17 Oct 2026 |
| Two weeks in Japan, one adult | S$51.58ERGO TravelProtect Essentialas at 24 Oct 2026 | S$68.67Great Travel Insurance Classicas at 17 Oct 2026 |
| Three weeks in Europe, one adult | S$141.11ERGO TravelProtect Essentialas at 24 Oct 2026 | S$114.45Great Travel Insurance Classicas at 17 Oct 2026 |
| Long weekend in Malaysia, one adult | S$17.40ERGO TravelProtect Essentialas at 24 Oct 2026 | S$23.98Great Travel Insurance Classicas at 17 Oct 2026 |
| A year of trips in Asia, one adult | S$231.93ERGO TravelProtect Essential (Annual Multi-Trip)as at 24 Oct 2026 | S$348.80Great Travel Insurance Classic Annual (trips of up to 90 days)as at 17 Oct 2026 |
| One week in Japan, one adult | S$31.05ERGO TravelProtect Essentialas at 24 Oct 2026 | S$56.68Great Travel Insurance Classicas at 17 Oct 2026 |
| One week in South Korea, one adult | S$31.05ERGO TravelProtect Essentialas at 24 Oct 2026 | S$56.68Great Travel Insurance Classicas at 17 Oct 2026 |
| One week in Taiwan, one adult | S$31.05ERGO TravelProtect Essentialas at 24 Oct 2026 | S$37.06Great Travel Insurance Classicas at 17 Oct 2026 |
| One week in China, one adult | S$31.05ERGO TravelProtect Essentialas at 24 Oct 2026 | S$37.06Great Travel Insurance Classicas at 17 Oct 2026 |
| Five days in Hong Kong, one adult | S$25.68ERGO TravelProtect Essentialas at 24 Oct 2026 | S$37.06Great Travel Insurance Classicas at 17 Oct 2026 |
| Five days in Thailand, one adult | S$22.41ERGO TravelProtect Essentialas at 24 Oct 2026 | S$28.34Great Travel Insurance Classicas at 17 Oct 2026 |
| Three days in Malaysia, one adult | S$17.40ERGO TravelProtect Essentialas at 24 Oct 2026 | S$23.98Great Travel Insurance Classicas at 17 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | ERGO | Great American |
|---|---|---|
| Overseas medical expenses | S$200,000 (S$100,000 above age 70) per person | S$200,000 (S$50,000 above age 70; S$200,000 a child on a family plan); follow-up treatment back in Singapore S$10,000 |
| Trip cancellation | S$10,000 per person | S$5,000 for specified events within 60 days before departure; cutting the trip short S$5,000; postponement S$500 |
| Baggage and personal belongings | S$3,000 per person | S$3,000, including a laptop; jewellery S$100; baggage delay pays S$200 for every 6 hours, up to S$1,000 |
| COVID-19 | Included: Part 39 of the wording extends every section of the policy to losses arising from COVID-19 (medical, evacuation, and trip cancellation, postponement and curtailment where it causes death or serious sickness); no cover for mandatory COVID-19 tests for the trip, for border closures, travel advisories or disinclination to travel, for a diagnosis or exposure known when the policy was bought, or for post-trip medical expenses in Singapore | Not covered: the June 2020 plan has no COVID-19 benefit, and pandemic-related claims fall under its exclusions |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- ERGO: none to show
- Great American: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is ERGO or Great American cheaper for travel insurance?
Of the 12 examples both price, ERGO was cheaper on 11, Great American on 1. Your own answers can change the order, so get your own quote.
How does ERGO's cover compare with Great American's?
On each one's cheapest plan for one week in Thailand, one adult (ERGO ERGO TravelProtect Essential, Great American Great Travel Insurance Classic): Overseas medical expenses: ERGO S$200,000 (S$100,000 above age 70) per person, Great American S$200,000 (S$50,000 above age 70; S$200,000 a child on a family plan); follow-up treatment back in Singapore S$10,000; Trip cancellation: ERGO S$10,000 per person, Great American S$5,000 for specified events within 60 days before departure; cutting the trip short S$5,000; postponement S$500; Baggage and personal belongings: ERGO S$3,000 per person, Great American S$3,000, including a laptop; jewellery S$100; baggage delay pays S$200 for every 6 hours, up to S$1,000; COVID-19: ERGO Included: Part 39 of the wording extends every section of the policy to losses arising from COVID-19 (medical, evacuation, and trip cancellation, postponement and curtailment where it causes death or serious sickness); no cover for mandatory COVID-19 tests for the trip, for border closures, travel advisories or disinclination to travel, for a diagnosis or exposure known when the policy was bought, or for post-trip medical expenses in Singapore, Great American Not covered: the June 2020 plan has no COVID-19 benefit, and pandemic-related claims fall under its exclusions; Excess: ERGO S$0.00, Great American S$0.00.
What discounts are ERGO and Great American running?
ERGO: none to show. Great American: none to show.