# Travel insurance: Two weeks in North Korea, one adult

Indicative premiums from Shenton Insurance Brokers. As of 28 Oct 2026 (Singapore time).

## Assumptions

- One adult aged 18 to 59
- 14 days in North Korea, leaving in 30 days
- Single trip, no cruise

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess | As at |
| --- | --- | --- | --- | --- |
| MSIG | TravelEasy Lite | S$36.40 | S$100.00 | 11 Oct 2026 |
| MSIG | TravelEasy Flex Standard Flex | S$39.80 | S$0.00 | 11 Oct 2026 |
| MSIG | TravelEasy Standard | S$52.00 | S$0.00 | 11 Oct 2026 |
| MSIG | TravelEasy Flex Elite Flex | S$53.80 | S$0.00 | 11 Oct 2026 |
| Sompo | Essential | S$59.40 | S$0.00 | 9 Oct 2026 |
| MSIG | TravelEasy Flex Premier Flex | S$69.80 | S$0.00 | 11 Oct 2026 |
| Sompo | Superior | S$72.00 | S$0.00 | 9 Oct 2026 |
| MSIG | TravelEasy Elite | S$75.40 | S$0.00 | 11 Oct 2026 |
| MSIG | TravelEasy Premier | S$101.40 | S$0.00 | 11 Oct 2026 |
| Tokio Marine | TM Travel Trust Standard | S$105.00 | S$0.00 | 10 Oct 2026 |
| Tokio Marine | TM Travel Trust Classic | S$131.00 | S$0.00 | 10 Oct 2026 |
| Tokio Marine | TM Travel Trust Premier | S$150.00 | S$0.00 | 10 Oct 2026 |
| Singlife | Travel Lite | S$150.46 | S$0.00 | 8 Oct 2026 |
| MSIG | TravelEasy Pre-Ex Standard | S$171.00 | S$0.00 | 11 Oct 2026 |
| Singlife | Travel Lite with COVID-19 add-on | S$171.87 | S$0.00 | 8 Oct 2026 |
| MSIG | TravelEasy Pre-Ex Elite | S$205.00 | S$0.00 | 11 Oct 2026 |
| Singlife | Travel Plus | S$235.43 | S$0.00 | 8 Oct 2026 |
| Income | Classic | S$255.47 | S$0.00 | 19 Oct 2026 |
| Singlife | Travel Plus with COVID-19 add-on | S$261.31 | S$0.00 | 8 Oct 2026 |
| MSIG | TravelEasy Pre-Ex Premier | S$269.50 | S$0.00 | 11 Oct 2026 |
| Tokio Marine | TM Travel Trust Classic with Pre-Existing Medical Condition cover | S$285.00 | S$0.00 | 10 Oct 2026 |
| Income | Deluxe | S$304.29 | S$0.00 | 19 Oct 2026 |
| Income | Enhanced PreX Basic | S$319.49 | S$0.00 | 19 Oct 2026 |
| Tokio Marine | TM Travel Trust Premier with Pre-Existing Medical Condition cover | S$327.00 | S$0.00 | 10 Oct 2026 |
| Singlife | Travel Prestige | S$346.57 | S$0.00 | 8 Oct 2026 |
| Income | Preferred | S$370.16 | S$0.00 | 19 Oct 2026 |
| Singlife | Travel Prestige with COVID-19 add-on | S$377.43 | S$0.00 | 8 Oct 2026 |
| Income | Enhanced PreX Superior | S$387.07 | S$0.00 | 19 Oct 2026 |
| Singlife | Travel Lite + Pre-existing Medical Conditions add-on | S$428.37 | S$0.00 | 8 Oct 2026 |
| Income | Enhanced PreX Prestige | S$441.34 | S$0.00 | 19 Oct 2026 |
| Singlife | Travel Lite + Pre-existing Medical Conditions add-on with COVID-19 add-on | S$449.78 | S$0.00 | 8 Oct 2026 |
| Singlife | Travel Plus + Pre-existing Medical Conditions add-on | S$554.92 | S$0.00 | 8 Oct 2026 |
| Singlife | Travel Plus + Pre-existing Medical Conditions add-on with COVID-19 add-on | S$580.80 | S$0.00 | 8 Oct 2026 |
| Singlife | Travel Prestige + Pre-existing Medical Conditions add-on | S$773.89 | S$0.00 | 8 Oct 2026 |
| Singlife | Travel Prestige + Pre-existing Medical Conditions add-on with COVID-19 add-on | S$804.75 | S$0.00 | 8 Oct 2026 |

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

## Travel insurance for North Korea in short

- Cheapest today: MSIG TravelEasy Lite, S$36.40.
- Most insurers price by region: North Korea is in their Worldwide band.
- Overseas medical cover on each insurer's cheapest plan runs from S$50,000 to S$350,000.

## How the price changes

| Trip | Lowest price | Insurers |
| --- | --- | --- |
| [3 days, one adult](https://shentonbrokers.com/quote/travel?countries=KP&tripType=single&departDate=2026-11-27&returnDate=2026-11-29&adults=1&children=0) | S$12.20 | 5 |
| [7 days, one adult](https://shentonbrokers.com/quote/travel?countries=KP&tripType=single&departDate=2026-11-27&returnDate=2026-12-03&adults=1&children=0) | S$21.00 | 5 |
| [14 days, a couple](https://shentonbrokers.com/quote/travel?countries=KP&tripType=single&departDate=2026-11-27&returnDate=2026-12-10&adults=2&children=0) | S$72.80 | 5 |
| [14 days, two adults and two children](https://shentonbrokers.com/quote/travel?countries=KP&tripType=single&departDate=2026-11-27&returnDate=2026-12-10&adults=2&children=2) | S$84.80 | 5 |
| A year of trips, Worldwide | S$236.00 | |

## Insurers that exclude North Korea

- Allianz: "Trips to Afghanistan, Cuba, the Congo, Iran, Iraq, Liberia, Sudan, Syria, Russia, Ukraine, North Korea or another sanctioned country (the portal's destination note)"
- Allianz Travel: "...trips to Afghanistan, Congo, the Democratic Republic of the Congo, Cuba, Iran, Iraq, Israel, Liberia, Nepal, North Korea, Palestine, Russia, Sudan, South Sudan, Syria, Ukraine or other sanctioned countries (the site doe..."
- China Taiping: "travel in, to or through Afghanistan, Cuba, the Democratic Republic of Congo, Iran, Iraq, Liberia, North Korea, Sudan and Syria"
- Chubb: "No cover for trips to Afghanistan, Belarus, Cuba, DR Congo, Iran, Iraq, Libya, Myanmar, North Korea, Palestine, Russia, Sudan, Syria, Ukraine, Yemen (the quote refuses them)"
- ERGO: "...ded countries: Afghanistan, the Democratic Republic of Congo, Iran, Iraq, Sudan, South Sudan, Libya, Somalia, North Korea, Belarus, Russia, Ukraine, Palestine, Syria, Lebanon, Israel (with Gaza, the West Bank and the Gol..."
- Etiqa: "Destinations Tiq does not sell cover for: Afghanistan, both Congos, Cuba, Iran, Iraq, Israel, Liberia, Libya, North Korea, Palestine, Russia, Somalia, Sudan, South Sudan, Syria, Ukraine and Yemen"
- FWD: "Travel to or through specified countries (incl. Afghanistan, Belarus, Cuba, Iran, North Korea, Syria, occupied Ukrainian territories)"
- Great Eastern: "Travel in, to or through sanctioned countries (Afghanistan, Belarus, Cuba, Iran, North Korea, Russia, Syria and others) or any country the Ministry of Foreign Affairs of Singapore advises against travelling to"
- HL Assurance: "Trips to Afghanistan, Cuba, the Democratic Republic of Congo, Iran, Iraq, Liberia, Libya, North Korea, Sudan, Somalia and Syria (outside every area of travel"
- Liberty: "...d countries (Afghanistan, Belarus, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, Lebanon, Myanmar, North Korea, Russia, Sudan, Syria, Venezuela, and the Crimea, Donetsk, Kherson, Luhansk and Zaporizhzhia regio..."
- QBE: "...an Republic, Cuba, the Democratic Republic of the Congo, Haiti, Iran, Iraq, Lebanon, Libya, Liberia, Myanmar, North Korea, Palestine, Pakistan, Russia, Somalia, South Sudan, Sudan, Syria, Trinidad and Tobago, Tunisia, Uk..."
- Starr: "No cover for trips to Belarus, Cuba, Iran, North Korea, Russia or Ukraine (Starr's Worldwide area excludes them)"
- Zurich: "No cover for trips to Myanmar, Russia, Belarus, Cuba, Iran, Syria or North Korea (the site does not sell them), or to the Crimea, Donetsk and Luhansk regions of Ukraine"

## Travel notes for North Korea

- Emergency numbers: Emergency number: 119. (source: Ministry of Foreign Affairs Singapore, https://www.mfa.gov.sg/travelling-overseas/travel-advisories-notices-and-visa-information/north-korea/)
- Singapore's mission: Singapore has no diplomatic representation in North Korea, which limits consular help. Contact the MFA Duty Office (24 hours): +65 6379 8800, mfa_duty_officer@mfa.gov.sg. (source: Ministry of Foreign Affairs Singapore, https://www.mfa.gov.sg/travelling-overseas/travel-advisories-notices-and-visa-information/north-korea/)

Checked against each source on 2026-10-20.

## Before you go

- MFA's travel advice and visa information: https://www.mfa.gov.sg/travelling-overseas/travel-advisories-notices-and-visa-information/north-korea/
- 14 of the 22 insurers exclude claims from a trip made against official travel advice.
- MFA's e-Register: https://eregister.mfa.gov.sg/

Get your own quote with these answers filled in: https://shentonbrokers.com/quote/travel?countries=KP&tripType=single&departDate=2026-11-27&returnDate=2026-12-10&adults=1&children=0

You finish buying on the insurer's own site; the insurer takes payment and issues the policy.

Web page: https://shentonbrokers.com/prices/travel/north-korea