Home insurance
FWD vs MSIG home insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, FWD was cheaper on 4, MSIG on 8. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | FWD | MSIG |
|---|---|---|
| HDB flat, owner, S$60,000 contents | S$98.78FWD Home Insurance, HDB flat (renovations S$20,000 and the S$82,000 building included; 3/4-room pricing)as at 15 Oct 2026 | S$99.84HomeEasy Gold (owner or landlord)as at 11 Oct 2026 |
| Condo, tenant, S$30,000 contents | S$77.92FWD Home Insurance, condo, tenant (your contents only)as at 15 Oct 2026 | S$43.60HomeEasy Silver (tenant)as at 11 Oct 2026 |
| Landed house, owner, S$100,000 contents | S$229.45FWD Home Insurance, landed house (renovations S$80,000 included; building cover not included)as at 15 Oct 2026 | S$190.10Enhanced HomePlus Ultimateas at 11 Oct 2026 |
| HDB flat, owner, S$30,000 contents | S$84.99FWD Home Insurance, HDB flat (renovations S$20,000 and the S$82,000 building included; 3/4-room pricing)as at 15 Oct 2026 | S$58.42HomeEasy Silver (owner or landlord)as at 11 Oct 2026 |
| HDB flat, owner, S$100,000 contents | S$130.75FWD Home Insurance, HDB flat (renovations S$20,000 and the S$82,000 building included; 3/4-room pricing)as at 15 Oct 2026 | S$190.10Enhanced HomePlus Ultimateas at 11 Oct 2026 |
| HDB flat, tenant, S$30,000 contents | S$70.31FWD Home Insurance, HDB flat, tenant (your contents only)as at 15 Oct 2026 | S$43.60HomeEasy Silver (tenant)as at 11 Oct 2026 |
| HDB flat, tenant, S$60,000 contents | S$84.09FWD Home Insurance, HDB flat, tenant (your contents only)as at 15 Oct 2026 | S$70.20HomeEasy Gold (tenant)as at 11 Oct 2026 |
| HDB flat, tenant, S$100,000 contents | S$116.06FWD Home Insurance, HDB flat, tenant (your contents only)as at 15 Oct 2026 | S$190.10Enhanced HomePlus Ultimateas at 11 Oct 2026 |
| Condo, owner, S$30,000 contents | S$109.97FWD Home Insurance, condo (renovations S$80,000 included; 2/3-bedroom pricing)as at 15 Oct 2026 | S$58.42HomeEasy Silver (owner or landlord)as at 11 Oct 2026 |
| Condo, owner, S$60,000 contents | S$130.19FWD Home Insurance, condo (renovations S$80,000 included; 2/3-bedroom pricing)as at 15 Oct 2026 | S$99.84HomeEasy Gold (owner or landlord)as at 11 Oct 2026 |
| Condo, owner, S$100,000 contents | S$169.18FWD Home Insurance, condo (renovations S$80,000 included; 2/3-bedroom pricing)as at 15 Oct 2026 | S$190.10Enhanced HomePlus Ultimateas at 11 Oct 2026 |
| Condo, tenant, S$60,000 contents | S$98.14FWD Home Insurance, condo, tenant (your contents only)as at 15 Oct 2026 | S$70.20HomeEasy Gold (tenant)as at 11 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | FWD | MSIG |
|---|---|---|
| Renovations | S$20,000 (the funnel’s default; more can be chosen on FWD’s site, up to S$100,000) | S$120,000 |
| Personal liability | Up to S$500,000 worldwide | S$1,000,000 worldwide; property owner's or tenant's liability S$500,000 (S$1,000,000 in the aggregate) |
| Alternative accommodation | Temporary accommodation and storage up to S$300 a day: S$15,000 (contents sum up to S$40,000) or S$35,000 (above S$40,000) | Alternative accommodation or loss of rent up to 10% of the Section 1 sum insured (S$20,000) |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is FWD or MSIG cheaper for home insurance?
Of the 12 examples both price, FWD was cheaper on 4, MSIG on 8. Your own answers can change the order, so get your own quote.
How does FWD's cover compare with MSIG's?
On each one's cheapest plan for HDB flat, owner, S$60,000 contents (FWD FWD Home Insurance, HDB flat (renovations S$20,000 and the S$82,000 building included; 3/4-room pricing), MSIG HomeEasy Gold (owner or landlord)): Renovations: FWD S$20,000 (the funnel’s default; more can be chosen on FWD’s site, up to S$100,000), MSIG S$120,000; Personal liability: FWD Up to S$500,000 worldwide, MSIG S$1,000,000 worldwide; property owner's or tenant's liability S$500,000 (S$1,000,000 in the aggregate); Alternative accommodation: FWD Temporary accommodation and storage up to S$300 a day: S$15,000 (contents sum up to S$40,000) or S$35,000 (above S$40,000), MSIG Alternative accommodation or loss of rent up to 10% of the Section 1 sum insured (S$20,000); Excess: FWD S$0.00, MSIG S$0.00.
What discounts are FWD and MSIG running?
FWD: none to show. MSIG: 20% off.