Allianz vs Zurich travel insurance

Of the 12 examples both price, Allianz was cheaper on 1, Zurich on 11. Your own answers can change the order, so get your own quote.

On each one's cheapest plan for one week in Thailand, one adult (Allianz Travel Protect Silver, Zurich Travel Guard Direct Basic): Overseas medical expenses: Allianz S$200,000 (S$50,000 aged 70 and above) overseas emergency medical care; dental S$500; overseas hospital daily benefit up to S$10,000; follow-up treatment in Singapore up to S$5,000 (S$2,500 aged 70 and above, 30 days); TCM S$300; limits per insured person, Zurich S$100,000 (S$10,000 if age 70 or over); Trip cancellation: Allianz S$5,000 each for trip cancellation, postponement, curtailment and interruption (covered reasons, including a traveller's or companion's serious illness, injury or COVID-19 quarantine specific to them); travel agent insolvency S$1,000, Zurich S$5,000; Baggage and belongings: Allianz S$3,000 lost, damaged or stolen baggage (S$1,000 for high-value items); baggage delay S$1,000; personal money S$100; identification documents S$1,000, Zurich S$1,500 (S$1,000 laptop, S$500 per other item); COVID-19: Allianz Covered as an illness: overseas emergency medical care and emergency transportation if you fall ill with COVID-19 on the trip, and trip cancellation, interruption or delay when you or a travelling companion are specifically ordered into quarantine or are diagnosed; general lockdowns, travel bans and border closures are not covered, Zurich Travel Guard's website says it covers overseas medical and evacuation, trip cancellation and a quarantine allowance. No limits are published for it, so ask Travel Guard before you rely on it; Excess: Allianz S$0.00, Zurich S$0.00.

Allianz: none to show. Zurich: none to show.