Allianz vs MSIG travel insurance

Of the 12 examples both price, Allianz was cheaper on 0, MSIG on 12. Your own answers can change the order, so get your own quote.

On each one's cheapest plan for one week in Thailand, one adult (Allianz Travel Protect Silver, MSIG TravelEasy Lite): Overseas medical expenses: Allianz S$200,000 (S$50,000 aged 70 and above) overseas emergency medical care; dental S$500; overseas hospital daily benefit up to S$10,000; follow-up treatment in Singapore up to S$5,000 (S$2,500 aged 70 and above, 30 days); TCM S$300; limits per insured person, MSIG S$50,000 (S$20,000 age 70 and above), S$100 excess; Trip cancellation: Allianz S$5,000 each for trip cancellation, postponement, curtailment and interruption (covered reasons, including a traveller's or companion's serious illness, injury or COVID-19 quarantine specific to them); travel agent insolvency S$1,000, MSIG Not covered; Baggage and belongings: Allianz S$3,000 lost, damaged or stolen baggage (S$1,000 for high-value items); baggage delay S$1,000; personal money S$100; identification documents S$1,000, MSIG S$1,000; COVID-19: Allianz Covered as an illness: overseas emergency medical care and emergency transportation if you fall ill with COVID-19 on the trip, and trip cancellation, interruption or delay when you or a travelling companion are specifically ordered into quarantine or are diagnosed; general lockdowns, travel bans and border closures are not covered, MSIG Included: overseas medical up to S$25,000 (S$10,000 age 70 and above or a child, S$100 excess), medical evacuation up to S$100,000; no COVID-19 trip cancellation, trip shortening or quarantine cover; claims need a positive test within the first 90 days of the trip; Excess: Allianz S$0.00, MSIG S$100.00.

Allianz: none to show. MSIG: 60% off; 25% off.