Home insurance
MSIG vs Sompo home insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, MSIG was cheaper on 2, Sompo on 10. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | MSIG | Sompo |
|---|---|---|
| HDB flat, owner, S$60,000 contents | S$99.84HomeEasy Gold (owner or landlord)as at 11 Oct 2026 | S$67.85HomeVital for HDB owners (your contents sum, plus renovations S$40,000 and building S$100,000)as at 9 Oct 2026 |
| Condo, tenant, S$30,000 contents | S$43.60HomeEasy Silver (tenant)as at 11 Oct 2026 | S$54.50HomeVital for condo tenants (your contents sum)as at 9 Oct 2026 |
| Landed house, owner, S$100,000 contents | S$190.10Enhanced HomePlus Ultimateas at 11 Oct 2026 | S$120.99HomeVital for landed owners (your contents sum, plus renovations S$80,000)as at 9 Oct 2026 |
| HDB flat, owner, S$30,000 contents | S$58.42HomeEasy Silver (owner or landlord)as at 11 Oct 2026 | S$54.50HomeVital for HDB owners (your contents sum, plus renovations S$40,000 and building S$100,000)as at 9 Oct 2026 |
| HDB flat, owner, S$100,000 contents | S$190.10Enhanced HomePlus Ultimateas at 11 Oct 2026 | S$100.55HomeVital for HDB owners (your contents sum, plus renovations S$40,000 and building S$100,000)as at 9 Oct 2026 |
| HDB flat, tenant, S$30,000 contents | S$43.60HomeEasy Silver (tenant)as at 11 Oct 2026 | S$54.50HomeVital for HDB tenants (your contents sum)as at 9 Oct 2026 |
| HDB flat, tenant, S$60,000 contents | S$70.20HomeEasy Gold (tenant)as at 11 Oct 2026 | S$54.50HomeVital for HDB tenants (your contents sum)as at 9 Oct 2026 |
| HDB flat, tenant, S$100,000 contents | S$190.10Enhanced HomePlus Ultimateas at 11 Oct 2026 | S$81.75HomeVital for HDB tenants (your contents sum)as at 9 Oct 2026 |
| Condo, owner, S$30,000 contents | S$58.42HomeEasy Silver (owner or landlord)as at 11 Oct 2026 | S$54.50HomeVital for condo owners (your contents sum, plus renovations S$60,000)as at 9 Oct 2026 |
| Condo, owner, S$60,000 contents | S$99.84HomeEasy Gold (owner or landlord)as at 11 Oct 2026 | S$73.58HomeVital for condo owners (your contents sum, plus renovations S$60,000)as at 9 Oct 2026 |
| Condo, owner, S$100,000 contents | S$190.10Enhanced HomePlus Ultimateas at 11 Oct 2026 | S$112.82HomeVital for condo owners (your contents sum, plus renovations S$60,000)as at 9 Oct 2026 |
| Condo, tenant, S$60,000 contents | S$70.20HomeEasy Gold (tenant)as at 11 Oct 2026 | S$58.86HomeVital for condo tenants (your contents sum)as at 9 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | MSIG | Sompo |
|---|---|---|
| Renovations | S$120,000 | S$40,000 (the minimum for this property; priced in); building S$100,000 (compulsory for HDB owners; priced in); HDB prices are for a 4-room flat: at S$60,000 contents a studio to 3-room costs S$1.63 less, a 5-room S$1.64 more, an executive, HUDC or multi-generation flat S$5.73 more and a jumbo flat S$15.54 more |
| Personal liability | S$1,000,000 worldwide; property owner's or tenant's liability S$500,000 (S$1,000,000 in the aggregate) | S$500,000 worldwide family personal liability |
| Alternative accommodation | Alternative accommodation or loss of rent up to 10% of the Section 1 sum insured (S$20,000) | Up to S$50,000 (loss of rental income or additional cost of alternative accommodation) |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is MSIG or Sompo cheaper for home insurance?
Of the 12 examples both price, MSIG was cheaper on 2, Sompo on 10. Your own answers can change the order, so get your own quote.
How does MSIG's cover compare with Sompo's?
On each one's cheapest plan for HDB flat, owner, S$60,000 contents (MSIG HomeEasy Gold (owner or landlord), Sompo HomeVital for HDB owners (your contents sum, plus renovations S$40,000 and building S$100,000)): Renovations: MSIG S$120,000, Sompo S$40,000 (the minimum for this property; priced in); building S$100,000 (compulsory for HDB owners; priced in); HDB prices are for a 4-room flat: at S$60,000 contents a studio to 3-room costs S$1.63 less, a 5-room S$1.64 more, an executive, HUDC or multi-generation flat S$5.73 more and a jumbo flat S$15.54 more; Personal liability: MSIG S$1,000,000 worldwide; property owner's or tenant's liability S$500,000 (S$1,000,000 in the aggregate), Sompo S$500,000 worldwide family personal liability; Alternative accommodation: MSIG Alternative accommodation or loss of rent up to 10% of the Section 1 sum insured (S$20,000), Sompo Up to S$50,000 (loss of rental income or additional cost of alternative accommodation); Excess: MSIG S$0.00, Sompo S$0.00.
What discounts are MSIG and Sompo running?
MSIG: 20% off. Sompo: 25% off.