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Home insurance

Great Eastern vs Liberty home insurance

As of 28 Oct 2026 (Singapore time)

Of the 12 examples both price, Great Eastern was cheaper on 9, Liberty on 3. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleGreat EasternLiberty
HDB flat, owner, S$60,000 contentsS$123.17Valueas at 17 Oct 2026S$222.36Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)as at 9 Oct 2026
Condo, tenant, S$30,000 contentsS$152.61Standard (Tenant)as at 17 Oct 2026S$130.80Liberty HomeCare Plan Bas at 9 Oct 2026
Landed house, owner, S$100,000 contentsS$185.30Valueas at 17 Oct 2026S$327.00Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)as at 9 Oct 2026
HDB flat, owner, S$30,000 contentsS$74.12Valueas at 17 Oct 2026S$130.80Liberty HomeCare Plan Bas at 9 Oct 2026
HDB flat, owner, S$100,000 contentsS$188.57Valueas at 17 Oct 2026S$327.00Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)as at 9 Oct 2026
HDB flat, tenant, S$30,000 contentsS$152.61Standard (Tenant)as at 17 Oct 2026S$130.80Liberty HomeCare Plan Bas at 9 Oct 2026
HDB flat, tenant, S$60,000 contentsS$218.01Standard (Tenant)as at 17 Oct 2026S$222.36Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)as at 9 Oct 2026
HDB flat, tenant, S$100,000 contentsS$348.81Standard (Tenant)as at 17 Oct 2026S$327.00Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)as at 9 Oct 2026
Condo, owner, S$30,000 contentsS$70.85Valueas at 17 Oct 2026S$130.80Liberty HomeCare Plan Bas at 9 Oct 2026
Condo, owner, S$60,000 contentsS$119.90Valueas at 17 Oct 2026S$222.36Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)as at 9 Oct 2026
Condo, owner, S$100,000 contentsS$185.30Valueas at 17 Oct 2026S$327.00Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)as at 9 Oct 2026
Condo, tenant, S$60,000 contentsS$218.01Standard (Tenant)as at 17 Oct 2026S$222.36Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)as at 9 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for HDB flat, owner, S$60,000 contents: Great Eastern Value, Liberty Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum).
CoverGreat EasternLiberty
RenovationsS$70,000 building and renovations for an HDB 4-room flat, S$60,000 for a condo or landed home (the store's proposed sum), first loss basis; HDB prices are for a 4-room flat: a 1-3 room flat costs S$3.27 less and a 5-room, executive, multi-generation or jumbo flat S$3.27 morePart of building cover (building including renovations and improvements, fire and extraneous perils): S$200,000 (more at 0.0545% a year, up to S$3,500,000)
Personal liabilityS$500,000 worldwideS$500,000 in Singapore (Plan C's limit; more at S$27.25 a year for every further S$500,000, up to S$1,000,000; worldwide, excluding USA and Canada, at S$1,000,000 is a paid option: S$81.75 a year on the Top-up Plan)
Alternative accommodationS$12,000 (max S$1,000 a week, up to 12 weeks)Up to 10% of the building sum (S$20,000) plus up to 10% of the contents sum (S$6,000 or S$10,000) while the home is uninhabitable; also personal accident S$50,000 a policy (S$10,000 a person) and emergency home assistance S$100 an event, 2 events
ExcessS$100.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is Great Eastern or Liberty cheaper for home insurance?

Of the 12 examples both price, Great Eastern was cheaper on 9, Liberty on 3. Your own answers can change the order, so get your own quote.

How does Great Eastern's cover compare with Liberty's?

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Great Eastern Value, Liberty Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)): Renovations: Great Eastern S$70,000 building and renovations for an HDB 4-room flat, S$60,000 for a condo or landed home (the store's proposed sum), first loss basis; HDB prices are for a 4-room flat: a 1-3 room flat costs S$3.27 less and a 5-room, executive, multi-generation or jumbo flat S$3.27 more, Liberty Part of building cover (building including renovations and improvements, fire and extraneous perils): S$200,000 (more at 0.0545% a year, up to S$3,500,000); Personal liability: Great Eastern S$500,000 worldwide, Liberty S$500,000 in Singapore (Plan C's limit; more at S$27.25 a year for every further S$500,000, up to S$1,000,000; worldwide, excluding USA and Canada, at S$1,000,000 is a paid option: S$81.75 a year on the Top-up Plan); Alternative accommodation: Great Eastern S$12,000 (max S$1,000 a week, up to 12 weeks), Liberty Up to 10% of the building sum (S$20,000) plus up to 10% of the contents sum (S$6,000 or S$10,000) while the home is uninhabitable; also personal accident S$50,000 a policy (S$10,000 a person) and emergency home assistance S$100 an event, 2 events; Excess: Great Eastern S$100.00, Liberty S$0.00.

What discounts are Great Eastern and Liberty running?

Great Eastern: none to show. Liberty: none to show.