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Home insurance

Lonpac vs MSIG home insurance

As of 28 Oct 2026 (Singapore time)

Of the 12 examples both price, Lonpac was cheaper on 0, MSIG on 12. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleLonpacMSIG
HDB flat, owner, S$60,000 contentsS$228.90Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026S$99.84HomeEasy Gold (owner or landlord)as at 11 Oct 2026
Condo, tenant, S$30,000 contentsS$114.45Home Protection, contents cover (tenant occupied)as at 11 Oct 2026S$43.60HomeEasy Silver (tenant)as at 11 Oct 2026
Landed house, owner, S$100,000 contentsS$381.50Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026S$190.10Enhanced HomePlus Ultimateas at 11 Oct 2026
HDB flat, owner, S$30,000 contentsS$114.45Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026S$58.42HomeEasy Silver (owner or landlord)as at 11 Oct 2026
HDB flat, owner, S$100,000 contentsS$381.50Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026S$190.10Enhanced HomePlus Ultimateas at 11 Oct 2026
HDB flat, tenant, S$30,000 contentsS$114.45Home Protection, contents cover (tenant occupied)as at 11 Oct 2026S$43.60HomeEasy Silver (tenant)as at 11 Oct 2026
HDB flat, tenant, S$60,000 contentsS$228.90Home Protection, contents cover (tenant occupied)as at 11 Oct 2026S$70.20HomeEasy Gold (tenant)as at 11 Oct 2026
HDB flat, tenant, S$100,000 contentsS$381.50Home Protection, contents cover (tenant occupied)as at 11 Oct 2026S$190.10Enhanced HomePlus Ultimateas at 11 Oct 2026
Condo, owner, S$30,000 contentsS$114.45Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026S$58.42HomeEasy Silver (owner or landlord)as at 11 Oct 2026
Condo, owner, S$60,000 contentsS$228.90Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026S$99.84HomeEasy Gold (owner or landlord)as at 11 Oct 2026
Condo, owner, S$100,000 contentsS$381.50Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)as at 11 Oct 2026S$190.10Enhanced HomePlus Ultimateas at 11 Oct 2026
Condo, tenant, S$60,000 contentsS$228.90Home Protection, contents cover (tenant occupied)as at 11 Oct 2026S$70.20HomeEasy Gold (tenant)as at 11 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for HDB flat, owner, S$60,000 contents: Lonpac Home Protection, contents cover (owner occupied; free S$1m family liability and family PA), MSIG HomeEasy Gold (owner or landlord).
CoverLonpacMSIG
RenovationsNot stated as a separate section; the building itself (including fixtures) can be added at 0.05% of the sum you choose, S$50 a year per S$100,000, not priced in here; S$100 excessS$120,000
Personal liabilityS$1,000,000 personal and family liability, worldwide, free with the contents coverS$1,000,000 worldwide; property owner's or tenant's liability S$500,000 (S$1,000,000 in the aggregate)
Alternative accommodationAlternative accommodation and/or loss of rent covered (product page); limit not statedAlternative accommodation or loss of rent up to 10% of the Section 1 sum insured (S$20,000)
ExcessS$100.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is Lonpac or MSIG cheaper for home insurance?

Of the 12 examples both price, Lonpac was cheaper on 0, MSIG on 12. Your own answers can change the order, so get your own quote.

How does Lonpac's cover compare with MSIG's?

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Lonpac Home Protection, contents cover (owner occupied; free S$1m family liability and family PA), MSIG HomeEasy Gold (owner or landlord)): Renovations: Lonpac Not stated as a separate section; the building itself (including fixtures) can be added at 0.05% of the sum you choose, S$50 a year per S$100,000, not priced in here; S$100 excess, MSIG S$120,000; Personal liability: Lonpac S$1,000,000 personal and family liability, worldwide, free with the contents cover, MSIG S$1,000,000 worldwide; property owner's or tenant's liability S$500,000 (S$1,000,000 in the aggregate); Alternative accommodation: Lonpac Alternative accommodation and/or loss of rent covered (product page); limit not stated, MSIG Alternative accommodation or loss of rent up to 10% of the Section 1 sum insured (S$20,000); Excess: Lonpac S$100.00, MSIG S$0.00.

What discounts are Lonpac and MSIG running?

Lonpac: none to show. MSIG: 20% off.