# Home insurance prices for your answers

From Shenton Insurance Brokers. As of 12 Nov 2026 (Singapore time).

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000

## Answers priced

- Do you own or rent? (`occupancy`): Owner
- Type of home (`propertyType`): HDB
- Cover for your belongings (`contentsSum`): S$60,000

Read loosely:

- `60k` read as S$60,000 of belongings.

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess | Renovation cover | Personal liability | As at | Buy |
| --- | --- | --- | --- | --- | --- | --- | --- |
| Sompo | HomeVital for HDB owners (your contents sum, plus renovations S$40,000 and building S$100,000) | S$67.85 | S$0.00 | S$40,000 | S$500,000 | 9 Oct 2026 | [Buy Now](https://www.sompo.com.sg/products/home/quotation/GetQuote?p=STI33804) |
| Income | Enhanced Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat; contents and S$60,000 renovations) | S$71.22 | S$0.00 | S$60,000 | S$5,000,000 | 20 Oct 2026 | [Buy Now](https://shentonbrokers.com/go/buy/home/income/hdb-owner-no-building?occupancy=owner&propertyType=hdb&contentsSum=60000) |
| AIG | Homes Essential (HDB and condominium only) | S$75.76 | S$0.00 | S$150,000 | S$400,000 | 12 Oct 2026 | [Buy Now](https://www.aig.sg/home/solutions/personal/home-insurance/homes-essential?pc=030303) |
| Etiqa | Tiq Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat) | S$79.91 | S$0.00 | S$80,000 | S$500,000 | 19 Oct 2026 | [Buy Now](https://www.tiq.com.sg/buy-online/home-insurance/quotation/?referral=A501895) |
| Etiqa | Tiq Home Insurance (HDB, owner) | S$81.71 | S$0.00 | S$80,000 | S$500,000 | 19 Oct 2026 | [Buy Now](https://www.tiq.com.sg/buy-online/home-insurance/quotation/?referral=A501895) |
| UOI | UniHome Insurance, HDB flat (contents only, no renovation cover, no building cover) | S$82.95 | S$100.00 | Not included | S$500,000 | 11 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000) |
| Income | Enhanced Home Insurance, HDB flat (building and S$60,000 renovations included) | S$88.49 | S$0.00 | S$60,000 | S$5,000,000 | 20 Oct 2026 | [Buy Now](https://shentonbrokers.com/go/buy/home/income/hdb-owner?occupancy=owner&propertyType=hdb&contentsSum=60000) |
| ERGO | ERGO HomeSecure Custom (contents only, no building or renovation cover) | S$88.94 | S$100.00 | Not included | S$500,000 | 20 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000) |
| UOI | UniHome Insurance, HDB flat (your contents sum, renovations S$50,000, no building cover) | S$92.76 | S$100.00 | S$50,000 | S$500,000 | 11 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000) |
| FWD | FWD Home Insurance, HDB flat (renovations S$20,000 and the S$82,000 building included; 3/4-room pricing) | S$98.78 | S$0.00 | S$20,000 | S$500,000 | 15 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000) |
| MSIG | HomeEasy Gold (owner or landlord) | S$99.84 | S$0.00 | S$120,000 | S$1,000,000 | 11 Oct 2026 | [Buy Now](https://shentonbrokers.com/go/msig/home-homeeasy) |
| QBE | Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000) | S$109.00 | S$100.00 | S$100,000 | S$5,000,000 | 11 Oct 2026 | [Buy Now](https://sg-customer.qbe.com/home/partner/01001305) |
| ECICS | Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit) | S$118.81 | S$0.00 | S$30,000 | S$500,000 | 9 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000) |
| Great Eastern | Value | S$123.17 | S$100.00 | S$70,000 | S$500,000 | 17 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000) |
| ERGO | ERGO HomeSecure Custom (contents only, no building or renovation cover) with personal liability raised to S$1,000,000 | S$127.09 | S$100.00 | Not included | S$1,000,000 | 20 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000) |
| Income | Home Ultimate Protect, HDB flat, without building cover (all risks; for owners whose HDB fire insurance covers the flat; contents and S$60,000 renovations) | S$137.34 | S$100.00 | S$60,000 | S$5,000,000 | 20 Oct 2026 | [Buy Now](https://shentonbrokers.com/go/buy/home/income/hup-hdb-owner-no-building?occupancy=owner&propertyType=hdb&contentsSum=60000) |
| ERGO | ERGO HomeSecure Smart or Enhanced (plan by property type and contents sum) | S$141.59 | S$100.00 | S$60,000 | S$500,000 | 20 Oct 2026 | [Buy Now](https://shentonbrokers.com/go/buy/home/ergo/homesecure?occupancy=owner&propertyType=hdb&contentsSum=60000) |
| MSIG | Enhanced HomePlus Superior | S$143.88 | S$0.00 | S$115,000 | S$1,000,000 | 11 Oct 2026 | [Buy Now](https://shentonbrokers.com/go/msig/home-enhanced-homeplus) |
| HL Assurance | Home Protect360 Silver (S$100,000 contents; annual, 12 monthly premiums) | S$145.38 | S$350.00 | S$100,000 | S$500,000 | 8 Oct 2026 | [Buy Now](https://app.hlas.com.sg/redirect?source=agent&sac=SI000001&mwc=SIB&referrer=a/a/vivien) |
| Allianz | Home Protect Gold (S$60,000 contents, S$90,000 renovations) | S$153.69 | S$100.00 | S$90,000 | S$2,000,000 | 12 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000) |
| EQ Insurance | EQ HomeGUARD PLUS Superior | S$163.50 | S$100.00 | S$100,000 | S$1,000,000 | 5 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000) |
| Sompo | HomeMax for HDB owners (your contents sum, plus renovations S$40,000 and building S$100,000) | S$170.04 | S$100.00 | S$40,000 | S$1,000,000 | 9 Oct 2026 | [Buy Now](https://www.sompo.com.sg/products/home/quotation/GetQuote?p=STI33804) |
| ERGO | ERGO HomeSecure Smart or Enhanced with personal liability raised to S$1,000,000 (plan by property type and contents sum) | S$179.74 | S$100.00 | S$60,000 | S$1,000,000 | 20 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000) |
| MSIG | Enhanced HomePlus Ultimate | S$190.10 | S$0.00 | S$150,000 | S$1,000,000 | 11 Oct 2026 | [Buy Now](https://shentonbrokers.com/go/msig/home-enhanced-homeplus) |
| Income | Home Ultimate Protect, HDB flat (all risks; building and S$60,000 renovations included) | S$191.84 | S$100.00 | S$60,000 | S$5,000,000 | 20 Oct 2026 | [Buy Now](https://shentonbrokers.com/go/buy/home/income/hup-hdb-owner?occupancy=owner&propertyType=hdb&contentsSum=60000) |
| ERGO | ERGO HomeSecure Custom (contents only, no building or renovation cover) with personal liability raised to S$2,000,000 | S$203.39 | S$100.00 | Not included | S$2,000,000 | 20 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000) |
| Liberty | Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum) | S$222.36 | S$100.00 | S$200,000 | S$500,000 | 9 Oct 2026 | [Buy Now](https://shentonbrokers.com/go/buy/home/liberty/top-up?occupancy=owner&propertyType=hdb&contentsSum=60000) |
| Chubb | DBS myHome Protect II Premium (underwritten by Chubb) | S$226.76 | S$0.00 | S$150,000 | S$1,000,000 | 15 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000) |
| Lonpac | Home Protection, contents cover (owner occupied; free S$1m family liability and family PA) | S$228.90 | S$100.00 | Not included | S$1,000,000 | 11 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000) |
| Singlife | Home Plus (S$100,000 contents) | S$243.89 | S$0.00 | S$100,000 | S$500,000 | 5 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000) |
| Liberty | Liberty HomeCare Top-up Plan with personal liability raised to S$1,000,000 (Plan C's S$50,000 contents, topped up to your sum above that) | S$249.61 | S$100.00 | S$200,000 | S$1,000,000 | 9 Oct 2026 | [Buy Now](https://shentonbrokers.com/go/buy/home/liberty/top-up-liability-1m?occupancy=owner&propertyType=hdb&contentsSum=60000) |
| HL Assurance | Home Protect360 Gold (S$200,000 contents; annual, 12 monthly premiums) | S$254.34 | S$350.00 | S$200,000 | S$500,000 | 8 Oct 2026 | [Buy Now](https://app.hlas.com.sg/redirect?source=agent&sac=SI000001&mwc=SIB&referrer=a/a/vivien) |
| ERGO | ERGO HomeSecure Smart or Enhanced with personal liability raised to S$2,000,000 (plan by property type and contents sum) | S$256.04 | S$100.00 | S$60,000 | S$2,000,000 | 20 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000) |
| India International | i-Home (your contents sum, plus fixtures and renovations S$50,000) | S$258.88 | S$0.00 | S$50,000 | S$1,000,000 | 10 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000) |
| Great American | Great Home Insurance Elite (S$60,000 contents) | S$272.50 | Not published | S$200,000 | S$500,000 | 17 Oct 2026 | [Buy Now](https://shentonbrokers.com/go/buy/home/great-american/elite?occupancy=owner&propertyType=hdb&contentsSum=60000) |
| Allianz | Home Protect Platinum (S$100,000 contents, S$150,000 renovations) | S$273.59 | S$100.00 | S$150,000 | S$2,000,000 | 12 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000) |
| Great Eastern | Superior | S$291.04 | S$100.00 | S$70,000 | S$500,000 | 17 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000) |
| Chubb | DBS myHome Protect II Ultimate (underwritten by Chubb) | S$296.44 | S$0.00 | S$200,000 | S$1,000,000 | 15 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000) |
| HL Assurance | Home Protect360 Platinum (S$300,000 contents; annual, 12 monthly premiums) | S$356.10 | S$350.00 | S$300,000 | S$500,000 | 8 Oct 2026 | [Buy Now](https://app.hlas.com.sg/redirect?source=agent&sac=SI000001&mwc=SIB&referrer=a/a/vivien) |
| Great Eastern | Premier | S$414.20 | S$100.00 | S$150,000 | S$1,000,000 | 17 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000) |

All prices include 9% GST.

These prices are for the answers above. The insurer confirms the price when you apply.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

## Buy Now addresses

- Sompo, HomeVital for HDB owners (your contents sum, plus renovations S$40,000 and building S$100,000): https://www.sompo.com.sg/products/home/quotation/GetQuote?p=STI33804
- Income, Enhanced Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat; contents and S$60,000 renovations): https://shentonbrokers.com/go/buy/home/income/hdb-owner-no-building?occupancy=owner&propertyType=hdb&contentsSum=60000
- AIG, Homes Essential (HDB and condominium only): https://www.aig.sg/home/solutions/personal/home-insurance/homes-essential?pc=030303
- Etiqa, Tiq Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat): https://www.tiq.com.sg/buy-online/home-insurance/quotation/?referral=A501895
- Etiqa, Tiq Home Insurance (HDB, owner): https://www.tiq.com.sg/buy-online/home-insurance/quotation/?referral=A501895
- UOI, UniHome Insurance, HDB flat (contents only, no renovation cover, no building cover): https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000
- Income, Enhanced Home Insurance, HDB flat (building and S$60,000 renovations included): https://shentonbrokers.com/go/buy/home/income/hdb-owner?occupancy=owner&propertyType=hdb&contentsSum=60000
- ERGO, ERGO HomeSecure Custom (contents only, no building or renovation cover): https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000
- UOI, UniHome Insurance, HDB flat (your contents sum, renovations S$50,000, no building cover): https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000
- FWD, FWD Home Insurance, HDB flat (renovations S$20,000 and the S$82,000 building included; 3/4-room pricing): https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000
- MSIG, HomeEasy Gold (owner or landlord): https://shentonbrokers.com/go/msig/home-homeeasy
- QBE, Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000): https://sg-customer.qbe.com/home/partner/01001305
- ECICS, Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit): https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000
- Great Eastern, Value: https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000
- ERGO, ERGO HomeSecure Custom (contents only, no building or renovation cover) with personal liability raised to S$1,000,000: https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000
- Income, Home Ultimate Protect, HDB flat, without building cover (all risks; for owners whose HDB fire insurance covers the flat; contents and S$60,000 renovations): https://shentonbrokers.com/go/buy/home/income/hup-hdb-owner-no-building?occupancy=owner&propertyType=hdb&contentsSum=60000
- ERGO, ERGO HomeSecure Smart or Enhanced (plan by property type and contents sum): https://shentonbrokers.com/go/buy/home/ergo/homesecure?occupancy=owner&propertyType=hdb&contentsSum=60000
- MSIG, Enhanced HomePlus Superior: https://shentonbrokers.com/go/msig/home-enhanced-homeplus
- HL Assurance, Home Protect360 Silver (S$100,000 contents; annual, 12 monthly premiums): https://app.hlas.com.sg/redirect?source=agent&sac=SI000001&mwc=SIB&referrer=a/a/vivien
- Allianz, Home Protect Gold (S$60,000 contents, S$90,000 renovations): https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000
- EQ Insurance, EQ HomeGUARD PLUS Superior: https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000
- Sompo, HomeMax for HDB owners (your contents sum, plus renovations S$40,000 and building S$100,000): https://www.sompo.com.sg/products/home/quotation/GetQuote?p=STI33804
- ERGO, ERGO HomeSecure Smart or Enhanced with personal liability raised to S$1,000,000 (plan by property type and contents sum): https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000
- MSIG, Enhanced HomePlus Ultimate: https://shentonbrokers.com/go/msig/home-enhanced-homeplus
- Income, Home Ultimate Protect, HDB flat (all risks; building and S$60,000 renovations included): https://shentonbrokers.com/go/buy/home/income/hup-hdb-owner?occupancy=owner&propertyType=hdb&contentsSum=60000
- ERGO, ERGO HomeSecure Custom (contents only, no building or renovation cover) with personal liability raised to S$2,000,000: https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000
- Liberty, Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum): https://shentonbrokers.com/go/buy/home/liberty/top-up?occupancy=owner&propertyType=hdb&contentsSum=60000
- Chubb, DBS myHome Protect II Premium (underwritten by Chubb): https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000
- Lonpac, Home Protection, contents cover (owner occupied; free S$1m family liability and family PA): https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000
- Singlife, Home Plus (S$100,000 contents): https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000
- Liberty, Liberty HomeCare Top-up Plan with personal liability raised to S$1,000,000 (Plan C's S$50,000 contents, topped up to your sum above that): https://shentonbrokers.com/go/buy/home/liberty/top-up-liability-1m?occupancy=owner&propertyType=hdb&contentsSum=60000
- HL Assurance, Home Protect360 Gold (S$200,000 contents; annual, 12 monthly premiums): https://app.hlas.com.sg/redirect?source=agent&sac=SI000001&mwc=SIB&referrer=a/a/vivien
- ERGO, ERGO HomeSecure Smart or Enhanced with personal liability raised to S$2,000,000 (plan by property type and contents sum): https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000
- India International, i-Home (your contents sum, plus fixtures and renovations S$50,000): https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000
- Great American, Great Home Insurance Elite (S$60,000 contents): https://shentonbrokers.com/go/buy/home/great-american/elite?occupancy=owner&propertyType=hdb&contentsSum=60000
- Allianz, Home Protect Platinum (S$100,000 contents, S$150,000 renovations): https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000
- Great Eastern, Superior: https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000
- Chubb, DBS myHome Protect II Ultimate (underwritten by Chubb): https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000
- HL Assurance, Home Protect360 Platinum (S$300,000 contents; annual, 12 monthly premiums): https://app.hlas.com.sg/redirect?source=agent&sac=SI000001&mwc=SIB&referrer=a/a/vivien
- Great Eastern, Premier: https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000

## Change one answer

Each link prices these answers with one answer changed. Open it as it is; the answers are in the address.

- Do you own or rent?: [Tenant](https://shentonbrokers.com/quote/home/prices?propertyType=hdb&occupancy=tenant&contentsSum=60000)
- Type of home: [Condo](https://shentonbrokers.com/quote/home/prices?propertyType=condo&occupancy=owner&contentsSum=60000) · [Landed](https://shentonbrokers.com/quote/home/prices?propertyType=landed&occupancy=owner&contentsSum=60000)
- Cover for your belongings: [S$15,000](https://shentonbrokers.com/quote/home/prices?propertyType=hdb&occupancy=owner&contentsSum=15000) · [S$30,000](https://shentonbrokers.com/quote/home/prices?propertyType=hdb&occupancy=owner&contentsSum=30000) · [S$100,000](https://shentonbrokers.com/quote/home/prices?propertyType=hdb&occupancy=owner&contentsSum=100000)

Open these answers in our quote form (to see every plan's cover): https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=hdb&contentsSum=60000

Buy with the Buy Now link beside each plan. The prices shown are only available through these links, which place your policy through Shenton Insurance Brokers. The insurer takes payment and issues the policy.

To price other answers, follow a link above or change the parameters of this address. Every question and its allowed answers: https://shentonbrokers.com/quote/home/prices