# Travel insurance: Two weeks in Congo, one adult

Indicative premiums from Shenton Insurance Brokers. As of 28 Oct 2026 (Singapore time).

## Assumptions

- One adult aged 18 to 59
- 14 days in Congo, leaving in 30 days
- Single trip, no cruise

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess | As at |
| --- | --- | --- | --- | --- |
| MSIG | TravelEasy Lite | S$46.60 | S$100.00 | 11 Oct 2026 |
| HL Assurance | Travel Assured Plus Basic (no COVID-19 cover) | S$53.20 | S$0.00 | 21 Oct 2026 |
| Sompo | Essential | S$59.40 | S$0.00 | 9 Oct 2026 |
| MSIG | TravelEasy Flex Standard Flex | S$64.00 | S$0.00 | 11 Oct 2026 |
| Great American | Great Travel Insurance Classic | S$68.67 (estimate) | S$0.00 | 17 Oct 2026 |
| Sompo | Superior | S$72.00 | S$0.00 | 9 Oct 2026 |
| MSIG | TravelEasy Flex Elite Flex | S$73.40 | S$0.00 | 11 Oct 2026 |
| HL Assurance | Travel Assured Plus Silver | S$75.60 | S$0.00 | 21 Oct 2026 |
| Zurich | Travel Guard Direct Basic | S$80.00 | S$0.00 | 19 Oct 2026 |
| MSIG | TravelEasy Standard | S$89.40 | S$0.00 | 11 Oct 2026 |
| ERGO | ERGO TravelProtect Essential | S$96.02 | S$0.00 | 24 Oct 2026 |
| HL Assurance | Travel Assured Plus Gold | S$100.80 | S$0.00 | 21 Oct 2026 |
| MSIG | TravelEasy Flex Premier Flex | S$103.80 | S$0.00 | 11 Oct 2026 |
| FWD | Premium | S$109.67 | S$0.00 | 15 Oct 2026 |
| Great American | Great Travel Insurance Elite | S$111.18 (estimate) | S$0.00 | 17 Oct 2026 |
| China Taiping | Lite | S$119.00 | S$0.00 | 15 Oct 2026 |
| MSIG | TravelEasy Elite | S$119.80 | S$0.00 | 11 Oct 2026 |
| QBE | Travel Prestige Standard Plus | S$120.00 | S$0.00 | 19 Oct 2026 |
| ERGO | ERGO TravelProtect Standard | S$120.50 | S$0.00 | 24 Oct 2026 |
| FWD | Premium with COVID-19 extension | S$124.74 | S$0.00 | 15 Oct 2026 |
| HL Assurance | Travel Assured Plus Platinum | S$128.00 | S$0.00 | 21 Oct 2026 |
| Liberty | TourCare Plus Standard | S$128.50 | S$0.00 | 19 Oct 2026 |
| China Taiping | Economy | S$140.00 | S$0.00 | 15 Oct 2026 |
| EQ Insurance | EQ TravelSafe Basic | S$140.00 | S$0.00 | 19 Oct 2026 |
| ERGO | ERGO TravelProtect Deluxe | S$145.00 | S$0.00 | 24 Oct 2026 |
| FWD | Business | S$145.00 | S$0.00 | 15 Oct 2026 |
| Zurich | Travel Guard Direct Enhanced | S$149.00 | S$0.00 | 19 Oct 2026 |
| Singlife | Travel Lite | S$150.46 | S$0.00 | 8 Oct 2026 |
| Great American | Great Travel Insurance Ultimate | S$152.60 (estimate) | S$0.00 | 17 Oct 2026 |
| China Taiping | Business | S$155.00 | S$0.00 | 15 Oct 2026 |
| Starr | TraveLead Bronze | S$155.21 | S$0.00 | 19 Oct 2026 |
| Chubb | Economy | S$157.50 | S$0.00 | 19 Oct 2026 |
| MSIG | TravelEasy Premier | S$159.40 | S$0.00 | 11 Oct 2026 |
| EQ Insurance | EQ TravelSafe Executive | S$160.00 | S$0.00 | 19 Oct 2026 |
| FWD | Business with COVID-19 extension | S$160.07 | S$0.00 | 15 Oct 2026 |
| Singlife | Travel Lite with COVID-19 add-on | S$171.87 | S$0.00 | 8 Oct 2026 |
| UOI | UniTravel Value | S$173.00 | S$0.00 | 19 Oct 2026 |
| QBE | Travel Prestige Super Plus | S$180.00 | S$0.00 | 19 Oct 2026 |
| Starr | TraveLead Silver | S$185.50 | S$0.00 | 19 Oct 2026 |
| China Taiping | First | S$186.00 | S$0.00 | 15 Oct 2026 |
| Liberty | TourCare Plus Supreme | S$191.50 | S$0.00 | 19 Oct 2026 |
| Zurich | Travel Guard Direct Supreme | S$196.00 | S$0.00 | 19 Oct 2026 |
| EQ Insurance | EQ TravelSafe Ultimate | S$207.50 | S$0.00 | 19 Oct 2026 |
| FWD | First | S$210.37 | S$0.00 | 15 Oct 2026 |
| Chubb | Business | S$218.50 | S$0.00 | 19 Oct 2026 |
| UOI | UniTravel Plus | S$224.00 | S$0.00 | 19 Oct 2026 |
| FWD | First with COVID-19 extension | S$225.44 | S$0.00 | 15 Oct 2026 |
| Singlife | Travel Plus | S$235.43 | S$0.00 | 8 Oct 2026 |
| Starr | TraveLead Gold | S$238.78 | S$0.00 | 19 Oct 2026 |
| MSIG | TravelEasy Pre-Ex Standard | S$242.50 | S$0.00 | 11 Oct 2026 |
| Income | Classic | S$255.47 | S$0.00 | 19 Oct 2026 |
| Singlife | Travel Plus with COVID-19 add-on | S$261.31 | S$0.00 | 8 Oct 2026 |
| Income | Deluxe | S$304.29 | S$0.00 | 19 Oct 2026 |
| MSIG | TravelEasy Pre-Ex Elite | S$306.50 | S$0.00 | 11 Oct 2026 |
| UOI | UniTravel Pro | S$311.00 | S$0.00 | 19 Oct 2026 |
| India International | i-Journey Classic | S$311.74 | S$0.00 | 19 Oct 2026 |
| Chubb | First | S$316.50 | S$0.00 | 19 Oct 2026 |
| Income | Enhanced PreX Basic | S$319.49 | S$0.00 | 19 Oct 2026 |
| India International | i-Journey Executive | S$333.54 | S$0.00 | 19 Oct 2026 |
| Singlife | Travel Prestige | S$346.57 | S$0.00 | 8 Oct 2026 |
| Income | Preferred | S$370.16 | S$0.00 | 19 Oct 2026 |
| Singlife | Travel Prestige with COVID-19 add-on | S$377.43 | S$0.00 | 8 Oct 2026 |
| Income | Enhanced PreX Superior | S$387.07 | S$0.00 | 19 Oct 2026 |
| MSIG | TravelEasy Pre-Ex Premier | S$401.00 | S$0.00 | 11 Oct 2026 |
| Singlife | Travel Lite + Pre-existing Medical Conditions add-on | S$428.37 | S$0.00 | 8 Oct 2026 |
| Income | Enhanced PreX Prestige | S$441.34 | S$0.00 | 19 Oct 2026 |
| Singlife | Travel Lite + Pre-existing Medical Conditions add-on with COVID-19 add-on | S$449.78 | S$0.00 | 8 Oct 2026 |
| China Taiping | Business with Pre-Existing Medical Conditions cover | S$465.00 | S$0.00 | 15 Oct 2026 |
| Singlife | Travel Plus + Pre-existing Medical Conditions add-on | S$554.92 | S$0.00 | 8 Oct 2026 |
| China Taiping | First with Pre-Existing Medical Conditions cover | S$558.00 | S$0.00 | 15 Oct 2026 |
| Singlife | Travel Plus + Pre-existing Medical Conditions add-on with COVID-19 add-on | S$580.80 | S$0.00 | 8 Oct 2026 |
| Singlife | Travel Prestige + Pre-existing Medical Conditions add-on | S$773.89 | S$0.00 | 8 Oct 2026 |
| Singlife | Travel Prestige + Pre-existing Medical Conditions add-on with COVID-19 add-on | S$804.75 | S$0.00 | 8 Oct 2026 |

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

## Travel insurance for Congo in short

- Cheapest today: MSIG TravelEasy Lite, S$46.60.
- Most insurers price by region: Congo is in their Worldwide band.
- Overseas medical cover on each insurer's cheapest plan runs from S$12,500 to S$350,000.

## How the price changes

| Trip | Lowest price | Insurers |
| --- | --- | --- |
| [3 days, one adult](https://shentonbrokers.com/quote/travel?countries=CG&tripType=single&departDate=2026-11-27&returnDate=2026-11-29&adults=1&children=0) | S$13.60 | 17 |
| [7 days, one adult](https://shentonbrokers.com/quote/travel?countries=CG&tripType=single&departDate=2026-11-27&returnDate=2026-12-03&adults=1&children=0) | S$25.60 | 17 |
| [14 days, a couple](https://shentonbrokers.com/quote/travel?countries=CG&tripType=single&departDate=2026-11-27&returnDate=2026-12-10&adults=2&children=0) | S$93.20 | 17 |
| [14 days, two adults and two children](https://shentonbrokers.com/quote/travel?countries=CG&tripType=single&departDate=2026-11-27&returnDate=2026-12-10&adults=2&children=2) | S$112.80 | 17 |
| A year of trips, Worldwide | S$236.00 | |

## Insurers that exclude Congo

- Allianz: "Trips to Afghanistan, Cuba, the Congo, Iran, Iraq, Liberia, Sudan, Syria, Russia, Ukraine, North Korea or another sanctioned country (the portal's destination note)"
- Allianz Travel: "No cover for trips to Afghanistan, Congo, the Democratic Republic of the Congo, Cuba, Iran, Iraq, Israel, Liberia, Nepal, North Korea, Palestine, Russia, Sudan, South Sudan, Syria, Ukraine or other sanctioned countries (..."
- Chubb: "No cover for trips to Afghanistan, Belarus, Cuba, DR Congo, Iran, Iraq, Libya, Myanmar, North Korea, Palestine, Russia, Sudan, Syria, Ukraine, Yemen (the quote refuses them)"
- Etiqa: "Destinations Tiq does not sell cover for: Afghanistan, both Congos, Cuba, Iran, Iraq, Israel, Liberia, Libya, North Korea, Palestine, Russia, Somalia, Sudan, South Sudan, Syria, Ukraine and Yemen"
- Tokio Marine: "No cover for trips to Afghanistan, Cuba, Congo, Iran, Iraq, Liberia, Sudan, Syria or Ukraine (excluded from Zone B"

## Travel notes for Congo

- Singapore's mission: Singapore has no mission in the Republic of the Congo. Where there is none, MFA's 24-hour Consular Response Centre is on +65 6379 8800 or mfa_duty_officer@mfa.gov.sg. (source: Ministry of Foreign Affairs Singapore, https://www.mfa.gov.sg/travelling-overseas/general-travel-advice-for-singaporeans/)
- Medical treatment for visitors: Congo is on Singapore's list of countries with yellow fever risk. Travellers arriving from there within six days need a valid yellow fever vaccination certificate, which becomes valid 10 days after vaccination, or face quarantine. (source: Communicable Diseases Agency Singapore, https://www.cda.gov.sg/public/diseases/yellow-fever/)
- Weather to plan around: Congo's Health Ministry says the country has two seasons: the rainy season from October to April, hot and humid, and the dry season from May to September. (source: Ministère de la Santé et de la Population (Congo), https://sante.gouv.cg/wp-content/uploads/2024/09/PLAN-NATIONAL-DE-DEVELOPPEMENT-SANITAIRE-DU-CONGO-2023-2026_VERSION-OFFICIELLE.pdf)

Checked against each source on 2026-10-20.

## Before you go

- MFA's travel advice and visa information: https://www.mfa.gov.sg/travelling-overseas/travel-advisories-notices-and-visa-information/congo/
- 14 of the 22 insurers exclude claims from a trip made against official travel advice.
- MFA's e-Register: https://eregister.mfa.gov.sg/

Get your own quote with these answers filled in: https://shentonbrokers.com/quote/travel?countries=CG&tripType=single&departDate=2026-11-27&returnDate=2026-12-10&adults=1&children=0

You finish buying on the insurer's own site; the insurer takes payment and issues the policy.

Web page: https://shentonbrokers.com/prices/travel/congo