# Travel insurance: One week in Sri Lanka, one adult

Indicative premiums from Shenton Insurance Brokers. As of 28 Oct 2026 (Singapore time).

## Assumptions

- One adult aged 18 to 59
- 7 days in Sri Lanka, leaving in 30 days
- Single trip, no cruise

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess | As at |
| --- | --- | --- | --- | --- |
| MSIG | TravelEasy Lite | S$21.00 | S$100.00 | 11 Oct 2026 |
| Etiqa | Tiq Travel Insurance Entry | S$23.62 | S$0.00 | 15 Oct 2026 |
| MSIG | TravelEasy Flex Standard Flex | S$24.40 | S$0.00 | 11 Oct 2026 |
| Allianz Travel | Allianz Travel Basic | S$25.20 | S$0.00 | 16 Oct 2026 |
| Etiqa | Tiq Travel Insurance Entry with COVID-19 add-on | S$25.20 | S$0.00 | 15 Oct 2026 |
| HL Assurance | Travel Assured Plus Basic (no COVID-19 cover) | S$25.60 | S$0.00 | 21 Oct 2026 |
| MSIG | TravelEasy Standard | S$31.00 | S$0.00 | 11 Oct 2026 |
| ERGO | ERGO TravelProtect Essential | S$31.05 | S$0.00 | 24 Oct 2026 |
| HL Assurance | Travel Assured Plus Silver | S$34.00 | S$0.00 | 21 Oct 2026 |
| MSIG | TravelEasy Flex Elite Flex | S$34.20 | S$0.00 | 11 Oct 2026 |
| Sompo | Essential | S$36.30 | S$0.00 | 9 Oct 2026 |
| Etiqa | Tiq Travel Insurance Savvy | S$36.90 | S$0.00 | 15 Oct 2026 |
| Great American | Great Travel Insurance Classic | S$37.06 (estimate) | S$0.00 | 17 Oct 2026 |
| QBE | Travel Prestige Standard Plus | S$38.40 | S$0.00 | 19 Oct 2026 |
| Etiqa | Tiq Travel Insurance Savvy with COVID-19 add-on | S$39.60 | S$0.00 | 15 Oct 2026 |
| FWD | Premium | S$39.80 | S$0.00 | 15 Oct 2026 |
| Great Eastern | Basic | S$40.00 | S$0.00 | 17 Oct 2026 |
| ERGO | ERGO TravelProtect Standard | S$40.53 | S$0.00 | 24 Oct 2026 |
| MSIG | TravelEasy Flex Premier Flex | S$41.80 | S$0.00 | 11 Oct 2026 |
| Allianz Travel | Allianz Travel Silver | S$42.80 | S$0.00 | 16 Oct 2026 |
| FWD | Premium with COVID-19 extension | S$44.35 | S$0.00 | 15 Oct 2026 |
| MSIG | TravelEasy Elite | S$46.00 | S$0.00 | 11 Oct 2026 |
| Zurich | Travel Guard Direct Basic | S$46.00 | S$0.00 | 19 Oct 2026 |
| Sompo | Superior | S$46.20 | S$0.00 | 9 Oct 2026 |
| HL Assurance | Travel Assured Plus Gold | S$46.40 | S$0.00 | 21 Oct 2026 |
| EQ Insurance | EQ TravelSafe Basic | S$50.00 | S$0.00 | 19 Oct 2026 |
| Great American | Great Travel Insurance Elite | S$50.14 (estimate) | S$0.00 | 17 Oct 2026 |
| Etiqa | Tiq Travel Insurance Luxury | S$53.32 | S$0.00 | 15 Oct 2026 |
| QBE | Travel Prestige Super Plus | S$54.00 | S$0.00 | 19 Oct 2026 |
| Tokio Marine | TM Travel Trust Standard | S$54.00 | S$0.00 | 10 Oct 2026 |
| ERGO | ERGO TravelProtect Deluxe | S$54.93 | S$0.00 | 24 Oct 2026 |
| Chubb | Economy | S$55.50 | S$0.00 | 19 Oct 2026 |
| Etiqa | Tiq Travel Insurance Luxury with COVID-19 add-on | S$57.15 | S$0.00 | 15 Oct 2026 |
| Starr | TraveLead Bronze | S$58.34 | S$0.00 | 19 Oct 2026 |
| Allianz Travel | Allianz Travel Platinum | S$60.40 | S$0.00 | 16 Oct 2026 |
| Liberty | TourCare Plus Standard | S$61.50 | S$0.00 | 19 Oct 2026 |
| HL Assurance | Travel Assured Plus Platinum | S$62.80 | S$0.00 | 21 Oct 2026 |
| China Taiping | Lite | S$63.00 | S$0.00 | 15 Oct 2026 |
| FWD | Business | S$63.22 | S$0.00 | 15 Oct 2026 |
| MSIG | TravelEasy Premier | S$63.60 | S$0.00 | 11 Oct 2026 |
| Great Eastern | Gold | S$65.00 | S$0.00 | 17 Oct 2026 |
| EQ Insurance | EQ TravelSafe Executive | S$66.00 | S$0.00 | 19 Oct 2026 |
| FWD | Business with COVID-19 extension | S$67.77 | S$0.00 | 15 Oct 2026 |
| Tokio Marine | TM Travel Trust Classic | S$68.00 | S$0.00 | 10 Oct 2026 |
| UOI | UniTravel Value | S$68.00 | S$0.00 | 19 Oct 2026 |
| Singlife | Travel Lite | S$68.69 | S$0.00 | 8 Oct 2026 |
| Etiqa | Tiq Travel Insurance Pre-Ex Entry | S$70.87 | S$0.00 | 15 Oct 2026 |
| Great American | Great Travel Insurance Ultimate | S$71.94 (estimate) | S$0.00 | 17 Oct 2026 |
| China Taiping | Economy | S$74.00 | S$0.00 | 15 Oct 2026 |
| Chubb | Business | S$78.50 | S$0.00 | 19 Oct 2026 |
| Zurich | Travel Guard Direct Enhanced | S$80.00 | S$0.00 | 19 Oct 2026 |
| FWD | First | S$80.45 | S$0.00 | 15 Oct 2026 |
| India International | i-Journey Classic | S$80.66 | S$0.00 | 19 Oct 2026 |
| Singlife | Travel Lite with COVID-19 add-on | S$81.19 | S$0.00 | 8 Oct 2026 |
| Starr | TraveLead Silver | S$83.05 | S$0.00 | 19 Oct 2026 |
| Income | Classic | S$84.31 | S$0.00 | 19 Oct 2026 |
| FWD | First with COVID-19 extension | S$85.00 | S$0.00 | 15 Oct 2026 |
| Great Eastern | Platinum | S$88.00 | S$0.00 | 17 Oct 2026 |
| Tokio Marine | TM Travel Trust Premier | S$88.00 | S$0.00 | 10 Oct 2026 |
| UOI | UniTravel Plus | S$88.00 | S$0.00 | 19 Oct 2026 |
| EQ Insurance | EQ TravelSafe Ultimate | S$91.00 | S$0.00 | 19 Oct 2026 |
| Allianz | Travel Protect Silver | S$92.60 | S$0.00 | 12 Oct 2026 |
| India International | i-Journey Executive | S$93.74 | S$0.00 | 19 Oct 2026 |
| China Taiping | Business | S$96.00 | S$0.00 | 15 Oct 2026 |
| MSIG | TravelEasy Pre-Ex Standard | S$101.00 | S$0.00 | 11 Oct 2026 |
| Income | Deluxe | S$105.48 | S$0.00 | 19 Oct 2026 |
| Singlife | Travel Plus | S$106.54 | S$0.00 | 8 Oct 2026 |
| Starr | TraveLead Gold | S$107.59 | S$0.00 | 19 Oct 2026 |
| Liberty | TourCare Plus Supreme | S$108.00 | S$0.00 | 19 Oct 2026 |
| Etiqa | Tiq Travel Insurance Pre-Ex Savvy | S$110.70 | S$0.00 | 15 Oct 2026 |
| Zurich | Travel Guard Direct Supreme | S$111.00 | S$0.00 | 19 Oct 2026 |
| China Taiping | First | S$121.00 | S$0.00 | 15 Oct 2026 |
| MSIG | TravelEasy Pre-Ex Elite | S$121.00 | S$0.00 | 11 Oct 2026 |
| UOI | UniTravel Pro | S$122.00 | S$0.00 | 19 Oct 2026 |
| Singlife | Travel Plus with COVID-19 add-on | S$122.07 | S$0.00 | 8 Oct 2026 |
| Income | Enhanced PreX Basic | S$124.93 | S$0.00 | 19 Oct 2026 |
| Chubb | First | S$126.00 | S$0.00 | 19 Oct 2026 |
| Allianz | Travel Protect Gold | S$139.28 | S$0.00 | 12 Oct 2026 |
| Income | Preferred | S$145.48 | S$0.00 | 19 Oct 2026 |
| Tokio Marine | TM Travel Trust Classic with Pre-Existing Medical Condition cover | S$147.00 | S$0.00 | 10 Oct 2026 |
| Singlife | Travel Prestige | S$149.34 | S$0.00 | 8 Oct 2026 |
| Etiqa | Tiq Travel Insurance Pre-Ex Luxury | S$159.97 | S$0.00 | 15 Oct 2026 |
| Income | Enhanced PreX Superior | S$160.77 | S$0.00 | 19 Oct 2026 |
| Singlife | Travel Prestige with COVID-19 add-on | S$165.90 | S$0.00 | 8 Oct 2026 |
| MSIG | TravelEasy Pre-Ex Premier | S$168.00 | S$0.00 | 11 Oct 2026 |
| Singlife | Travel Lite + Pre-existing Medical Conditions add-on | S$187.87 | S$0.00 | 8 Oct 2026 |
| Income | Enhanced PreX Prestige | S$188.42 | S$0.00 | 19 Oct 2026 |
| Tokio Marine | TM Travel Trust Premier with Pre-Existing Medical Condition cover | S$193.00 | S$0.00 | 10 Oct 2026 |
| Singlife | Travel Lite + Pre-existing Medical Conditions add-on with COVID-19 add-on | S$200.37 | S$0.00 | 8 Oct 2026 |
| Allianz | Travel Protect Platinum | S$201.32 | S$0.00 | 12 Oct 2026 |
| China Taiping | Business with Pre-Existing Medical Conditions cover | S$288.00 | S$0.00 | 15 Oct 2026 |
| Singlife | Travel Plus + Pre-existing Medical Conditions add-on | S$288.51 | S$0.00 | 8 Oct 2026 |
| Singlife | Travel Plus + Pre-existing Medical Conditions add-on with COVID-19 add-on | S$304.04 | S$0.00 | 8 Oct 2026 |
| Singlife | Travel Prestige + Pre-existing Medical Conditions add-on | S$344.08 | S$0.00 | 8 Oct 2026 |
| Singlife | Travel Prestige + Pre-existing Medical Conditions add-on with COVID-19 add-on | S$360.64 | S$0.00 | 8 Oct 2026 |
| China Taiping | First with Pre-Existing Medical Conditions cover | S$363.00 | S$0.00 | 15 Oct 2026 |

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

## Travel insurance for Sri Lanka in short

- Cheapest today: MSIG TravelEasy Lite, S$21.00.
- Most insurers price by region: Sri Lanka is in their Asia Pacific band.
- Overseas medical cover on each insurer's cheapest plan runs from S$10,000 to S$350,000.

## How the price changes

| Trip | Lowest price | Insurers |
| --- | --- | --- |
| [3 days, one adult](https://shentonbrokers.com/quote/travel?countries=LK&tripType=single&departDate=2026-11-27&returnDate=2026-11-29&adults=1&children=0) | S$12.20 | 22 |
| [14 days, one adult](https://shentonbrokers.com/quote/travel?countries=LK&tripType=single&departDate=2026-11-27&returnDate=2026-12-10&adults=1&children=0) | S$32.40 | 22 |
| [7 days, a couple](https://shentonbrokers.com/quote/travel?countries=LK&tripType=single&departDate=2026-11-27&returnDate=2026-12-03&adults=2&children=0) | S$42.00 | 22 |
| [7 days, two adults and two children](https://shentonbrokers.com/quote/travel?countries=LK&tripType=single&departDate=2026-11-27&returnDate=2026-12-03&adults=2&children=2) | S$48.40 | 22 |
| A year of trips, Asia Pacific | S$165.60 | |

## Insurers that exclude Sri Lanka

No insurer we compare names Sri Lanka in its exclusions.

## Travel notes for Sri Lanka

- Emergency numbers: Police 118 or 119, medical emergencies and fire 110, tourist police +94 11 242 1052. (source: Ministry of Foreign Affairs Singapore, https://www.mfa.gov.sg/travelling-overseas/travel-advisories-notices-and-visa-information/sri-lanka/)
- Singapore's mission: Singapore has an Honorary Consulate-General in Colombo, on +94 11 5577 300 or +94 11 5577 111. MFA Duty Office (24 hours): +65 6379 8800 or +65 6379 8855. (source: Ministry of Foreign Affairs Singapore, https://www.mfa.gov.sg/travelling-overseas/travel-advisories-notices-and-visa-information/sri-lanka/)
- Medical treatment for visitors: MFA advises Singaporeans going to Sri Lanka to buy comprehensive travel insurance and to know its terms and cover. (source: Ministry of Foreign Affairs Singapore, https://www.mfa.gov.sg/travelling-overseas/travel-advisories-notices-and-visa-information/sri-lanka/)
- Weather to plan around: The Southwest Monsoon (May to September) brings heavy rain to the southwest coast and hills. The Second Inter-Monsoon (October to November) brings occasional heavy showers across the island. (source: Sri Lanka Tourism Promotion Bureau, https://www.srilanka.travel/weather)

Checked against each source on 2026-10-19.

## Before you go

- MFA's travel advice and visa information: https://www.mfa.gov.sg/travelling-overseas/travel-advisories-notices-and-visa-information/sri-lanka/
- 14 of the 22 insurers exclude claims from a trip made against official travel advice.
- MFA's e-Register: https://eregister.mfa.gov.sg/

Get your own quote with these answers filled in: https://shentonbrokers.com/quote/travel?countries=LK&tripType=single&departDate=2026-11-27&returnDate=2026-12-03&adults=1&children=0

You finish buying on the insurer's own site; the insurer takes payment and issues the policy.

Web page: https://shentonbrokers.com/prices/travel/sri-lanka