Home insurance
ECICS vs FWD home insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, ECICS was cheaper on 4, FWD on 8. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | ECICS | FWD |
|---|---|---|
| HDB flat, owner, S$60,000 contents | S$118.81Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026 | S$98.78FWD Home Insurance, HDB flat (renovations S$20,000 and the S$82,000 building included; 3/4-room pricing)as at 15 Oct 2026 |
| Condo, tenant, S$30,000 contents | S$106.82Home Contents Insurance for tenants (1-year; contents and liability, no renovations)as at 9 Oct 2026 | S$77.92FWD Home Insurance, condo, tenant (your contents only)as at 15 Oct 2026 |
| Landed house, owner, S$100,000 contents | S$168.95Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026 | S$229.45FWD Home Insurance, landed house (renovations S$80,000 included; building cover not included)as at 15 Oct 2026 |
| HDB flat, owner, S$30,000 contents | S$99.19Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026 | S$84.99FWD Home Insurance, HDB flat (renovations S$20,000 and the S$82,000 building included; 3/4-room pricing)as at 15 Oct 2026 |
| HDB flat, owner, S$100,000 contents | S$156.96Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026 | S$130.75FWD Home Insurance, HDB flat (renovations S$20,000 and the S$82,000 building included; 3/4-room pricing)as at 15 Oct 2026 |
| HDB flat, tenant, S$30,000 contents | S$99.19Home Contents Insurance for tenants (1-year; contents and liability, no renovations)as at 9 Oct 2026 | S$70.31FWD Home Insurance, HDB flat, tenant (your contents only)as at 15 Oct 2026 |
| HDB flat, tenant, S$60,000 contents | S$119.90Home Contents Insurance for tenants (1-year; contents and liability, no renovations)as at 9 Oct 2026 | S$84.09FWD Home Insurance, HDB flat, tenant (your contents only)as at 15 Oct 2026 |
| HDB flat, tenant, S$100,000 contents | S$162.41Home Contents Insurance for tenants (1-year; contents and liability, no renovations)as at 9 Oct 2026 | S$116.06FWD Home Insurance, HDB flat, tenant (your contents only)as at 15 Oct 2026 |
| Condo, owner, S$30,000 contents | S$105.73Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026 | S$109.97FWD Home Insurance, condo (renovations S$80,000 included; 2/3-bedroom pricing)as at 15 Oct 2026 |
| Condo, owner, S$60,000 contents | S$125.35Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026 | S$130.19FWD Home Insurance, condo (renovations S$80,000 included; 2/3-bedroom pricing)as at 15 Oct 2026 |
| Condo, owner, S$100,000 contents | S$163.50Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026 | S$169.18FWD Home Insurance, condo (renovations S$80,000 included; 2/3-bedroom pricing)as at 15 Oct 2026 |
| Condo, tenant, S$60,000 contents | S$126.44Home Contents Insurance for tenants (1-year; contents and liability, no renovations)as at 9 Oct 2026 | S$98.14FWD Home Insurance, condo, tenant (your contents only)as at 15 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | ECICS | FWD |
|---|---|---|
| Renovations | S$30,000 renovations sum insured (the online quote's minimum; raise it at checkout, up to S$200,000); plus debris removal and professional fees, each 10% of the renovation sum | S$20,000 (the funnel’s default; more can be chosen on FWD’s site, up to S$100,000) |
| Personal liability | S$500,000 a year for family personal liability (worldwide except the USA and Canada) and tenant's liability together | Up to S$500,000 worldwide |
| Alternative accommodation | Up to S$300 a day, S$36,000 a year, including storage (not for a landlord who did not live in the home) | Temporary accommodation and storage up to S$300 a day: S$15,000 (contents sum up to S$40,000) or S$35,000 (above S$40,000) |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is ECICS or FWD cheaper for home insurance?
Of the 12 examples both price, ECICS was cheaper on 4, FWD on 8. Your own answers can change the order, so get your own quote.
How does ECICS's cover compare with FWD's?
On each one's cheapest plan for HDB flat, owner, S$60,000 contents (ECICS Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit), FWD FWD Home Insurance, HDB flat (renovations S$20,000 and the S$82,000 building included; 3/4-room pricing)): Renovations: ECICS S$30,000 renovations sum insured (the online quote's minimum; raise it at checkout, up to S$200,000); plus debris removal and professional fees, each 10% of the renovation sum, FWD S$20,000 (the funnel’s default; more can be chosen on FWD’s site, up to S$100,000); Personal liability: ECICS S$500,000 a year for family personal liability (worldwide except the USA and Canada) and tenant's liability together, FWD Up to S$500,000 worldwide; Alternative accommodation: ECICS Up to S$300 a day, S$36,000 a year, including storage (not for a landlord who did not live in the home), FWD Temporary accommodation and storage up to S$300 a day: S$15,000 (contents sum up to S$40,000) or S$35,000 (above S$40,000); Excess: ECICS S$0.00, FWD S$0.00.
What discounts are ECICS and FWD running?
ECICS: none to show. FWD: none to show.