Pet insurance
Chubb vs MSIG pet insurance
As of 28 Oct 2026 (Singapore time)
Of the 2 examples both price, Chubb was cheaper on 2, MSIG on 0. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Chubb | MSIG |
|---|---|---|
| Dog, microchipped | S$203.36DBS Pawsome Protect Classic (underwritten by Chubb)as at 15 Oct 2026 | S$399.58PawEasy PawPatas at 11 Oct 2026 |
| Cat, microchipped | S$155.84DBS Pawsome Protect Classic (underwritten by Chubb)as at 15 Oct 2026 | S$159.99PawEasy PawPatas at 11 Oct 2026 |
| Dog, not yet microchipped | No online price | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Chubb | MSIG |
|---|---|---|
| Vet fees (per year) | S$4,000 a policy year in all (all benefits except liability), up to S$1,000 per accidental injury or sickness; consultation and examination fees not covered | Hospitalisation and surgery S$5,000 a year, plus pre-surgery consultation and tests S$200 (30 days before) and post-surgery treatment S$200 (60 days after); complementary therapy S$200; mobility aid S$100 |
| Your co-payment | 40% co-insurance, then a S$100 deductible per claim | S$200 deductible per surgery, then 20% co-payment (pet enrolled before 5 years old) or 40% (enrolled at 5 to 9); an optional add-on removes the deductible and halves the co-payment |
| Third-party liability | S$100,000 per policy year (S$500 deductible per claim) | S$100,000 only as an optional add-on |
| Excess | S$100.00 | S$200.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Chubb or MSIG cheaper for pet insurance?
Of the 2 examples both price, Chubb was cheaper on 2, MSIG on 0. Your own answers can change the order, so get your own quote.
How does Chubb's cover compare with MSIG's?
On each one's cheapest plan for dog, microchipped (Chubb DBS Pawsome Protect Classic (underwritten by Chubb), MSIG PawEasy PawPat): Vet fees (per year): Chubb S$4,000 a policy year in all (all benefits except liability), up to S$1,000 per accidental injury or sickness; consultation and examination fees not covered, MSIG Hospitalisation and surgery S$5,000 a year, plus pre-surgery consultation and tests S$200 (30 days before) and post-surgery treatment S$200 (60 days after); complementary therapy S$200; mobility aid S$100; Your co-payment: Chubb 40% co-insurance, then a S$100 deductible per claim, MSIG S$200 deductible per surgery, then 20% co-payment (pet enrolled before 5 years old) or 40% (enrolled at 5 to 9); an optional add-on removes the deductible and halves the co-payment; Third-party liability: Chubb S$100,000 per policy year (S$500 deductible per claim), MSIG S$100,000 only as an optional add-on; Excess: Chubb S$100.00, MSIG S$200.00.
What discounts are Chubb and MSIG running?
Chubb: none to show. MSIG: 25% off.