# Personal accident insurance: You and 2 children, S$50,000 cover

Indicative premiums from Shenton Insurance Brokers. As of 28 Oct 2026 (Singapore time).

## Assumptions

- One adult aged 18 to 59, an accountant
- S$50,000 sum insured
- 2 children

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess | As at |
| --- | --- | --- | --- | --- |
| HL Assurance | Family Protect360 Bronze, Myself With Child(ren) (S$50,000 an adult, S$10,000 a child) | S$135.25 | S$0.00 | 8 Oct 2026 |
| Liberty | PACare Plus Enhanced Essential, me and my children (S$50,000) | S$146.06 | S$0.00 | 9 Oct 2026 |
| MSIG | ProtectionPlus Silver, me and my children (S$100,000) | S$147.15 | S$0.00 | 19 Oct 2026 |
| Tokio Marine | TM 365 Personal Accident Plan A (S$50,000) with Child Protector, me and my children | S$152.87 (estimate) | S$0.00 | 19 Oct 2026 |
| ERGO | ERGO AccidentProtect Basic (S$100,000), Core Cover, me and my children (core premium plus 40%; children at 20% of the cover) | S$189.00 | S$0.00 | 19 Oct 2026 |
| Sompo | PA Ease Plan 1, me and my children (S$50,000; each child S$47.96) | S$191.84 | S$0.00 | 9 Oct 2026 |
| ERGO | ERGO AccidentProtect Basic (S$100,000), Core Cover + Add-on Cover 1, me and my children (core premium plus 40%; children at 20% of the cover) | S$225.00 | S$0.00 | 19 Oct 2026 |
| Liberty | PACare Plus Enhanced Economy, me and my children (S$100,000) | S$227.81 | S$0.00 | 9 Oct 2026 |
| Allianz | Accident Protect Plus Silver, me and my children (S$100,000; each child on the Child plan, S$48.90; 15% off the whole premium) | S$228.60 | S$0.00 | 19 Oct 2026 |
| Lonpac | Personal CarePlus Basic, me and my children (S$100,000; each child S$34.24, up to 3) | S$239.68 | S$0.00 | 11 Oct 2026 |
| India International | i-Aid Basic, me and my children (S$50,000; S$10,000 each child) | S$239.80 | S$0.00 | 10 Oct 2026 |
| Tokio Marine | TM 365 Personal Accident Plan B (S$100,000) with Child Protector, me and my children | S$240.89 (estimate) | S$0.00 | 19 Oct 2026 |
| MSIG | ProtectionPlus Gold, me and my children (S$150,000) | S$245.25 | S$0.00 | 19 Oct 2026 |
| AIG | Sapphire Enhanced Choices Standard, Basic package, me and my children (S$100,000) | S$259.97 | S$0.00 | 12 Oct 2026 |
| Etiqa | Tiq Personal Accident Enhanced Silver, Me and my children (S$125,000) | S$270.16 | S$0.00 | 15 Oct 2026 |
| Great Eastern | PA Supreme Plan A, me and my children (S$100,000; each child S$56.68, up to 6) | S$274.68 | S$0.00 | 17 Oct 2026 |
| QBE | PA Prestige Plan A, me and my children (S$100,000; each child S$30.52) | S$284.49 | S$0.00 | 11 Oct 2026 |
| Singlife | Personal Accident Lite, me and my children (S$100,000) | S$285.23 | S$0.00 | 5 Oct 2026 |
| Sompo | PAStar Deluxe, me and my children (S$100,000; each child S$47.96) | S$292.12 | S$0.00 | 9 Oct 2026 |
| HL Assurance | Family Protect360 Silver, Myself With Child(ren) (S$100,000 an adult, S$20,000 a child) | S$303.10 | S$0.00 | 8 Oct 2026 |
| Sompo | PA Ease Plan 2, me and my children (S$100,000; each child S$77.39) | S$309.56 | S$0.00 | 9 Oct 2026 |
| AIG | Sapphire Enhanced Choices Standard, Comprehensive package, me and my children (S$100,000) | S$340.08 | S$0.00 | 12 Oct 2026 |
| MSIG | PA RecoveryPlus Silver, me and my children (S$100,000) | S$377.14 | S$0.00 | 19 Oct 2026 |
| Liberty | PACare Plus Enhanced Executive, me and my children (S$200,000) | S$389.13 | S$0.00 | 9 Oct 2026 |
| Great Eastern | PA Supreme Plan B, me and my children (S$200,000; each child S$56.68, up to 6) | S$396.76 | S$0.00 | 17 Oct 2026 |
| India International | i-Aid Standard, me and my children (S$100,000; S$20,000 each child) | S$397.85 | S$0.00 | 10 Oct 2026 |
| Allianz | Accident Protect Plus Gold, me and my children (S$250,000; each child on the Child plan, S$48.90; 15% off the whole premium) | S$405.23 | S$0.00 | 19 Oct 2026 |
| China Taiping | Economy, me and my children (Family plan: S$100,000 for you, S$10,000 each child) | S$407.66 | S$0.00 | 19 Oct 2026 |
| MSIG | ProtectionPlus Platinum, me and my children (S$250,000) | S$408.75 | S$0.00 | 19 Oct 2026 |
| Singlife | Personal Accident Standard, me and my children (S$200,000) | S$423.57 | S$0.00 | 5 Oct 2026 |
| Lonpac | Personal CarePlus Standard, me and my children (S$200,000; each child S$60.72, up to 3) | S$425.04 | S$0.00 | 11 Oct 2026 |
| Tokio Marine | TM 365 Personal Accident Plan C (S$200,000) with Child Protector, me and my children | S$426.19 (estimate) | S$0.00 | 19 Oct 2026 |
| Etiqa | Tiq Personal Accident Enhanced Gold, Me and my children (S$300,000) | S$439.05 | S$0.00 | 15 Oct 2026 |
| AIG | Sapphire Enhanced Choices Preferred, Basic package, me and my children (S$200,000) | S$457.80 | S$0.00 | 12 Oct 2026 |
| QBE | PA Prestige Plan B, me and my children (S$200,000; each child S$61.04) | S$459.98 | S$0.00 | 11 Oct 2026 |
| Sompo | PAStar Elite, me and my children (S$200,000; each child S$80.66) | S$477.42 | S$0.00 | 9 Oct 2026 |
| Chubb | DBS MultiGen Protect Classic, me and my children (S$100,000; each child S$60,000 disability; 10-20% multi-member discount) | S$492.83 | S$0.00 | 20 Oct 2026 |
| FWD | FWD Life PA S$100,000 (Plan A), me and my children | S$506.85 | S$0.00 | 5 Oct 2026 |
| Great Eastern | PA Supreme Plan C, me and my children (S$300,000; each child S$56.68, up to 6) | S$506.85 | S$0.00 | 17 Oct 2026 |
| HSBC Life | HSBC Life Band Aid Package 3 (S$500,000), basic plan, me and my children (children free) | S$512.30 (estimate) | S$0.00 | 19 Oct 2026 |
| Income | PA Assurance Basic, me and my children (S$100,000; each child 40% off) | S$513.17 | S$0.00 | 16 Oct 2026 |
| Tokio Marine | TM 365 Personal Accident Plan D (S$300,000) with Child Protector, me and my children | S$518.84 (estimate) | S$0.00 | 19 Oct 2026 |
| Sompo | PA Ease Plan 3, me and my children (S$150,000; each child S$132.98) | S$531.92 | S$0.00 | 9 Oct 2026 |
| Liberty | PACare Plus Enhanced Elite, me and my children (S$300,000) | S$547.18 | S$0.00 | 9 Oct 2026 |
| Income | PA Assurance Basic with infectious disease cover, me and my children (S$100,000; each child 40% off) | S$561.13 | S$0.00 | 16 Oct 2026 |
| AIG | Sapphire Enhanced Choices Preferred, Comprehensive package, me and my children (S$200,000) | S$572.25 | S$0.00 | 12 Oct 2026 |
| MSIG | PA RecoveryPlus Gold, me and my children (S$200,000) | S$579.79 | S$0.00 | 19 Oct 2026 |
| FWD | FWD Life PA S$100,000 (Plan A) with Catch-All Rider, me and my children | S$583.05 | S$0.00 | 5 Oct 2026 |
| India International | i-Aid Enhanced, me and my children (S$200,000; S$30,000 each child) | S$588.60 | S$0.00 | 10 Oct 2026 |
| AIG | Sapphire Enhanced Choices Deluxe, Basic package, me and my children (S$300,000) | S$593.51 | S$0.00 | 12 Oct 2026 |
| Lonpac | Personal CarePlus Premier, me and my children (S$300,000; each child S$87.60, up to 3) | S$613.20 | S$0.00 | 11 Oct 2026 |
| China Taiping | Executive, me and my children (Family plan: S$200,000 for you, S$20,000 each child) | S$636.56 | S$0.00 | 19 Oct 2026 |
| Singlife | Personal Accident Plus, me and my children (S$300,000) | S$637.30 | S$0.00 | 5 Oct 2026 |
| Chubb | DBS MultiGen Protect Premier, me and my children (S$150,000; each child S$80,000 disability; 10-20% multi-member discount) | S$679.87 | S$0.00 | 20 Oct 2026 |
| Allianz | Accident Protect Plus Platinum, me and my children (S$500,000; each child on the Child plan, S$48.90; 15% off the whole premium) | S$685.79 | S$0.00 | 19 Oct 2026 |
| Great Eastern | PA Supreme Plan D, me and my children (S$500,000; each child S$56.68, up to 6) | S$719.40 | S$0.00 | 17 Oct 2026 |
| AIG | Sapphire Enhanced Choices Deluxe, Comprehensive package, me and my children (S$300,000) | S$740.66 | S$0.00 | 12 Oct 2026 |
| MSIG | PA RecoveryPlus Platinum, me and my children (S$300,000) | S$762.30 | S$0.00 | 19 Oct 2026 |
| Etiqa | Tiq Personal Accident Enhanced Platinum, Me and my children (S$500,000) | S$764.80 | S$0.00 | 15 Oct 2026 |
| Income | PA Assurance Classic, me and my children (S$200,000; each child 40% off) | S$796.14 | S$0.00 | 16 Oct 2026 |
| China Taiping | Platinum, me and my children (Family plan: S$300,000 for you, S$30,000 each child) | S$810.96 | S$0.00 | 19 Oct 2026 |
| Liberty | PACare Plus Enhanced Exclusive, me and my children (S$500,000) | S$819.68 | S$0.00 | 9 Oct 2026 |
| FWD | FWD Life PA S$100,000 (Plan A) with Income Support Rider Plan A, me and my children | S$821.85 | S$0.00 | 5 Oct 2026 |
| India International | i-Aid Premium, me and my children (S$300,000; S$40,000 each child) | S$839.30 | S$0.00 | 10 Oct 2026 |
| AIG | Sapphire Enhanced Choices Prestige, Basic package, me and my children (S$500,000) | S$866.55 | S$0.00 | 12 Oct 2026 |
| QBE | PA Prestige Plan C, me and my children (S$500,000; each child S$113.36) | S$869.82 | S$0.00 | 11 Oct 2026 |
| Sompo | PAStar Elite Plus, me and my children (S$500,000; each child S$80.66) | S$881.81 | S$0.00 | 9 Oct 2026 |
| FWD | FWD Life PA S$100,000 (Plan A) with Income Support Rider Plan A and Catch-All Rider, me and my children | S$898.05 | S$0.00 | 5 Oct 2026 |
| Income | PA Assurance Classic with infectious disease cover, me and my children (S$200,000; each child 40% off) | S$901.65 | S$0.00 | 16 Oct 2026 |
| China Taiping | Titanium, me and my children (Family plan: S$500,000 for you, S$50,000 each child) | S$941.76 | S$0.00 | 19 Oct 2026 |
| HL Assurance | Family Protect360 Premier, Myself With Child(ren) (S$250,000 an adult, S$50,000 a child) | S$1,024.62 | S$0.00 | 8 Oct 2026 |
| HSBC Life | HSBC Life Band Aid Package 3 (S$500,000) with all 6 optional benefits, me and my children (children free) | S$1,049.56 (estimate) | S$0.00 | 19 Oct 2026 |
| Income | PA Assurance Superior, me and my children (S$300,000; each child 40% off) | S$1,055.12 | S$0.00 | 16 Oct 2026 |
| AIG | Sapphire Enhanced Choices Prestige, Comprehensive package, me and my children (S$500,000) | S$1,157.58 | S$0.00 | 12 Oct 2026 |
| Income | PA Assurance Superior with infectious disease cover, me and my children (S$300,000; each child 40% off) | S$1,215.79 | S$0.00 | 16 Oct 2026 |
| HL Assurance | Family Protect360 Platinum, Myself With Child(ren) (S$350,000 an adult, S$70,000 a child) | S$1,443.21 | S$0.00 | 8 Oct 2026 |
| QBE | PA Prestige Plan D, me and my children (S$1,000,000; each child S$247.43) | S$1,464.96 | S$0.00 | 11 Oct 2026 |

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

Get your own quote with these answers filled in: https://shentonbrokers.com/quote/pa?coverFor=parent&occupation=accountant&sumInsured=50000&children=2

You finish buying on the insurer's own site; the insurer takes payment and issues the policy.

Web page: https://shentonbrokers.com/prices/pa/parent-2-children