Travel insurance
Allianz Travel vs ERGO travel insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, Allianz Travel was cheaper on 12, ERGO on 0. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Allianz Travel | ERGO |
|---|---|---|
| One week in Thailand, one adult | S$23.60Allianz Travel Basicas at 16 Oct 2026code TRAVEL60 | S$27.43ERGO TravelProtect Essentialas at 24 Oct 2026 |
| Two weeks in Japan, one adult | S$44.80Allianz Travel Basicas at 16 Oct 2026code TRAVEL60 | S$51.58ERGO TravelProtect Essentialas at 24 Oct 2026 |
| Three weeks in Europe, one adult | S$99.20Allianz Travel Basicas at 16 Oct 2026code TRAVEL60 | S$141.11ERGO TravelProtect Essentialas at 24 Oct 2026 |
| Long weekend in Malaysia, one adult | S$14.80Allianz Travel Basicas at 16 Oct 2026code TRAVEL60 | S$17.40ERGO TravelProtect Essentialas at 24 Oct 2026 |
| A year of trips in Asia, one adult | S$165.60Allianz Travel Comprehensive Basic Annual Multi-Tripas at 16 Oct 2026code TRAVEL60 | S$231.93ERGO TravelProtect Essential (Annual Multi-Trip)as at 24 Oct 2026 |
| One week in Japan, one adult | S$25.20Allianz Travel Basicas at 16 Oct 2026code TRAVEL60 | S$31.05ERGO TravelProtect Essentialas at 24 Oct 2026 |
| One week in South Korea, one adult | S$25.20Allianz Travel Basicas at 16 Oct 2026code TRAVEL60 | S$31.05ERGO TravelProtect Essentialas at 24 Oct 2026 |
| One week in Taiwan, one adult | S$25.20Allianz Travel Basicas at 16 Oct 2026code TRAVEL60 | S$31.05ERGO TravelProtect Essentialas at 24 Oct 2026 |
| One week in China, one adult | S$25.20Allianz Travel Basicas at 16 Oct 2026code TRAVEL60 | S$31.05ERGO TravelProtect Essentialas at 24 Oct 2026 |
| Five days in Hong Kong, one adult | S$20.00Allianz Travel Basicas at 16 Oct 2026code TRAVEL60 | S$25.68ERGO TravelProtect Essentialas at 24 Oct 2026 |
| Five days in Thailand, one adult | S$19.20Allianz Travel Basicas at 16 Oct 2026code TRAVEL60 | S$22.41ERGO TravelProtect Essentialas at 24 Oct 2026 |
| Three days in Malaysia, one adult | S$14.80Allianz Travel Basicas at 16 Oct 2026code TRAVEL60 | S$17.40ERGO TravelProtect Essentialas at 24 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Allianz Travel | ERGO |
|---|---|---|
| Overseas medical expenses | S$200,000 (S$50,000 if aged 70 or over) | S$200,000 (S$100,000 above age 70) per person |
| Trip cancellation | S$1,500 | S$10,000 per person |
| Baggage and personal belongings | S$1,000 (S$100 per item; S$250 for valuables in total) | S$3,000 per person |
| COVID-19 | Included as standard: overseas medical and emergency transport for COVID-19, and trip cancellation if you or a travelling companion are diagnosed or must quarantine before you leave (policy wording) | Included: Part 39 of the wording extends every section of the policy to losses arising from COVID-19 (medical, evacuation, and trip cancellation, postponement and curtailment where it causes death or serious sickness); no cover for mandatory COVID-19 tests for the trip, for border closures, travel advisories or disinclination to travel, for a diagnosis or exposure known when the policy was bought, or for post-trip medical expenses in Singapore |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- Allianz Travel: Promo code TRAVEL60: 60% off
- ERGO: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Allianz Travel or ERGO cheaper for travel insurance?
Of the 12 examples both price, Allianz Travel was cheaper on 12, ERGO on 0. Your own answers can change the order, so get your own quote.
How does Allianz Travel's cover compare with ERGO's?
On each one's cheapest plan for one week in Thailand, one adult (Allianz Travel Allianz Travel Basic, ERGO ERGO TravelProtect Essential): Overseas medical expenses: Allianz Travel S$200,000 (S$50,000 if aged 70 or over), ERGO S$200,000 (S$100,000 above age 70) per person; Trip cancellation: Allianz Travel S$1,500, ERGO S$10,000 per person; Baggage and personal belongings: Allianz Travel S$1,000 (S$100 per item; S$250 for valuables in total), ERGO S$3,000 per person; COVID-19: Allianz Travel Included as standard: overseas medical and emergency transport for COVID-19, and trip cancellation if you or a travelling companion are diagnosed or must quarantine before you leave (policy wording), ERGO Included: Part 39 of the wording extends every section of the policy to losses arising from COVID-19 (medical, evacuation, and trip cancellation, postponement and curtailment where it causes death or serious sickness); no cover for mandatory COVID-19 tests for the trip, for border closures, travel advisories or disinclination to travel, for a diagnosis or exposure known when the policy was bought, or for post-trip medical expenses in Singapore; Excess: Allianz Travel S$0.00, ERGO S$0.00.
What discounts are Allianz Travel and ERGO running?
Allianz Travel: Promo code TRAVEL60: 60% off. ERGO: none to show.