# Travel insurance: One week in Timor-Leste, one adult

Indicative premiums from Shenton Insurance Brokers. As of 28 Oct 2026 (Singapore time).

## Assumptions

- One adult aged 18 to 59
- 7 days in Timor-Leste, leaving in 30 days
- Single trip, no cruise

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess | As at |
| --- | --- | --- | --- | --- |
| Allianz Travel | Allianz Travel Basic | S$23.60 | S$0.00 | 16 Oct 2026 |
| Etiqa | Tiq Travel Insurance Entry | S$23.62 | S$0.00 | 15 Oct 2026 |
| Etiqa | Tiq Travel Insurance Entry with COVID-19 add-on | S$25.20 | S$0.00 | 15 Oct 2026 |
| MSIG | TravelEasy Lite | S$25.60 | S$100.00 | 11 Oct 2026 |
| Allianz Travel | Allianz Travel Silver | S$26.40 | S$0.00 | 16 Oct 2026 |
| ERGO | ERGO TravelProtect Essential | S$31.05 | S$0.00 | 24 Oct 2026 |
| HL Assurance | Travel Assured Plus Basic (no COVID-19 cover) | S$32.80 | S$0.00 | 21 Oct 2026 |
| Sompo | Essential | S$36.30 | S$0.00 | 9 Oct 2026 |
| Etiqa | Tiq Travel Insurance Savvy | S$36.90 | S$0.00 | 15 Oct 2026 |
| MSIG | TravelEasy Flex Standard Flex | S$37.40 | S$0.00 | 11 Oct 2026 |
| QBE | Travel Prestige Standard Plus | S$38.40 | S$0.00 | 19 Oct 2026 |
| Etiqa | Tiq Travel Insurance Savvy with COVID-19 add-on | S$39.60 | S$0.00 | 15 Oct 2026 |
| FWD | Premium | S$39.80 | S$0.00 | 15 Oct 2026 |
| ERGO | ERGO TravelProtect Standard | S$40.53 | S$0.00 | 24 Oct 2026 |
| FWD | Premium with COVID-19 extension | S$44.35 | S$0.00 | 15 Oct 2026 |
| MSIG | TravelEasy Flex Elite Flex | S$45.40 | S$0.00 | 11 Oct 2026 |
| Sompo | Superior | S$46.20 | S$0.00 | 9 Oct 2026 |
| HL Assurance | Travel Assured Plus Silver | S$47.60 | S$0.00 | 21 Oct 2026 |
| Allianz Travel | Allianz Travel Platinum | S$50.40 | S$0.00 | 16 Oct 2026 |
| MSIG | TravelEasy Standard | S$53.00 | S$0.00 | 11 Oct 2026 |
| Etiqa | Tiq Travel Insurance Luxury | S$53.32 | S$0.00 | 15 Oct 2026 |
| QBE | Travel Prestige Super Plus | S$54.00 | S$0.00 | 19 Oct 2026 |
| Tokio Marine | TM Travel Trust Standard | S$54.00 | S$0.00 | 10 Oct 2026 |
| ERGO | ERGO TravelProtect Deluxe | S$54.93 | S$0.00 | 24 Oct 2026 |
| Chubb | Economy | S$55.50 | S$0.00 | 19 Oct 2026 |
| Great American | Great Travel Insurance Classic | S$56.68 (estimate) | S$0.00 | 17 Oct 2026 |
| Etiqa | Tiq Travel Insurance Luxury with COVID-19 add-on | S$57.15 | S$0.00 | 15 Oct 2026 |
| Starr | TraveLead Bronze | S$58.34 | S$0.00 | 19 Oct 2026 |
| Liberty | TourCare Plus Standard | S$61.50 | S$0.00 | 19 Oct 2026 |
| HL Assurance | Travel Assured Plus Gold | S$63.20 | S$0.00 | 21 Oct 2026 |
| FWD | Business | S$63.22 | S$0.00 | 15 Oct 2026 |
| MSIG | TravelEasy Flex Premier Flex | S$64.60 | S$0.00 | 11 Oct 2026 |
| FWD | Business with COVID-19 extension | S$67.77 | S$0.00 | 15 Oct 2026 |
| Tokio Marine | TM Travel Trust Classic | S$68.00 | S$0.00 | 10 Oct 2026 |
| Zurich | Travel Guard Direct Basic | S$68.00 | S$0.00 | 19 Oct 2026 |
| Etiqa | Tiq Travel Insurance Pre-Ex Entry | S$70.87 | S$0.00 | 15 Oct 2026 |
| Allianz | Travel Protect Silver | S$72.61 | S$0.00 | 12 Oct 2026 |
| MSIG | TravelEasy Elite | S$73.60 | S$0.00 | 11 Oct 2026 |
| Great Eastern | Basic | S$74.00 | S$0.00 | 17 Oct 2026 |
| Great American | Great Travel Insurance Elite | S$74.12 (estimate) | S$0.00 | 17 Oct 2026 |
| Chubb | Business | S$78.50 | S$0.00 | 19 Oct 2026 |
| FWD | First | S$80.45 | S$0.00 | 15 Oct 2026 |
| India International | i-Journey Classic | S$80.66 | S$0.00 | 19 Oct 2026 |
| HL Assurance | Travel Assured Plus Platinum | S$80.80 | S$0.00 | 21 Oct 2026 |
| EQ Insurance | EQ TravelSafe Basic | S$81.25 | S$0.00 | 19 Oct 2026 |
| Starr | TraveLead Silver | S$83.05 | S$0.00 | 19 Oct 2026 |
| FWD | First with COVID-19 extension | S$85.00 | S$0.00 | 15 Oct 2026 |
| UOI | UniTravel Value | S$87.00 | S$0.00 | 19 Oct 2026 |
| Tokio Marine | TM Travel Trust Premier | S$88.00 | S$0.00 | 10 Oct 2026 |
| India International | i-Journey Executive | S$93.74 | S$0.00 | 19 Oct 2026 |
| China Taiping | Lite | S$96.00 | S$0.00 | 15 Oct 2026 |
| Allianz | Travel Protect Gold | S$96.12 | S$0.00 | 12 Oct 2026 |
| EQ Insurance | EQ TravelSafe Executive | S$97.50 | S$0.00 | 19 Oct 2026 |
| MSIG | TravelEasy Premier | S$97.80 | S$0.00 | 11 Oct 2026 |
| Great American | Great Travel Insurance Ultimate | S$101.37 (estimate) | S$0.00 | 17 Oct 2026 |
| Singlife | Travel Lite | S$102.15 | S$0.00 | 8 Oct 2026 |
| Starr | TraveLead Gold | S$107.59 | S$0.00 | 19 Oct 2026 |
| Liberty | TourCare Plus Supreme | S$108.00 | S$0.00 | 19 Oct 2026 |
| Etiqa | Tiq Travel Insurance Pre-Ex Savvy | S$110.70 | S$0.00 | 15 Oct 2026 |
| China Taiping | Economy | S$112.00 | S$0.00 | 15 Oct 2026 |
| Great Eastern | Gold | S$114.00 | S$0.00 | 17 Oct 2026 |
| UOI | UniTravel Plus | S$114.00 | S$0.00 | 19 Oct 2026 |
| Singlife | Travel Lite with COVID-19 add-on | S$116.70 | S$0.00 | 8 Oct 2026 |
| China Taiping | Business | S$122.00 | S$0.00 | 15 Oct 2026 |
| Chubb | First | S$126.00 | S$0.00 | 19 Oct 2026 |
| EQ Insurance | EQ TravelSafe Ultimate | S$126.00 | S$0.00 | 19 Oct 2026 |
| Zurich | Travel Guard Direct Enhanced | S$132.00 | S$0.00 | 19 Oct 2026 |
| MSIG | TravelEasy Pre-Ex Standard | S$141.00 | S$0.00 | 11 Oct 2026 |
| Allianz | Travel Protect Platinum | S$145.88 | S$0.00 | 12 Oct 2026 |
| Tokio Marine | TM Travel Trust Classic with Pre-Existing Medical Condition cover | S$147.00 | S$0.00 | 10 Oct 2026 |
| China Taiping | First | S$149.00 | S$0.00 | 15 Oct 2026 |
| Great Eastern | Platinum | S$150.00 | S$0.00 | 17 Oct 2026 |
| UOI | UniTravel Pro | S$157.00 | S$0.00 | 19 Oct 2026 |
| Singlife | Travel Plus | S$159.84 | S$0.00 | 8 Oct 2026 |
| Etiqa | Tiq Travel Insurance Pre-Ex Luxury | S$159.97 | S$0.00 | 15 Oct 2026 |
| Income | Classic | S$163.12 | S$0.00 | 19 Oct 2026 |
| Zurich | Travel Guard Direct Supreme | S$174.00 | S$0.00 | 19 Oct 2026 |
| Singlife | Travel Plus with COVID-19 add-on | S$177.43 | S$0.00 | 8 Oct 2026 |
| Income | Deluxe | S$185.47 | S$0.00 | 19 Oct 2026 |
| MSIG | TravelEasy Pre-Ex Elite | S$187.50 | S$0.00 | 11 Oct 2026 |
| Tokio Marine | TM Travel Trust Premier with Pre-Existing Medical Condition cover | S$193.00 | S$0.00 | 10 Oct 2026 |
| Income | Enhanced PreX Basic | S$199.68 | S$0.00 | 19 Oct 2026 |
| Income | Preferred | S$231.35 | S$0.00 | 19 Oct 2026 |
| Singlife | Travel Prestige | S$235.29 | S$0.00 | 8 Oct 2026 |
| MSIG | TravelEasy Pre-Ex Premier | S$243.50 | S$0.00 | 11 Oct 2026 |
| Income | Enhanced PreX Superior | S$246.78 | S$0.00 | 19 Oct 2026 |
| Singlife | Travel Prestige with COVID-19 add-on | S$256.26 | S$0.00 | 8 Oct 2026 |
| Singlife | Travel Lite + Pre-existing Medical Conditions add-on | S$276.52 | S$0.00 | 8 Oct 2026 |
| Income | Enhanced PreX Prestige | S$284.67 | S$0.00 | 19 Oct 2026 |
| Singlife | Travel Lite + Pre-existing Medical Conditions add-on with COVID-19 add-on | S$291.07 | S$0.00 | 8 Oct 2026 |
| China Taiping | Business with Pre-Existing Medical Conditions cover | S$366.00 | S$0.00 | 15 Oct 2026 |
| Singlife | Travel Plus + Pre-existing Medical Conditions add-on | S$376.74 | S$0.00 | 8 Oct 2026 |
| Singlife | Travel Plus + Pre-existing Medical Conditions add-on with COVID-19 add-on | S$394.33 | S$0.00 | 8 Oct 2026 |
| China Taiping | First with Pre-Existing Medical Conditions cover | S$447.00 | S$0.00 | 15 Oct 2026 |
| Singlife | Travel Prestige + Pre-existing Medical Conditions add-on | S$542.11 | S$0.00 | 8 Oct 2026 |
| Singlife | Travel Prestige + Pre-existing Medical Conditions add-on with COVID-19 add-on | S$563.08 | S$0.00 | 8 Oct 2026 |

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

## Travel insurance for Timor-Leste in short

- Cheapest today: Allianz Travel Allianz Travel Basic, S$23.60.
- Most insurers price by region: Timor-Leste is in their Asia Pacific band.
- Overseas medical cover on each insurer's cheapest plan runs from S$10,000 to S$350,000.

## How the price changes

| Trip | Lowest price | Insurers |
| --- | --- | --- |
| [3 days, one adult](https://shentonbrokers.com/quote/travel?countries=TL&tripType=single&departDate=2026-11-27&returnDate=2026-11-29&adults=1&children=0) | S$13.60 | 22 |
| [14 days, one adult](https://shentonbrokers.com/quote/travel?countries=TL&tripType=single&departDate=2026-11-27&returnDate=2026-12-10&adults=1&children=0) | S$32.40 | 22 |
| [7 days, a couple](https://shentonbrokers.com/quote/travel?countries=TL&tripType=single&departDate=2026-11-27&returnDate=2026-12-03&adults=2&children=0) | S$44.89 | 22 |
| [7 days, two adults and two children](https://shentonbrokers.com/quote/travel?countries=TL&tripType=single&departDate=2026-11-27&returnDate=2026-12-03&adults=2&children=2) | S$52.00 | 22 |
| A year of trips, Asia Pacific | S$165.60 | |

## Insurers that exclude Timor-Leste

No insurer we compare names Timor-Leste in its exclusions.

## Travel notes for Timor-Leste

- Emergency numbers: Police 112; fire and medical assistance 115. (source: Ministry of Foreign Affairs Singapore, https://www.mfa.gov.sg/travelling-overseas/travel-advisories-notices-and-visa-information/timor-leste/)
- Singapore's mission: Embassy of the Republic of Singapore in Dili, Timor Plaza, Comoro: tel +670 331 0260, emergency +670 7377 8888. (source: Ministry of Foreign Affairs Singapore (overseas missions), https://www.mfa.gov.sg/i-need-help-overseas/find-an-overseas-mission/)
- Medical treatment for visitors: Buy comprehensive travel insurance that covers your chosen activity. Medical facilities on the islands are limited and medical evacuation can be expensive. (source: Ministry of Foreign Affairs Singapore, https://www.mfa.gov.sg/travelling-overseas/travel-advisories-notices-and-visa-information/timor-leste/)
- Weather to plan around: Timor-Leste's weather is marked by heavy monsoon rains in the rainy season, November to March, followed by a marked dry season. Many areas go six months a year without rain. (source: Government of Timor-Leste, https://timor-leste.gov.tl/?lang=en&p=23565)

Checked against each source on 2026-10-19.

## Before you go

- MFA's travel advice and visa information: https://www.mfa.gov.sg/travelling-overseas/travel-advisories-notices-and-visa-information/timor-leste/
- 14 of the 22 insurers exclude claims from a trip made against official travel advice.
- MFA's e-Register: https://eregister.mfa.gov.sg/

Get your own quote with these answers filled in: https://shentonbrokers.com/quote/travel?countries=TL&tripType=single&departDate=2026-11-27&returnDate=2026-12-03&adults=1&children=0

You finish buying on the insurer's own site; the insurer takes payment and issues the policy.

Web page: https://shentonbrokers.com/prices/travel/timor-leste