Travel insurance
Allianz Travel vs HL Assurance travel insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, Allianz Travel was cheaper on 9, HL Assurance on 3. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Allianz Travel | HL Assurance |
|---|---|---|
| One week in Thailand, one adult | S$23.60Allianz Travel Basicas at 16 Oct 2026code TRAVEL60 | S$23.20Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026 |
| Two weeks in Japan, one adult | S$44.80Allianz Travel Basicas at 16 Oct 2026code TRAVEL60 | S$38.80Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026 |
| Three weeks in Europe, one adult | S$99.20Allianz Travel Basicas at 16 Oct 2026code TRAVEL60 | S$71.60Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026 |
| Long weekend in Malaysia, one adult | S$14.80Allianz Travel Basicas at 16 Oct 2026code TRAVEL60 | S$16.80Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026 |
| A year of trips in Asia, one adult | S$165.60Allianz Travel Comprehensive Basic Annual Multi-Tripas at 16 Oct 2026code TRAVEL60 | S$189.50Travel Assured Plus Basic (no COVID-19 cover) Annual Multi-Tripas at 21 Oct 2026 |
| One week in Japan, one adult | S$25.20Allianz Travel Basicas at 16 Oct 2026code TRAVEL60 | S$25.60Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026 |
| One week in South Korea, one adult | S$25.20Allianz Travel Basicas at 16 Oct 2026code TRAVEL60 | S$25.60Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026 |
| One week in Taiwan, one adult | S$25.20Allianz Travel Basicas at 16 Oct 2026code TRAVEL60 | S$25.60Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026 |
| One week in China, one adult | S$25.20Allianz Travel Basicas at 16 Oct 2026code TRAVEL60 | S$25.60Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026 |
| Five days in Hong Kong, one adult | S$20.00Allianz Travel Basicas at 16 Oct 2026code TRAVEL60 | S$22.00Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026 |
| Five days in Thailand, one adult | S$19.20Allianz Travel Basicas at 16 Oct 2026code TRAVEL60 | S$20.00Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026 |
| Three days in Malaysia, one adult | S$14.80Allianz Travel Basicas at 16 Oct 2026code TRAVEL60 | S$16.80Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Allianz Travel | HL Assurance |
|---|---|---|
| Overseas medical expenses | S$200,000 (S$50,000 if aged 70 or over) | S$150,000 overseas (age 70 and below; S$50,000 above 70; child S$100,000); medical expenses in Singapore S$10,000; no COVID-19 cover |
| Trip cancellation | S$1,500 | S$5,000 |
| Baggage and personal belongings | S$1,000 (S$100 per item; S$250 for valuables in total) | S$3,000 (delayed baggage S$100 every 6 hours up to S$800) |
| COVID-19 | Included as standard: overseas medical and emergency transport for COVID-19, and trip cancellation if you or a travelling companion are diagnosed or must quarantine before you leave (policy wording) | Not covered |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- Allianz Travel: Promo code TRAVEL60: 60% off
- HL Assurance: 60% off; 50% off
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Allianz Travel or HL Assurance cheaper for travel insurance?
Of the 12 examples both price, Allianz Travel was cheaper on 9, HL Assurance on 3. Your own answers can change the order, so get your own quote.
How does Allianz Travel's cover compare with HL Assurance's?
On each one's cheapest plan for one week in Thailand, one adult (Allianz Travel Allianz Travel Basic, HL Assurance Travel Assured Plus Basic (no COVID-19 cover)): Overseas medical expenses: Allianz Travel S$200,000 (S$50,000 if aged 70 or over), HL Assurance S$150,000 overseas (age 70 and below; S$50,000 above 70; child S$100,000); medical expenses in Singapore S$10,000; no COVID-19 cover; Trip cancellation: Allianz Travel S$1,500, HL Assurance S$5,000; Baggage and personal belongings: Allianz Travel S$1,000 (S$100 per item; S$250 for valuables in total), HL Assurance S$3,000 (delayed baggage S$100 every 6 hours up to S$800); COVID-19: Allianz Travel Included as standard: overseas medical and emergency transport for COVID-19, and trip cancellation if you or a travelling companion are diagnosed or must quarantine before you leave (policy wording), HL Assurance Not covered; Excess: Allianz Travel S$0.00, HL Assurance S$0.00.
What discounts are Allianz Travel and HL Assurance running?
Allianz Travel: Promo code TRAVEL60: 60% off. HL Assurance: 60% off; 50% off.