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Home insurance

ECICS vs MSIG home insurance

As of 28 Oct 2026 (Singapore time)

Of the 12 examples both price, ECICS was cheaper on 4, MSIG on 8. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleECICSMSIG
HDB flat, owner, S$60,000 contentsS$118.81Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026S$99.84HomeEasy Gold (owner or landlord)as at 11 Oct 2026
Condo, tenant, S$30,000 contentsS$106.82Home Contents Insurance for tenants (1-year; contents and liability, no renovations)as at 9 Oct 2026S$43.60HomeEasy Silver (tenant)as at 11 Oct 2026
Landed house, owner, S$100,000 contentsS$168.95Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026S$190.10Enhanced HomePlus Ultimateas at 11 Oct 2026
HDB flat, owner, S$30,000 contentsS$99.19Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026S$58.42HomeEasy Silver (owner or landlord)as at 11 Oct 2026
HDB flat, owner, S$100,000 contentsS$156.96Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026S$190.10Enhanced HomePlus Ultimateas at 11 Oct 2026
HDB flat, tenant, S$30,000 contentsS$99.19Home Contents Insurance for tenants (1-year; contents and liability, no renovations)as at 9 Oct 2026S$43.60HomeEasy Silver (tenant)as at 11 Oct 2026
HDB flat, tenant, S$60,000 contentsS$119.90Home Contents Insurance for tenants (1-year; contents and liability, no renovations)as at 9 Oct 2026S$70.20HomeEasy Gold (tenant)as at 11 Oct 2026
HDB flat, tenant, S$100,000 contentsS$162.41Home Contents Insurance for tenants (1-year; contents and liability, no renovations)as at 9 Oct 2026S$190.10Enhanced HomePlus Ultimateas at 11 Oct 2026
Condo, owner, S$30,000 contentsS$105.73Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026S$58.42HomeEasy Silver (owner or landlord)as at 11 Oct 2026
Condo, owner, S$60,000 contentsS$125.35Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026S$99.84HomeEasy Gold (owner or landlord)as at 11 Oct 2026
Condo, owner, S$100,000 contentsS$163.50Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026S$190.10Enhanced HomePlus Ultimateas at 11 Oct 2026
Condo, tenant, S$60,000 contentsS$126.44Home Contents Insurance for tenants (1-year; contents and liability, no renovations)as at 9 Oct 2026S$70.20HomeEasy Gold (tenant)as at 11 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for HDB flat, owner, S$60,000 contents: ECICS Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit), MSIG HomeEasy Gold (owner or landlord).
CoverECICSMSIG
RenovationsS$30,000 renovations sum insured (the online quote's minimum; raise it at checkout, up to S$200,000); plus debris removal and professional fees, each 10% of the renovation sumS$120,000
Personal liabilityS$500,000 a year for family personal liability (worldwide except the USA and Canada) and tenant's liability togetherS$1,000,000 worldwide; property owner's or tenant's liability S$500,000 (S$1,000,000 in the aggregate)
Alternative accommodationUp to S$300 a day, S$36,000 a year, including storage (not for a landlord who did not live in the home)Alternative accommodation or loss of rent up to 10% of the Section 1 sum insured (S$20,000)
ExcessS$0.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is ECICS or MSIG cheaper for home insurance?

Of the 12 examples both price, ECICS was cheaper on 4, MSIG on 8. Your own answers can change the order, so get your own quote.

How does ECICS's cover compare with MSIG's?

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (ECICS Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit), MSIG HomeEasy Gold (owner or landlord)): Renovations: ECICS S$30,000 renovations sum insured (the online quote's minimum; raise it at checkout, up to S$200,000); plus debris removal and professional fees, each 10% of the renovation sum, MSIG S$120,000; Personal liability: ECICS S$500,000 a year for family personal liability (worldwide except the USA and Canada) and tenant's liability together, MSIG S$1,000,000 worldwide; property owner's or tenant's liability S$500,000 (S$1,000,000 in the aggregate); Alternative accommodation: ECICS Up to S$300 a day, S$36,000 a year, including storage (not for a landlord who did not live in the home), MSIG Alternative accommodation or loss of rent up to 10% of the Section 1 sum insured (S$20,000); Excess: ECICS S$0.00, MSIG S$0.00.

What discounts are ECICS and MSIG running?

ECICS: none to show. MSIG: 20% off.