Allianz vs ERGO travel insurance

Of the 12 examples both price, Allianz was cheaper on 0, ERGO on 12. Your own answers can change the order, so get your own quote.

On each one's cheapest plan for one week in Thailand, one adult (Allianz Travel Protect Silver, ERGO ERGO TravelProtect Essential): Overseas medical expenses: Allianz S$200,000 (S$50,000 aged 70 and above) overseas emergency medical care; dental S$500; overseas hospital daily benefit up to S$10,000; follow-up treatment in Singapore up to S$5,000 (S$2,500 aged 70 and above, 30 days); TCM S$300; limits per insured person, ERGO S$200,000 (S$100,000 above age 70) per person; Trip cancellation: Allianz S$5,000 each for trip cancellation, postponement, curtailment and interruption (covered reasons, including a traveller's or companion's serious illness, injury or COVID-19 quarantine specific to them); travel agent insolvency S$1,000, ERGO S$10,000 per person; Baggage and belongings: Allianz S$3,000 lost, damaged or stolen baggage (S$1,000 for high-value items); baggage delay S$1,000; personal money S$100; identification documents S$1,000, ERGO S$3,000 per person; COVID-19: Allianz Covered as an illness: overseas emergency medical care and emergency transportation if you fall ill with COVID-19 on the trip, and trip cancellation, interruption or delay when you or a travelling companion are specifically ordered into quarantine or are diagnosed; general lockdowns, travel bans and border closures are not covered, ERGO Included: Part 39 of the wording extends every section of the policy to losses arising from COVID-19 (medical, evacuation, and trip cancellation, postponement and curtailment where it causes death or serious sickness); no cover for mandatory COVID-19 tests for the trip, for border closures, travel advisories or disinclination to travel, for a diagnosis or exposure known when the policy was bought, or for post-trip medical expenses in Singapore; Excess: Allianz S$0.00, ERGO S$0.00.

Allianz: none to show. ERGO: none to show.