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Travel insurance

Singlife vs HL Assurance travel insurance

As of 28 Oct 2026 (Singapore time)

Of the 12 examples both price, Singlife was cheaper on 0, HL Assurance on 12. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleSinglifeHL Assurance
One week in Thailand, one adultS$55.42Travel Liteas at 8 Oct 2026S$23.20Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026
Two weeks in Japan, one adultS$101.18Travel Liteas at 8 Oct 2026S$38.80Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026
Three weeks in Europe, one adultS$221.45Travel Liteas at 8 Oct 2026S$71.60Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026
Long weekend in Malaysia, one adultS$38.28Travel Liteas at 8 Oct 2026S$16.80Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026
A year of trips in Asia, one adultS$305.00Travel Lite Annual Multi-Tripas at 8 Oct 2026S$189.50Travel Assured Plus Basic (no COVID-19 cover) Annual Multi-Tripas at 21 Oct 2026
One week in Japan, one adultS$68.69Travel Liteas at 8 Oct 2026S$25.60Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026
One week in South Korea, one adultS$68.69Travel Liteas at 8 Oct 2026S$25.60Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026
One week in Taiwan, one adultS$68.69Travel Liteas at 8 Oct 2026S$25.60Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026
One week in China, one adultS$68.69Travel Liteas at 8 Oct 2026S$25.60Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026
Five days in Hong Kong, one adultS$58.93Travel Liteas at 8 Oct 2026S$22.00Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026
Five days in Thailand, one adultS$47.54Travel Liteas at 8 Oct 2026S$20.00Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026
Three days in Malaysia, one adultS$38.28Travel Liteas at 8 Oct 2026S$16.80Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for one week in Thailand, one adult: Singlife Travel Lite, HL Assurance Travel Assured Plus Basic (no COVID-19 cover).
CoverSinglifeHL Assurance
Overseas medical expensesS$250,000 (S$75,000 if above age 70)S$150,000 overseas (age 70 and below; S$50,000 above 70; child S$100,000); medical expenses in Singapore S$10,000; no COVID-19 cover
Trip cancellationS$5,000S$5,000
Baggage and personal belongingsS$3,000S$3,000 (delayed baggage S$100 every 6 hours up to S$800)
COVID-19Not covered on this card: Singlife sells COVID-19 cover as an optional add-on, priced per booking (the "with COVID-19 add-on" cards here include it)Not covered
ExcessS$0.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

Get your own quote

Questions people ask

Is Singlife or HL Assurance cheaper for travel insurance?

Of the 12 examples both price, Singlife was cheaper on 0, HL Assurance on 12. Your own answers can change the order, so get your own quote.

How does Singlife's cover compare with HL Assurance's?

On each one's cheapest plan for one week in Thailand, one adult (Singlife Travel Lite, HL Assurance Travel Assured Plus Basic (no COVID-19 cover)): Overseas medical expenses: Singlife S$250,000 (S$75,000 if above age 70), HL Assurance S$150,000 overseas (age 70 and below; S$50,000 above 70; child S$100,000); medical expenses in Singapore S$10,000; no COVID-19 cover; Trip cancellation: Singlife S$5,000, HL Assurance S$5,000; Baggage and personal belongings: Singlife S$3,000, HL Assurance S$3,000 (delayed baggage S$100 every 6 hours up to S$800); COVID-19: Singlife Not covered on this card: Singlife sells COVID-19 cover as an optional add-on, priced per booking (the "with COVID-19 add-on" cards here include it), HL Assurance Not covered; Excess: Singlife S$0.00, HL Assurance S$0.00.

What discounts are Singlife and HL Assurance running?

Singlife: none to show. HL Assurance: 60% off; 50% off.