Home insurance
ERGO vs Great Eastern home insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, ERGO was cheaper on 8, Great Eastern on 4. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | ERGO | Great Eastern |
|---|---|---|
| HDB flat, owner, S$60,000 contents | S$88.94ERGO HomeSecure Custom (contents only, no building or renovation cover)as at 20 Oct 2026 | S$123.17Valueas at 17 Oct 2026 |
| Condo, tenant, S$30,000 contents | S$81.75ERGO HomeSecure Custom (contents only, for tenants)as at 20 Oct 2026 | S$152.61Standard (Tenant)as at 17 Oct 2026 |
| Landed house, owner, S$100,000 contents | S$272.50ERGO HomeSecure Custom (contents only, no building or renovation cover)as at 20 Oct 2026 | S$185.30Valueas at 17 Oct 2026 |
| HDB flat, owner, S$30,000 contents | S$53.41ERGO HomeSecure Custom (contents only, no building or renovation cover)as at 20 Oct 2026 | S$74.12Valueas at 17 Oct 2026 |
| HDB flat, owner, S$100,000 contents | S$148.24ERGO HomeSecure Custom (contents only, no building or renovation cover)as at 20 Oct 2026 | S$188.57Valueas at 17 Oct 2026 |
| HDB flat, tenant, S$30,000 contents | S$53.41ERGO HomeSecure Custom (contents only, for tenants)as at 20 Oct 2026 | S$152.61Standard (Tenant)as at 17 Oct 2026 |
| HDB flat, tenant, S$60,000 contents | S$88.94ERGO HomeSecure Custom (contents only, for tenants)as at 20 Oct 2026 | S$218.01Standard (Tenant)as at 17 Oct 2026 |
| HDB flat, tenant, S$100,000 contents | S$148.24ERGO HomeSecure Custom (contents only, for tenants)as at 20 Oct 2026 | S$348.81Standard (Tenant)as at 17 Oct 2026 |
| Condo, owner, S$30,000 contents | S$81.75ERGO HomeSecure Custom (contents only, no building or renovation cover)as at 20 Oct 2026 | S$70.85Valueas at 17 Oct 2026 |
| Condo, owner, S$60,000 contents | S$163.50ERGO HomeSecure Custom (contents only, no building or renovation cover)as at 20 Oct 2026 | S$119.90Valueas at 17 Oct 2026 |
| Condo, owner, S$100,000 contents | S$272.50ERGO HomeSecure Custom (contents only, no building or renovation cover)as at 20 Oct 2026 | S$185.30Valueas at 17 Oct 2026 |
| Condo, tenant, S$60,000 contents | S$163.50ERGO HomeSecure Custom (contents only, for tenants)as at 20 Oct 2026 | S$218.01Standard (Tenant)as at 17 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | ERGO | Great Eastern |
|---|---|---|
| Renovations | Not covered (contents only; ERGO's Custom plan can add building and renovations cover at extra cost, or take HomeSecure Smart or Enhanced) | S$70,000 building and renovations for an HDB 4-room flat, S$60,000 for a condo or landed home (the store's proposed sum), first loss basis; HDB prices are for a 4-room flat: a 1-3 room flat costs S$3.27 less and a 5-room, executive, multi-generation or jumbo flat S$3.27 more |
| Personal liability | S$500,000 worldwide (top-up to S$3 million) | S$500,000 worldwide |
| Alternative accommodation | Not covered (a building and renovations benefit; contents-only cover has none) | S$12,000 (max S$1,000 a week, up to 12 weeks) |
| Excess | S$100.00 | S$100.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- ERGO: none to show
- Great Eastern: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is ERGO or Great Eastern cheaper for home insurance?
Of the 12 examples both price, ERGO was cheaper on 8, Great Eastern on 4. Your own answers can change the order, so get your own quote.
How does ERGO's cover compare with Great Eastern's?
On each one's cheapest plan for HDB flat, owner, S$60,000 contents (ERGO ERGO HomeSecure Custom (contents only, no building or renovation cover), Great Eastern Value): Renovations: ERGO Not covered (contents only; ERGO's Custom plan can add building and renovations cover at extra cost, or take HomeSecure Smart or Enhanced), Great Eastern S$70,000 building and renovations for an HDB 4-room flat, S$60,000 for a condo or landed home (the store's proposed sum), first loss basis; HDB prices are for a 4-room flat: a 1-3 room flat costs S$3.27 less and a 5-room, executive, multi-generation or jumbo flat S$3.27 more; Personal liability: ERGO S$500,000 worldwide (top-up to S$3 million), Great Eastern S$500,000 worldwide; Alternative accommodation: ERGO Not covered (a building and renovations benefit; contents-only cover has none), Great Eastern S$12,000 (max S$1,000 a week, up to 12 weeks); Excess: ERGO S$100.00, Great Eastern S$100.00.
What discounts are ERGO and Great Eastern running?
ERGO: none to show. Great Eastern: none to show.