Liberty vs Lonpac home insurance

Of the 12 examples both price, Liberty was cheaper on 8, Lonpac on 4. Your own answers can change the order, so get your own quote.

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Liberty Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum), Lonpac Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)): Renovations: Liberty Part of building cover (building including renovations and improvements, fire and extraneous perils): S$200,000 (more at 0.0545% a year, up to S$3,500,000), Lonpac Not stated as a separate section; the building itself (including fixtures) can be added at 0.05% of the sum you choose, S$50 a year per S$100,000, not priced in here; S$100 excess; Personal liability: Liberty S$500,000 in Singapore (Plan C's limit; more at S$27.25 a year for every further S$500,000, up to S$1,000,000; worldwide, excluding USA and Canada, at S$1,000,000 is a paid option: S$81.75 a year on the Top-up Plan), Lonpac S$1,000,000 personal and family liability, worldwide, free with the contents cover; Alternative accommodation: Liberty Up to 10% of the building sum (S$20,000) plus up to 10% of the contents sum (S$6,000 or S$10,000) while the home is uninhabitable; also personal accident S$50,000 a policy (S$10,000 a person) and emergency home assistance S$100 an event, 2 events, Lonpac Alternative accommodation and/or loss of rent covered (product page); limit not stated; Excess: Liberty S$0.00, Lonpac S$100.00.

Liberty: none to show. Lonpac: none to show.