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Home insurance

Great Eastern vs HL Assurance home insurance

As of 28 Oct 2026 (Singapore time)

Of the 12 examples both price, Great Eastern was cheaper on 4, HL Assurance on 8. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleGreat EasternHL Assurance
HDB flat, owner, S$60,000 contentsS$123.17Valueas at 17 Oct 2026S$145.38Home Protect360 Silver (S$100,000 contents; annual, 12 monthly premiums)as at 8 Oct 2026
Condo, tenant, S$30,000 contentsS$152.61Standard (Tenant)as at 17 Oct 2026S$121.11Home ProtectLite (annual)as at 8 Oct 2026
Landed house, owner, S$100,000 contentsS$185.30Valueas at 17 Oct 2026S$145.38Home Protect360 Silver (S$100,000 contents; annual, 12 monthly premiums)as at 8 Oct 2026
HDB flat, owner, S$30,000 contentsS$74.12Valueas at 17 Oct 2026S$121.11Home ProtectLite (annual)as at 8 Oct 2026
HDB flat, owner, S$100,000 contentsS$188.57Valueas at 17 Oct 2026S$145.38Home Protect360 Silver (S$100,000 contents; annual, 12 monthly premiums)as at 8 Oct 2026
HDB flat, tenant, S$30,000 contentsS$152.61Standard (Tenant)as at 17 Oct 2026S$121.11Home ProtectLite (annual)as at 8 Oct 2026
HDB flat, tenant, S$60,000 contentsS$218.01Standard (Tenant)as at 17 Oct 2026S$145.38Home Protect360 Silver (S$100,000 contents; annual, 12 monthly premiums)as at 8 Oct 2026
HDB flat, tenant, S$100,000 contentsS$348.81Standard (Tenant)as at 17 Oct 2026S$145.38Home Protect360 Silver (S$100,000 contents; annual, 12 monthly premiums)as at 8 Oct 2026
Condo, owner, S$30,000 contentsS$70.85Valueas at 17 Oct 2026S$121.11Home ProtectLite (annual)as at 8 Oct 2026
Condo, owner, S$60,000 contentsS$119.90Valueas at 17 Oct 2026S$145.38Home Protect360 Silver (S$100,000 contents; annual, 12 monthly premiums)as at 8 Oct 2026
Condo, owner, S$100,000 contentsS$185.30Valueas at 17 Oct 2026S$145.38Home Protect360 Silver (S$100,000 contents; annual, 12 monthly premiums)as at 8 Oct 2026
Condo, tenant, S$60,000 contentsS$218.01Standard (Tenant)as at 17 Oct 2026S$145.38Home Protect360 Silver (S$100,000 contents; annual, 12 monthly premiums)as at 8 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for HDB flat, owner, S$60,000 contents: Great Eastern Value, HL Assurance Home Protect360 Silver (S$100,000 contents; annual, 12 monthly premiums).
CoverGreat EasternHL Assurance
RenovationsS$70,000 building and renovations for an HDB 4-room flat, S$60,000 for a condo or landed home (the store's proposed sum), first loss basis; HDB prices are for a 4-room flat: a 1-3 room flat costs S$3.27 less and a 5-room, executive, multi-generation or jumbo flat S$3.27 moreIncluded in the S$100,000 Section 1 limit together with contents, fixtures and fittings; interior decoration or refurbishment work in progress covered up to S$30,000 for up to 60 days
Personal liabilityS$500,000 worldwideS$500,000 worldwide (excluding USA, Canada and Japan), S$500 excess a claim; occupier's liability S$500,000; family personal accident S$35,000 (S$10,000 an adult, S$3,000 a child)
Alternative accommodationS$12,000 (max S$1,000 a week, up to 12 weeks)S$15,000 for up to 30 days (S$300 a day for a family of 3 or fewer, S$600 a day for 4 or more) after an insured peril makes the home uninhabitable, plus temporary storage S$15,000 for up to 30 days and emergency cash allowance S$1,000
ExcessS$100.00S$350.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

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Questions people ask

Is Great Eastern or HL Assurance cheaper for home insurance?

Of the 12 examples both price, Great Eastern was cheaper on 4, HL Assurance on 8. Your own answers can change the order, so get your own quote.

How does Great Eastern's cover compare with HL Assurance's?

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Great Eastern Value, HL Assurance Home Protect360 Silver (S$100,000 contents; annual, 12 monthly premiums)): Renovations: Great Eastern S$70,000 building and renovations for an HDB 4-room flat, S$60,000 for a condo or landed home (the store's proposed sum), first loss basis; HDB prices are for a 4-room flat: a 1-3 room flat costs S$3.27 less and a 5-room, executive, multi-generation or jumbo flat S$3.27 more, HL Assurance Included in the S$100,000 Section 1 limit together with contents, fixtures and fittings; interior decoration or refurbishment work in progress covered up to S$30,000 for up to 60 days; Personal liability: Great Eastern S$500,000 worldwide, HL Assurance S$500,000 worldwide (excluding USA, Canada and Japan), S$500 excess a claim; occupier's liability S$500,000; family personal accident S$35,000 (S$10,000 an adult, S$3,000 a child); Alternative accommodation: Great Eastern S$12,000 (max S$1,000 a week, up to 12 weeks), HL Assurance S$15,000 for up to 30 days (S$300 a day for a family of 3 or fewer, S$600 a day for 4 or more) after an insured peril makes the home uninhabitable, plus temporary storage S$15,000 for up to 30 days and emergency cash allowance S$1,000; Excess: Great Eastern S$100.00, HL Assurance S$350.00.

What discounts are Great Eastern and HL Assurance running?

Great Eastern: none to show. HL Assurance: 6 months free.