# Travel insurance: Two weeks in Cuba, one adult

Indicative premiums from Shenton Insurance Brokers. As of 28 Oct 2026 (Singapore time).

## Assumptions

- One adult aged 18 to 59
- 14 days in Cuba, leaving in 30 days
- Single trip, no cruise

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess | As at |
| --- | --- | --- | --- | --- |
| MSIG | TravelEasy Lite | S$46.60 | S$100.00 | 11 Oct 2026 |
| MSIG | TravelEasy Flex Standard Flex | S$64.00 | S$0.00 | 11 Oct 2026 |
| MSIG | TravelEasy Flex Elite Flex | S$73.40 | S$0.00 | 11 Oct 2026 |
| MSIG | TravelEasy Standard | S$89.40 | S$0.00 | 11 Oct 2026 |
| ERGO | ERGO TravelProtect Essential | S$96.02 | S$0.00 | 24 Oct 2026 |
| MSIG | TravelEasy Flex Premier Flex | S$103.80 | S$0.00 | 11 Oct 2026 |
| MSIG | TravelEasy Elite | S$119.80 | S$0.00 | 11 Oct 2026 |
| ERGO | ERGO TravelProtect Standard | S$120.50 | S$0.00 | 24 Oct 2026 |
| ERGO | ERGO TravelProtect Deluxe | S$145.00 | S$0.00 | 24 Oct 2026 |
| Singlife | Travel Lite | S$150.46 | S$0.00 | 8 Oct 2026 |
| MSIG | TravelEasy Premier | S$159.40 | S$0.00 | 11 Oct 2026 |
| Singlife | Travel Lite with COVID-19 add-on | S$171.87 | S$0.00 | 8 Oct 2026 |
| UOI | UniTravel Value | S$173.00 | S$0.00 | 19 Oct 2026 |
| UOI | UniTravel Plus | S$224.00 | S$0.00 | 19 Oct 2026 |
| Singlife | Travel Plus | S$235.43 | S$0.00 | 8 Oct 2026 |
| MSIG | TravelEasy Pre-Ex Standard | S$242.50 | S$0.00 | 11 Oct 2026 |
| Income | Classic | S$255.47 | S$0.00 | 19 Oct 2026 |
| Singlife | Travel Plus with COVID-19 add-on | S$261.31 | S$0.00 | 8 Oct 2026 |
| Income | Deluxe | S$304.29 | S$0.00 | 19 Oct 2026 |
| MSIG | TravelEasy Pre-Ex Elite | S$306.50 | S$0.00 | 11 Oct 2026 |
| UOI | UniTravel Pro | S$311.00 | S$0.00 | 19 Oct 2026 |
| Income | Enhanced PreX Basic | S$319.49 | S$0.00 | 19 Oct 2026 |
| Singlife | Travel Prestige | S$346.57 | S$0.00 | 8 Oct 2026 |
| Income | Preferred | S$370.16 | S$0.00 | 19 Oct 2026 |
| Singlife | Travel Prestige with COVID-19 add-on | S$377.43 | S$0.00 | 8 Oct 2026 |
| Income | Enhanced PreX Superior | S$387.07 | S$0.00 | 19 Oct 2026 |
| MSIG | TravelEasy Pre-Ex Premier | S$401.00 | S$0.00 | 11 Oct 2026 |
| Singlife | Travel Lite + Pre-existing Medical Conditions add-on | S$428.37 | S$0.00 | 8 Oct 2026 |
| Income | Enhanced PreX Prestige | S$441.34 | S$0.00 | 19 Oct 2026 |
| Singlife | Travel Lite + Pre-existing Medical Conditions add-on with COVID-19 add-on | S$449.78 | S$0.00 | 8 Oct 2026 |
| Singlife | Travel Plus + Pre-existing Medical Conditions add-on | S$554.92 | S$0.00 | 8 Oct 2026 |
| Singlife | Travel Plus + Pre-existing Medical Conditions add-on with COVID-19 add-on | S$580.80 | S$0.00 | 8 Oct 2026 |
| Singlife | Travel Prestige + Pre-existing Medical Conditions add-on | S$773.89 | S$0.00 | 8 Oct 2026 |
| Singlife | Travel Prestige + Pre-existing Medical Conditions add-on with COVID-19 add-on | S$804.75 | S$0.00 | 8 Oct 2026 |

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

## Travel insurance for Cuba in short

- Cheapest today: MSIG TravelEasy Lite, S$46.60.
- Most insurers price by region: Cuba is in their Worldwide band.
- Overseas medical cover on each insurer's cheapest plan runs from S$50,000 to S$350,000.

## How the price changes

| Trip | Lowest price | Insurers |
| --- | --- | --- |
| [3 days, one adult](https://shentonbrokers.com/quote/travel?countries=CU&tripType=single&departDate=2026-11-27&returnDate=2026-11-29&adults=1&children=0) | S$13.60 | 5 |
| [7 days, one adult](https://shentonbrokers.com/quote/travel?countries=CU&tripType=single&departDate=2026-11-27&returnDate=2026-12-03&adults=1&children=0) | S$25.60 | 5 |
| [14 days, a couple](https://shentonbrokers.com/quote/travel?countries=CU&tripType=single&departDate=2026-11-27&returnDate=2026-12-10&adults=2&children=0) | S$93.20 | 5 |
| [14 days, two adults and two children](https://shentonbrokers.com/quote/travel?countries=CU&tripType=single&departDate=2026-11-27&returnDate=2026-12-10&adults=2&children=2) | S$112.80 | 5 |
| A year of trips, Worldwide | S$236.00 | |

## Insurers that exclude Cuba

- Allianz: "Trips to Afghanistan, Cuba, the Congo, Iran, Iraq, Liberia, Sudan, Syria, Russia, Ukraine, North Korea or another sanctioned country (the portal's destination note)"
- Allianz Travel: "No cover for trips to Afghanistan, Congo, the Democratic Republic of the Congo, Cuba, Iran, Iraq, Israel, Liberia, Nepal, North Korea, Palestine, Russia, Sudan, South Sudan, Syria, Ukraine or other sanctioned countries (..."
- China Taiping: "travel in, to or through Afghanistan, Cuba, the Democratic Republic of Congo, Iran, Iraq, Liberia, North Korea, Sudan and Syria"
- Chubb: "any costs with respect to Cuba"
- Etiqa: "Destinations Tiq does not sell cover for: Afghanistan, both Congos, Cuba, Iran, Iraq, Israel, Liberia, Libya, North Korea, Palestine, Russia, Somalia, Sudan, South Sudan, Syria, Ukraine and Yemen"
- FWD: "Travel to or through specified countries (incl. Afghanistan, Belarus, Cuba, Iran, North Korea, Syria, occupied Ukrainian territories)"
- Great American: "Trips in, to or through Afghanistan, the Crimean region, Cuba, the Democratic Republic of Congo, Iran, Iraq, Liberia, Sudan or Syria"
- Great Eastern: "Travel in, to or through sanctioned countries (Afghanistan, Belarus, Cuba, Iran, North Korea, Russia, Syria and others) or any country the Ministry of Foreign Affairs of Singapore advises against travelling to"
- HL Assurance: "Trips to Afghanistan, Cuba, the Democratic Republic of Congo, Iran, Iraq, Liberia, Libya, North Korea, Sudan, Somalia and Syria (outside every area of travel"
- Liberty: "Travel to, within or through excluded countries (Afghanistan, Belarus, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, Lebanon, Myanmar, North Korea, Russia, Sudan, Syria, Venezuela, and the Crimea, Donetsk, Khe..."
- QBE: "No cover for trips to sanctioned countries: Afghanistan, Belarus, Central African Republic, Cuba, the Democratic Republic of the Congo, Haiti, Iran, Iraq, Lebanon, Libya, Liberia, Myanmar, North Korea, Palestine, Pakista..."
- Sompo: "Area C excludes travel in, to or through Afghanistan, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, Somalia, Sudan and Syria"
- Starr: "No cover for trips to Belarus, Cuba, Iran, North Korea, Russia or Ukraine (Starr's Worldwide area excludes them)"
- Tokio Marine: "No cover for trips to Afghanistan, Cuba, Congo, Iran, Iraq, Liberia, Sudan, Syria or Ukraine (excluded from Zone B"
- Zurich: "No cover for trips to Myanmar, Russia, Belarus, Cuba, Iran, Syria or North Korea (the site does not sell them), or to the Crimea, Donetsk and Luhansk regions of Ukraine"

## Travel notes for Cuba

- Emergency numbers: Police: 106. Fire: 105. Medical emergencies: 104. (source: Ministry of Foreign Affairs Singapore, https://www.mfa.gov.sg/travelling-overseas/travel-advisories-notices-and-visa-information/cuba/)
- Singapore's mission: Singapore's Embassy to Cuba is non-resident, run from the Ministry of Foreign Affairs in Singapore. Tel and emergency contact: +65 6379 8000 (MFA). (source: Ministry of Foreign Affairs Singapore (overseas missions), https://www.mfa.gov.sg/i-need-help-overseas/find-an-overseas-mission/)
- Medical treatment for visitors: Singaporeans can visit Cuba for up to 30 days without a visa, and all travellers must bring digital or printed proof of medical insurance. MFA also advises buying comprehensive travel insurance. (source: Ministry of Foreign Affairs Singapore, https://www.mfa.gov.sg/travelling-overseas/travel-advisories-notices-and-visa-information/cuba/)
- Weather to plan around: Hurricane season lasts from June to November each year. Monitor the local news and follow the advice of the local authorities. (source: Ministry of Foreign Affairs Singapore, https://www.mfa.gov.sg/travelling-overseas/travel-advisories-notices-and-visa-information/cuba/)

Checked against each source on 2026-10-20.

## Before you go

- MFA's travel advice and visa information: https://www.mfa.gov.sg/travelling-overseas/travel-advisories-notices-and-visa-information/cuba/
- 14 of the 22 insurers exclude claims from a trip made against official travel advice.
- MFA's e-Register: https://eregister.mfa.gov.sg/

Get your own quote with these answers filled in: https://shentonbrokers.com/quote/travel?countries=CU&tripType=single&departDate=2026-11-27&returnDate=2026-12-10&adults=1&children=0

You finish buying on the insurer's own site; the insurer takes payment and issues the policy.

Web page: https://shentonbrokers.com/prices/travel/cuba