# Travel insurance: Two weeks in Russia, one adult

Indicative premiums from Shenton Insurance Brokers. As of 28 Oct 2026 (Singapore time).

## Assumptions

- One adult aged 18 to 59
- 14 days in Russia, leaving in 30 days
- Single trip, no cruise

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess | As at |
| --- | --- | --- | --- | --- |
| MSIG | TravelEasy Lite | S$46.60 | S$100.00 | 11 Oct 2026 |
| HL Assurance | Travel Assured Plus Basic (no COVID-19 cover) | S$53.20 | S$0.00 | 21 Oct 2026 |
| Sompo | Essential | S$59.40 | S$0.00 | 9 Oct 2026 |
| MSIG | TravelEasy Flex Standard Flex | S$64.00 | S$0.00 | 11 Oct 2026 |
| Great American | Great Travel Insurance Classic | S$68.67 (estimate) | S$0.00 | 17 Oct 2026 |
| Sompo | Superior | S$72.00 | S$0.00 | 9 Oct 2026 |
| MSIG | TravelEasy Flex Elite Flex | S$73.40 | S$0.00 | 11 Oct 2026 |
| HL Assurance | Travel Assured Plus Silver | S$75.60 | S$0.00 | 21 Oct 2026 |
| MSIG | TravelEasy Standard | S$89.40 | S$0.00 | 11 Oct 2026 |
| HL Assurance | Travel Assured Plus Gold | S$100.80 | S$0.00 | 21 Oct 2026 |
| MSIG | TravelEasy Flex Premier Flex | S$103.80 | S$0.00 | 11 Oct 2026 |
| Tokio Marine | TM Travel Trust Standard | S$105.00 | S$0.00 | 10 Oct 2026 |
| FWD | Premium | S$109.67 | S$0.00 | 15 Oct 2026 |
| Great American | Great Travel Insurance Elite | S$111.18 (estimate) | S$0.00 | 17 Oct 2026 |
| China Taiping | Lite | S$119.00 | S$0.00 | 15 Oct 2026 |
| MSIG | TravelEasy Elite | S$119.80 | S$0.00 | 11 Oct 2026 |
| FWD | Premium with COVID-19 extension | S$124.74 | S$0.00 | 15 Oct 2026 |
| HL Assurance | Travel Assured Plus Platinum | S$128.00 | S$0.00 | 21 Oct 2026 |
| Tokio Marine | TM Travel Trust Classic | S$131.00 | S$0.00 | 10 Oct 2026 |
| China Taiping | Economy | S$140.00 | S$0.00 | 15 Oct 2026 |
| FWD | Business | S$145.00 | S$0.00 | 15 Oct 2026 |
| Tokio Marine | TM Travel Trust Premier | S$150.00 | S$0.00 | 10 Oct 2026 |
| Singlife | Travel Lite | S$150.46 | S$0.00 | 8 Oct 2026 |
| Great American | Great Travel Insurance Ultimate | S$152.60 (estimate) | S$0.00 | 17 Oct 2026 |
| China Taiping | Business | S$155.00 | S$0.00 | 15 Oct 2026 |
| MSIG | TravelEasy Premier | S$159.40 | S$0.00 | 11 Oct 2026 |
| FWD | Business with COVID-19 extension | S$160.07 | S$0.00 | 15 Oct 2026 |
| Singlife | Travel Lite with COVID-19 add-on | S$171.87 | S$0.00 | 8 Oct 2026 |
| UOI | UniTravel Value | S$173.00 | S$0.00 | 19 Oct 2026 |
| China Taiping | First | S$186.00 | S$0.00 | 15 Oct 2026 |
| FWD | First | S$210.37 | S$0.00 | 15 Oct 2026 |
| UOI | UniTravel Plus | S$224.00 | S$0.00 | 19 Oct 2026 |
| FWD | First with COVID-19 extension | S$225.44 | S$0.00 | 15 Oct 2026 |
| Singlife | Travel Plus | S$235.43 | S$0.00 | 8 Oct 2026 |
| MSIG | TravelEasy Pre-Ex Standard | S$242.50 | S$0.00 | 11 Oct 2026 |
| Income | Classic | S$255.47 | S$0.00 | 19 Oct 2026 |
| Singlife | Travel Plus with COVID-19 add-on | S$261.31 | S$0.00 | 8 Oct 2026 |
| Tokio Marine | TM Travel Trust Classic with Pre-Existing Medical Condition cover | S$285.00 | S$0.00 | 10 Oct 2026 |
| Income | Deluxe | S$304.29 | S$0.00 | 19 Oct 2026 |
| MSIG | TravelEasy Pre-Ex Elite | S$306.50 | S$0.00 | 11 Oct 2026 |
| UOI | UniTravel Pro | S$311.00 | S$0.00 | 19 Oct 2026 |
| Income | Enhanced PreX Basic | S$319.49 | S$0.00 | 19 Oct 2026 |
| Tokio Marine | TM Travel Trust Premier with Pre-Existing Medical Condition cover | S$327.00 | S$0.00 | 10 Oct 2026 |
| Singlife | Travel Prestige | S$346.57 | S$0.00 | 8 Oct 2026 |
| Income | Preferred | S$370.16 | S$0.00 | 19 Oct 2026 |
| Singlife | Travel Prestige with COVID-19 add-on | S$377.43 | S$0.00 | 8 Oct 2026 |
| Income | Enhanced PreX Superior | S$387.07 | S$0.00 | 19 Oct 2026 |
| MSIG | TravelEasy Pre-Ex Premier | S$401.00 | S$0.00 | 11 Oct 2026 |
| Singlife | Travel Lite + Pre-existing Medical Conditions add-on | S$428.37 | S$0.00 | 8 Oct 2026 |
| Income | Enhanced PreX Prestige | S$441.34 | S$0.00 | 19 Oct 2026 |
| Singlife | Travel Lite + Pre-existing Medical Conditions add-on with COVID-19 add-on | S$449.78 | S$0.00 | 8 Oct 2026 |
| China Taiping | Business with Pre-Existing Medical Conditions cover | S$465.00 | S$0.00 | 15 Oct 2026 |
| Singlife | Travel Plus + Pre-existing Medical Conditions add-on | S$554.92 | S$0.00 | 8 Oct 2026 |
| China Taiping | First with Pre-Existing Medical Conditions cover | S$558.00 | S$0.00 | 15 Oct 2026 |
| Singlife | Travel Plus + Pre-existing Medical Conditions add-on with COVID-19 add-on | S$580.80 | S$0.00 | 8 Oct 2026 |
| Singlife | Travel Prestige + Pre-existing Medical Conditions add-on | S$773.89 | S$0.00 | 8 Oct 2026 |
| Singlife | Travel Prestige + Pre-existing Medical Conditions add-on with COVID-19 add-on | S$804.75 | S$0.00 | 8 Oct 2026 |

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

## Travel insurance for Russia in short

- Cheapest today: MSIG TravelEasy Lite, S$46.60.
- Most insurers price by region: Russia is in their Worldwide band.
- Overseas medical cover on each insurer's cheapest plan runs from S$50,000 to S$350,000.

## How the price changes

| Trip | Lowest price | Insurers |
| --- | --- | --- |
| [3 days, one adult](https://shentonbrokers.com/quote/travel?countries=RU&tripType=single&departDate=2026-11-27&returnDate=2026-11-29&adults=1&children=0) | S$13.60 | 10 |
| [7 days, one adult](https://shentonbrokers.com/quote/travel?countries=RU&tripType=single&departDate=2026-11-27&returnDate=2026-12-03&adults=1&children=0) | S$25.60 | 10 |
| [14 days, a couple](https://shentonbrokers.com/quote/travel?countries=RU&tripType=single&departDate=2026-11-27&returnDate=2026-12-10&adults=2&children=0) | S$93.20 | 10 |
| [14 days, two adults and two children](https://shentonbrokers.com/quote/travel?countries=RU&tripType=single&departDate=2026-11-27&returnDate=2026-12-10&adults=2&children=2) | S$112.80 | 10 |
| A year of trips, Worldwide | S$236.00 | |

## Insurers that exclude Russia

- Allianz: "Trips to Afghanistan, Cuba, the Congo, Iran, Iraq, Liberia, Sudan, Syria, Russia, Ukraine, North Korea or another sanctioned country (the portal's destination note)"
- Allianz Travel: "...istan, Congo, the Democratic Republic of the Congo, Cuba, Iran, Iraq, Israel, Liberia, Nepal, North Korea, Palestine, Russia, Sudan, South Sudan, Syria, Ukraine or other sanctioned countries (the site does not sell them)"
- Chubb: "No cover for trips to Afghanistan, Belarus, Cuba, DR Congo, Iran, Iraq, Libya, Myanmar, North Korea, Palestine, Russia, Sudan, Syria, Ukraine, Yemen (the quote refuses them)"
- ERGO: "...stan, the Democratic Republic of Congo, Iran, Iraq, Sudan, South Sudan, Libya, Somalia, North Korea, Belarus, Russia, Ukraine, Palestine, Syria, Lebanon, Israel (with Gaza, the West Bank and the Golan Heights), Jordan, K..."
- Etiqa: "Destinations Tiq does not sell cover for: Afghanistan, both Congos, Cuba, Iran, Iraq, Israel, Liberia, Libya, North Korea, Palestine, Russia, Somalia, Sudan, South Sudan, Syria, Ukraine and Yemen"
- Great Eastern: "Travel in, to or through sanctioned countries (Afghanistan, Belarus, Cuba, Iran, North Korea, Russia, Syria and others) or any country the Ministry of Foreign Affairs of Singapore advises against travelling to"
- Liberty: "...Afghanistan, Belarus, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, Lebanon, Myanmar, North Korea, Russia, Sudan, Syria, Venezuela, and the Crimea, Donetsk, Kherson, Luhansk and Zaporizhzhia regions of Ukraine..."
- QBE: "...Republic of the Congo, Haiti, Iran, Iraq, Lebanon, Libya, Liberia, Myanmar, North Korea, Palestine, Pakistan, Russia, Somalia, South Sudan, Sudan, Syria, Trinidad and Tobago, Tunisia, Ukraine (including Crimea), Vanuatu,..."
- Starr: "No cover for trips to Belarus, Cuba, Iran, North Korea, Russia or Ukraine (Starr's Worldwide area excludes them)"
- Zurich: "No cover for trips to Myanmar, Russia, Belarus, Cuba, Iran, Syria or North Korea (the site does not sell them), or to the Crimea, Donetsk and Luhansk regions of Ukraine"

## Travel notes for Russia

- Emergency numbers: Emergency number: 112. (source: Ministry of Foreign Affairs Singapore, https://www.mfa.gov.sg/travelling-overseas/travel-advisories-notices-and-visa-information/russia/)
- Singapore's mission: Embassy of the Republic of Singapore, Pereulok Kamennaya Sloboda 5, Moscow. Tel +7 499-241-3913, +7 499-241-3702, +7 499-241-3914; emergency +7-906-009-0069. (source: Ministry of Foreign Affairs Singapore (overseas missions), https://www.mfa.gov.sg/i-need-help-overseas/find-an-overseas-mission/)
- Medical treatment for visitors: MFA strongly encourages comprehensive travel insurance and checking whether it covers medical evacuation. The few international clinics in larger cities are costly and usually require cash or proof of insurance. (source: Ministry of Foreign Affairs Singapore, https://www.mfa.gov.sg/travelling-overseas/travel-advisories-notices-and-visa-information/russia/)

Checked against each source on 2026-10-20.

## Before you go

- MFA's travel advice and visa information: https://www.mfa.gov.sg/travelling-overseas/travel-advisories-notices-and-visa-information/russia/
- 14 of the 22 insurers exclude claims from a trip made against official travel advice.
- MFA's e-Register: https://eregister.mfa.gov.sg/

Get your own quote with these answers filled in: https://shentonbrokers.com/quote/travel?countries=RU&tripType=single&departDate=2026-11-27&returnDate=2026-12-10&adults=1&children=0

You finish buying on the insurer's own site; the insurer takes payment and issues the policy.

Web page: https://shentonbrokers.com/prices/travel/russia