Home insurance
ECICS vs Income home insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, ECICS was cheaper on 5, Income on 7. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | ECICS | Income |
|---|---|---|
| HDB flat, owner, S$60,000 contents | S$118.81Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026 | S$71.22Enhanced Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat; contents and S$60,000 renovations)as at 16 Oct 2026 |
| Condo, tenant, S$30,000 contents | S$106.82Home Contents Insurance for tenants (1-year; contents and liability, no renovations)as at 9 Oct 2026 | S$98.59Enhanced Home Insurance, condo, tenant (your contents and S$150,000 renovations)as at 16 Oct 2026 |
| Landed house, owner, S$100,000 contents | S$168.95Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026 | S$430.55Enhanced Home Insurance, landed house (S$600,000 building and S$150,000 renovations included)as at 16 Oct 2026 |
| HDB flat, owner, S$30,000 contents | S$99.19Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026 | S$43.10Enhanced Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat; contents and S$60,000 renovations)as at 16 Oct 2026 |
| HDB flat, owner, S$100,000 contents | S$156.96Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026 | S$108.72Enhanced Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat; contents and S$60,000 renovations)as at 16 Oct 2026 |
| HDB flat, tenant, S$30,000 contents | S$99.19Home Contents Insurance for tenants (1-year; contents and liability, no renovations)as at 9 Oct 2026 | S$43.10Enhanced Home Insurance, HDB flat, tenant (your contents and S$60,000 renovations)as at 16 Oct 2026 |
| HDB flat, tenant, S$60,000 contents | S$119.90Home Contents Insurance for tenants (1-year; contents and liability, no renovations)as at 9 Oct 2026 | S$71.22Enhanced Home Insurance, HDB flat, tenant (your contents and S$60,000 renovations)as at 16 Oct 2026 |
| HDB flat, tenant, S$100,000 contents | S$162.41Home Contents Insurance for tenants (1-year; contents and liability, no renovations)as at 9 Oct 2026 | S$108.72Enhanced Home Insurance, HDB flat, tenant (your contents and S$60,000 renovations)as at 16 Oct 2026 |
| Condo, owner, S$30,000 contents | S$105.73Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026 | S$257.58Enhanced Home Insurance, condo (S$390,000 building and S$150,000 renovations included)as at 16 Oct 2026 |
| Condo, owner, S$60,000 contents | S$125.35Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026 | S$295.02Enhanced Home Insurance, condo (S$390,000 building and S$150,000 renovations included)as at 16 Oct 2026 |
| Condo, owner, S$100,000 contents | S$163.50Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026 | S$344.94Enhanced Home Insurance, condo (S$390,000 building and S$150,000 renovations included)as at 16 Oct 2026 |
| Condo, tenant, S$60,000 contents | S$126.44Home Contents Insurance for tenants (1-year; contents and liability, no renovations)as at 9 Oct 2026 | S$136.03Enhanced Home Insurance, condo, tenant (your contents and S$150,000 renovations)as at 16 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | ECICS | Income |
|---|---|---|
| Renovations | S$30,000 renovations sum insured (the online quote's minimum; raise it at checkout, up to S$200,000); plus debris removal and professional fees, each 10% of the renovation sum | S$60,000 |
| Personal liability | S$500,000 a year for family personal liability (worldwide except the USA and Canada) and tenant's liability together | S$5,000,000 |
| Alternative accommodation | Up to S$300 a day, S$36,000 a year, including storage (not for a landlord who did not live in the home) | 10% of your renovation and contents sums: S$7,500, S$9,000, S$12,000 or S$16,000 with S$15,000, S$30,000, S$60,000 or S$100,000 contents, for lost rental income and extra hotel expenses (up to S$350 a day) |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is ECICS or Income cheaper for home insurance?
Of the 12 examples both price, ECICS was cheaper on 5, Income on 7. Your own answers can change the order, so get your own quote.
How does ECICS's cover compare with Income's?
On each one's cheapest plan for HDB flat, owner, S$60,000 contents (ECICS Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit), Income Enhanced Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat; contents and S$60,000 renovations)): Renovations: ECICS S$30,000 renovations sum insured (the online quote's minimum; raise it at checkout, up to S$200,000); plus debris removal and professional fees, each 10% of the renovation sum, Income S$60,000; Personal liability: ECICS S$500,000 a year for family personal liability (worldwide except the USA and Canada) and tenant's liability together, Income S$5,000,000; Alternative accommodation: ECICS Up to S$300 a day, S$36,000 a year, including storage (not for a landlord who did not live in the home), Income 10% of your renovation and contents sums: S$7,500, S$9,000, S$12,000 or S$16,000 with S$15,000, S$30,000, S$60,000 or S$100,000 contents, for lost rental income and extra hotel expenses (up to S$350 a day); Excess: ECICS S$0.00, Income S$0.00.
What discounts are ECICS and Income running?
ECICS: none to show. Income: none to show.