# Personal accident insurance: Accountant, S$500,000 cover

Indicative premiums from Shenton Insurance Brokers. As of 28 Oct 2026 (Singapore time).

## Assumptions

- One adult aged 18 to 59
- Accountant
- S$500,000 sum insured

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess | As at |
| --- | --- | --- | --- | --- |
| MSIG | PA PrimePlus (Series II) Silver (S$500,000) | S$324.28 | S$0.00 | 19 Oct 2026 |
| EQ Insurance | EQ Personal Accident, death and permanent disablement (the sum you choose, S$50,000 to S$500,000) | S$436.00 | S$0.00 | 5 Oct 2026 |
| Etiqa | Tiq Personal Accident Enhanced Platinum (S$500,000) | S$460.72 | S$0.00 | 15 Oct 2026 |
| HSBC Life | HSBC Life Band Aid Package 3 (S$500,000), basic plan | S$512.30 (estimate) | S$0.00 | 19 Oct 2026 |
| EQ Insurance | EQ Personal Accident with medical expenses (the sum you choose, S$200,000 or S$500,000) | S$514.92 | S$0.00 | 5 Oct 2026 |
| UOI | UniPA Pro (S$500,000) | S$522.76 | S$0.00 | 11 Oct 2026 |
| EQ Insurance | EQ Personal Accident with medical expenses and income (the sum you choose, S$200,000 or S$500,000) | S$557.43 | S$0.00 | 5 Oct 2026 |
| AIG | Sapphire Enhanced Choices Prestige, Basic package (S$500,000) | S$577.70 | S$0.00 | 12 Oct 2026 |
| ERGO | ERGO AccidentProtect Deluxe (S$500,000), Core Cover | S$580.00 | S$0.00 | 19 Oct 2026 |
| MSIG | PA PrimePlus (Series II) Gold (S$1,000,000) | S$591.11 | S$0.00 | 19 Oct 2026 |
| China Taiping | Titanium (S$500,000) | S$591.87 | S$0.00 | 19 Oct 2026 |
| Great Eastern | PA Supreme Plan D (S$500,000) | S$606.04 | S$0.00 | 17 Oct 2026 |
| FWD | FWD Life PA S$500,000 (Plan C) | S$640.92 | S$0.00 | 5 Oct 2026 |
| QBE | PA Prestige Plan C (S$500,000) | S$643.10 | S$0.00 | 11 Oct 2026 |
| ERGO | ERGO AccidentProtect Deluxe (S$500,000), Core Cover + Add-on Cover 1 | S$688.00 | S$0.00 | 19 Oct 2026 |
| Allianz | Accident Protect Plus Platinum (S$500,000) | S$709.02 | S$0.00 | 19 Oct 2026 |
| Sompo | PAStar Elite Plus (S$500,000) | S$720.49 | S$0.00 | 9 Oct 2026 |
| FWD | FWD Life PA S$500,000 (Plan C) with Catch-All Rider | S$767.91 | S$0.00 | 5 Oct 2026 |
| AIG | Sapphire Enhanced Choices Prestige, Comprehensive package (S$500,000) | S$771.72 | S$0.00 | 12 Oct 2026 |
| Income | PA Assurance Premium (S$500,000) | S$817.50 | S$0.00 | 16 Oct 2026 |
| Liberty | PACare Plus Enhanced Exclusive (S$500,000) | S$819.68 | S$0.00 | 9 Oct 2026 |
| Income | PA Assurance Premium with infectious disease cover (S$500,000) | S$941.76 | S$0.00 | 16 Oct 2026 |
| FWD | FWD Life PA S$500,000 (Plan C) with Income Support Rider Plan C | S$955.90 | S$0.00 | 5 Oct 2026 |
| QBE | PA Prestige Plan D (S$1,000,000) | S$970.10 | S$0.00 | 11 Oct 2026 |
| Income | PA Assurance Prestige (S$1,000,000) | S$1,045.31 | S$0.00 | 16 Oct 2026 |
| HSBC Life | HSBC Life Band Aid Package 3 (S$500,000) with all 6 optional benefits | S$1,049.56 (estimate) | S$0.00 | 19 Oct 2026 |
| FWD | FWD Life PA S$500,000 (Plan C) with Income Support Rider Plan C and Catch-All Rider | S$1,082.89 | S$0.00 | 5 Oct 2026 |
| Income | PA Assurance Prestige with infectious disease cover (S$1,000,000) | S$1,201.18 | S$0.00 | 16 Oct 2026 |

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

Get your own quote with these answers filled in: https://shentonbrokers.com/quote/pa?coverFor=myself&occupation=accountant&sumInsured=500000

You finish buying on the insurer's own site; the insurer takes payment and issues the policy.

Web page: https://shentonbrokers.com/prices/pa/office-worker-500k