Pet insurance
Income vs MSIG pet insurance
As of 28 Oct 2026 (Singapore time)
Of the 2 examples both price, Income was cheaper on 0, MSIG on 2. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Income | MSIG |
|---|---|---|
| Dog, microchipped | S$506.78Furryas at 16 Oct 2026 | S$399.58PawEasy PawPatas at 11 Oct 2026 |
| Cat, microchipped | S$331.01Furryas at 16 Oct 2026 | S$159.99PawEasy PawPatas at 11 Oct 2026 |
| Dog, not yet microchipped | S$506.78Furryas at 16 Oct 2026 | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Income | MSIG |
|---|---|---|
| Vet fees | S$6,000 clinical and surgical a year (room and board S$800 per incident; S$8,500 annual cap in all) | Hospitalisation and surgery S$5,000 a year, plus pre-surgery consultation and tests S$200 (30 days before) and post-surgery treatment S$200 (60 days after); complementary therapy S$200; mobility aid S$100 |
| Co-payment | 20% co-insurance per incident when enrolled before age 4 (30% before 7, 40% before 9), plus a S$250 deductible | S$200 deductible per surgery, then 20% co-payment (pet enrolled before 5 years old) or 40% (enrolled at 5 to 9); an optional add-on removes the deductible and halves the co-payment |
| Third-party liability | S$250,000 | S$100,000 only as an optional add-on |
| Excess | S$250.00 | S$200.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Income or MSIG cheaper for pet insurance?
Of the 2 examples both price, Income was cheaper on 0, MSIG on 2. Your own answers can change the order, so get your own quote.
How does Income's cover compare with MSIG's?
On each one's cheapest plan for dog, microchipped (Income Furry, MSIG PawEasy PawPat): Vet fees: Income S$6,000 clinical and surgical a year (room and board S$800 per incident; S$8,500 annual cap in all), MSIG Hospitalisation and surgery S$5,000 a year, plus pre-surgery consultation and tests S$200 (30 days before) and post-surgery treatment S$200 (60 days after); complementary therapy S$200; mobility aid S$100; Co-payment: Income 20% co-insurance per incident when enrolled before age 4 (30% before 7, 40% before 9), plus a S$250 deductible, MSIG S$200 deductible per surgery, then 20% co-payment (pet enrolled before 5 years old) or 40% (enrolled at 5 to 9); an optional add-on removes the deductible and halves the co-payment; Third-party liability: Income S$250,000, MSIG S$100,000 only as an optional add-on; Excess: Income S$250.00, MSIG S$200.00.
What discounts are Income and MSIG running?
Income: none to show. MSIG: 25% off.