# Travel insurance: Two weeks in Iraq, one adult

Indicative premiums from Shenton Insurance Brokers. As of 28 Oct 2026 (Singapore time).

## Assumptions

- One adult aged 18 to 59
- 14 days in Iraq, leaving in 30 days
- Single trip, no cruise

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess | As at |
| --- | --- | --- | --- | --- |
| MSIG | TravelEasy Lite | S$46.60 | S$100.00 | 11 Oct 2026 |
| MSIG | TravelEasy Flex Standard Flex | S$64.00 | S$0.00 | 11 Oct 2026 |
| MSIG | TravelEasy Flex Elite Flex | S$73.40 | S$0.00 | 11 Oct 2026 |
| Zurich | Travel Guard Direct Basic | S$80.00 | S$0.00 | 19 Oct 2026 |
| MSIG | TravelEasy Standard | S$89.40 | S$0.00 | 11 Oct 2026 |
| MSIG | TravelEasy Flex Premier Flex | S$103.80 | S$0.00 | 11 Oct 2026 |
| FWD | Premium | S$109.67 | S$0.00 | 15 Oct 2026 |
| MSIG | TravelEasy Elite | S$119.80 | S$0.00 | 11 Oct 2026 |
| FWD | Premium with COVID-19 extension | S$124.74 | S$0.00 | 15 Oct 2026 |
| FWD | Business | S$145.00 | S$0.00 | 15 Oct 2026 |
| Zurich | Travel Guard Direct Enhanced | S$149.00 | S$0.00 | 19 Oct 2026 |
| Starr | TraveLead Bronze | S$155.21 | S$0.00 | 19 Oct 2026 |
| MSIG | TravelEasy Premier | S$159.40 | S$0.00 | 11 Oct 2026 |
| FWD | Business with COVID-19 extension | S$160.07 | S$0.00 | 15 Oct 2026 |
| Starr | TraveLead Silver | S$185.50 | S$0.00 | 19 Oct 2026 |
| Zurich | Travel Guard Direct Supreme | S$196.00 | S$0.00 | 19 Oct 2026 |
| FWD | First | S$210.37 | S$0.00 | 15 Oct 2026 |
| FWD | First with COVID-19 extension | S$225.44 | S$0.00 | 15 Oct 2026 |
| Starr | TraveLead Gold | S$238.78 | S$0.00 | 19 Oct 2026 |
| MSIG | TravelEasy Pre-Ex Standard | S$242.50 | S$0.00 | 11 Oct 2026 |
| MSIG | TravelEasy Pre-Ex Elite | S$306.50 | S$0.00 | 11 Oct 2026 |
| MSIG | TravelEasy Pre-Ex Premier | S$401.00 | S$0.00 | 11 Oct 2026 |

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

## Travel insurance for Iraq in short

- Cheapest today: MSIG TravelEasy Lite, S$46.60.
- Most insurers price by region: Iraq is in their Worldwide band.
- Overseas medical cover on each insurer's cheapest plan runs from S$50,000 to S$200,000.

## How the price changes

| Trip | Lowest price | Insurers |
| --- | --- | --- |
| [3 days, one adult](https://shentonbrokers.com/quote/travel?countries=IQ&tripType=single&departDate=2026-11-27&returnDate=2026-11-29&adults=1&children=0) | S$13.60 | 4 |
| [7 days, one adult](https://shentonbrokers.com/quote/travel?countries=IQ&tripType=single&departDate=2026-11-27&returnDate=2026-12-03&adults=1&children=0) | S$25.60 | 4 |
| [14 days, a couple](https://shentonbrokers.com/quote/travel?countries=IQ&tripType=single&departDate=2026-11-27&returnDate=2026-12-10&adults=2&children=0) | S$93.20 | 4 |
| [14 days, two adults and two children](https://shentonbrokers.com/quote/travel?countries=IQ&tripType=single&departDate=2026-11-27&returnDate=2026-12-10&adults=2&children=2) | S$112.80 | 4 |
| A year of trips, Worldwide | S$236.00 | |

## Insurers that exclude Iraq

- Allianz: "Trips to Afghanistan, Cuba, the Congo, Iran, Iraq, Liberia, Sudan, Syria, Russia, Ukraine, North Korea or another sanctioned country (the portal's destination note)"
- Allianz Travel: "No cover for trips to Afghanistan, Congo, the Democratic Republic of the Congo, Cuba, Iran, Iraq, Israel, Liberia, Nepal, North Korea, Palestine, Russia, Sudan, South Sudan, Syria, Ukraine or other sanctioned countries (..."
- China Taiping: "travel in, to or through Afghanistan, Cuba, the Democratic Republic of Congo, Iran, Iraq, Liberia, North Korea, Sudan and Syria"
- Chubb: "No cover for trips to Afghanistan, Belarus, Cuba, DR Congo, Iran, Iraq, Libya, Myanmar, North Korea, Palestine, Russia, Sudan, Syria, Ukraine, Yemen (the quote refuses them)"
- ERGO: "No cover for trips to the policy's excluded countries: Afghanistan, the Democratic Republic of Congo, Iran, Iraq, Sudan, South Sudan, Libya, Somalia, North Korea, Belarus, Russia, Ukraine, Palestine, Syria, Lebanon, Isra..."
- Etiqa: "Losses related to the United States–Israel–Iran conflict (a known event for policies bought from 28 February 2026), for travel to Israel, Iran, Iraq and the wider Middle East as listed on Tiq's travel advisory"
- Great American: "Trips in, to or through Afghanistan, the Crimean region, Cuba, the Democratic Republic of Congo, Iran, Iraq, Liberia, Sudan or Syria"
- HL Assurance: "Trips to Afghanistan, Cuba, the Democratic Republic of Congo, Iran, Iraq, Liberia, Libya, North Korea, Sudan, Somalia and Syria (outside every area of travel"
- Income: "Trips to or through Afghanistan, Iraq, Liberia, Sudan or Syria"
- Liberty: "...vel to, within or through excluded countries (Afghanistan, Belarus, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, Lebanon, Myanmar, North Korea, Russia, Sudan, Syria, Venezuela, and the Crimea, Donetsk, Kherso..."
- QBE: "...ies: Afghanistan, Belarus, Central African Republic, Cuba, the Democratic Republic of the Congo, Haiti, Iran, Iraq, Lebanon, Libya, Liberia, Myanmar, North Korea, Palestine, Pakistan, Russia, Somalia, South Sudan, Sudan,..."
- Sompo: "Area C excludes travel in, to or through Afghanistan, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, Somalia, Sudan and Syria"
- Tokio Marine: "No cover for trips to Afghanistan, Cuba, Congo, Iran, Iraq, Liberia, Sudan, Syria or Ukraine (excluded from Zone B"

## Travel notes for Iraq

- Singapore's mission: Singapore has no diplomatic representation in Iraq. Singaporeans needing consular help should call the MFA Duty Office in Singapore (24 hours) on +65 6379 8800/8855. (source: Ministry of Foreign Affairs Singapore, https://www.mfa.gov.sg/travelling-overseas/travel-advisories-notices-and-visa-information/iraq/)

Checked against each source on 2026-10-20.

## Before you go

- MFA's travel advice and visa information: https://www.mfa.gov.sg/travelling-overseas/travel-advisories-notices-and-visa-information/iraq/
- 14 of the 22 insurers exclude claims from a trip made against official travel advice.
- MFA's e-Register: https://eregister.mfa.gov.sg/

Get your own quote with these answers filled in: https://shentonbrokers.com/quote/travel?countries=IQ&tripType=single&departDate=2026-11-27&returnDate=2026-12-10&adults=1&children=0

You finish buying on the insurer's own site; the insurer takes payment and issues the policy.

Web page: https://shentonbrokers.com/prices/travel/iraq